Jersey City : Questions & Answers

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Zeolilly, Home Buyer in Fort Worth, TX
Zeolilly answered:
what is the difference between conventional and FHA? Which is better for a $200K loan with excellent credit.? Any helpful websites?
"When it comes to low down payment options conventional loans are typically superior to FHA. Here are just a few of the differences.

With conventional financing you're able to place ... more
0 votes Share Flag A few hours ago Home Buying in Jersey City
Voiletu, Home Buyer in Fort Worth, TX
Voiletu answered:
What are the disadvantages on an FHA loan?
The main drawback for an FHA loan is the upfront mortgage insurance premium. FHA is going to tack on 1.75% of the loan amount on to the loan.

If you have a 20% down payment there wou ... more
0 votes Share Flag A few hours ago Financing in Jersey City
Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
Hey I'm buying my first home! What does it mean when my agent asks me to waive appraisal so long as home appraises within 1% of the contract?
ps you might want to discuss this with your attorney............
0 votes Share Flag Yesterday at 7:04pm Home Buying in 07307
amalhotra, Home Buyer in Jersey City, NJ
amalhotra asked:
Mortgage on non-warrantable condo in Jersey City for H1B applicants. Hi - My wife and I have an accepted offer on unit in a non warrantable condo building (there is a pending litigation) in Jersey City and are looking for a mortgage.

So far, we have had…
0 votes Share Flag Tue May 19, 2015 Home Buying in 07310
Michelle Mum…, Real Estate Pro in 07307
Michelle Mumoli answered:
Can you tell me about Jersey City Heights? What is the neighborhood like?
Jersey City Heights, is what Brooklyn Heights was before the real estate boom that happened there. It has great parks, amazing views and is the perfect place to build your home with sev ... more
0 votes Share Flag Fri May 15, 2015 Home Buying in 07307
Yaritza Tapia, Renter in New York, NY
Yaritza Tapia asked:
Apartment in Hudson County that accepts TRA voucher. Hey I'm looking for an apartment in Hudson County that accepts TRA voucher in Jersey City heights not in Greenville which mean any are that's not as bad.. I'm currently residing…
0 votes Share Flag Tue May 12, 2015 For Rent in Jersey City
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Any houses rent to own in Jersey City?
Yes...please check one of many links that can show you available homes...
http://www.getrenttoown.com/rent-to-own/new-jersey-rent-to-own/jersey-city.htm

Good luck in your search! ... more
0 votes Share Flag Sun May 3, 2015 Home Buying in 07307
ssreep, Home Buyer in Mineola, NY
ssreep answered:
Dixon Mills Condo in Jersey City, NJ. We are looking to buy here and we are curious about the condo board / association.
Dont buy in dixon mills. I stayed there for 3 years and had to leave due to bed bugs, rats and insects. Its an old factory renovated into apartments. I cant speak for all the buildings ... more
0 votes Share Flag Sat May 2, 2015 Home Buying in 07302
Dominique Ed…, Real Estate Pro in Jersey City, NJ
Dominique Edwards answered:
Seeking broker for JC rentals, July Move-In
With the high rents in JC downtown, there aren't any rentals currently listed that are "no brokers fee" or rent controlled since mostly everything are condos.
I would suggest looking ... more
0 votes Share Flag Fri May 1, 2015 Rentals in Jersey City
Dominique Ed…, Real Estate Pro in Jersey City, NJ
Dominique Edwards answered:
Is it wise to buy a condo in jersey city downtown waterfront at this time ?
Now is definitely the time to buy before prices go out of control and interests rates are still low. I was just reviewing this month's figures on JC downtown and found that our 'absorpt ... more
0 votes Share Flag Fri May 1, 2015 Home Buying in Jersey City
Vikram Kaul, Home Buyer in Jersey City, NJ
Vikram Kaul asked:
Looking for quick gut renovation cost estimates (Journal Square in Jersey City) Looking for contractors that can visit a property in Journal Square quickly and give us cost estimates for a significant renovation. We are happy to pay an appropriate fee for this. Thanks
0 votes Share Flag Sun Apr 26, 2015 Home Buying in Jersey City
Vikram Kaul, Home Buyer in Jersey City, NJ
Vikram Kaul asked:
Significant renovation cost estimates (Jersey City area) We need contractor estimates quickly for a place that we have bid on in Jersey City (2,000 sq ft ). Any suggestions on potential contractors?
0 votes Share Flag Sun Apr 26, 2015 Home Buying in 07302
rosa.haydee02, Home Buyer in Oak Park, IL
rosa.haydee02 answered:
As a buyer, can I represent my self with out an agent ? What are the Pros and Cons of doing this ?
there is listing agreement with agent seller agrees to pay 4000 commission to agent agent has similar listing with different seller he agrees to give agent 5000 commission
seller exch ... more
0 votes Share Flag Fri Apr 24, 2015 Home Buying in 07302
Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
I need a subprime mortgage refinance lender in ca.with no income or credit check
Steve,
Even in the height of the mortgage craziness this option didn't exist. Credit is always checked and stated income was dependent upon having decent credit. I was a licensed le ... more
0 votes Share Flag Tue Apr 21, 2015 Financing in Jersey City
Lauro Arantes, Real Estate Pro in 10014
Lauro Arantes answered:
distance to path station
It is about 15 to 20 mins by bus
0 votes Share Flag Sat Apr 18, 2015 Traffic & Public Transportation in Jersey City
Lilly Ardell…, Home Buyer in Brooklyn, NY
Lilly Ardell Stevens asked:
We are relocating from Williamsburg, Brooklyn. Want to start a family- am looking for 1,500-2,000 square feet somewhere central in Jersey City. We have 2 dogs, so access to an outdoor space is high in our list. Which neighborhoods within Jersey City should we scout?
0 votes Share Flag Fri Apr 17, 2015 Rentals in Jersey City
Mao Yiran, Home Buyer in New York, NY
Mao Yiran asked:
Mortgage for F-1(OPT) visa and how to find? Hello,

I am current working in New York region under my F-1 visa (Post Graduation OPT)this year. Since the rent is so high around this region, I am considering buying a studio or one…
0 votes Share Flag Wed Apr 15, 2015 Home Buying in 07310
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