Home Buying in Irvine : Questions & Answers

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Yaw Anku, Other/Just Looking in
Yaw Anku answered:
I've been pre-approved for a FHA loan and am starting my search in the Irvine area. Unfortunately, I don't
For an updated list of FHA approved condos in Irvine, CA see http://homebuyerwise.com/FHA-Approved-Condos/city/Irvine-CA_2230 . This link is available nights and weekends unlike the HU ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in 92606
Bill Cook, Real Estate Pro in Lake Forest, CA
Bill Cook answered:
Investing in a property w/ a relative
It depends on the lender will accept you putting the title of the property into a trust. Many lenders nowadays will allow this. As far as protecting it from creditors, I am not fully aw ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in 92618
Brad Korb, Real Estate Pro in Burbank, CA
Brad Korb answered:
What is the different between Townhouse, Single family home, condos, and apartments?
Hi Fiona! Great Questions here is a brief explanation of each type of property asked.
townhomes: are mutli level, typically have a parking garage on the bottom floor.
Single Family ... more
0 votes Share Flag Tue Feb 24, 2015 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
Refinance Additional Interest
Yes your rate accrues at the end of the month not the first part like you would expect.

So if you close on the 5th, then what you will owe your old lender will be one month (if you ... more
0 votes Share Flag Mon Feb 2, 2015 Home Buying in Irvine
Doug  Willia…, Home Owner in Irvine, CA
Doug Williams answered:
What can you say about the Springs Condos in Streamwood, Irvine, CA. Is it a safe place to live in?
I am familiar with the area and I can say that is a safe area to live in, just like the rest of Irvine for the most part.
In case you may be interested in finding out actual crime rep ... more
0 votes Share Flag Fri Jan 30, 2015 Home Buying in Northwood
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
I am about to make a purchase offer for a listing, however, I found out that there are 2 sex offender livings nearby the property.
Hi Lucy,

This would be a question to ask yourself about whether or not this is something you can live with. If you are not okay with it then you don't have to purchase the home!

B ... more
0 votes Share Flag Wed Jan 28, 2015 Home Buying in 92618
Jamie Tian, Real Estate Pro in Los Angeles, CA
Jamie Tian answered:
Does it matter it is a gas stove or electric stove when buying a home in Irvine, CA? Is gas much cheaper to use?
Hi Lucy,

I think this would be a personal preference, I have had clients who prefer gas and vice versa.

Sounds like you can change to a gas stove if your home has gas for everythi ... more
0 votes Share Flag Wed Jan 28, 2015 Home Buying in 92618
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
Can I get mortgage pre-qualification when I don't have 2 years of W-2 and I just start a new job.?
Yes, very easy as well.

Riccardo Wardlow
Sales Manager
NMLS 219402
Cross Country Mortgage
630-670-8266
323 546 8066

Specializing in Illinois and California
RATED A+ WITH THE ... more
0 votes Share Flag Mon Jan 12, 2015 Home Buying in Irvine
Latinavelez, Home Buyer in New York, NY
Latinavelez answered:
What are foreclosure houses and who can buy them?
How can you buy a foerclosure home?
0 votes Share Flag Sat Jan 10, 2015 Home Buying in Irvine
ExeRealEstate, Real Estate Pro in Newport Beach, CA
ExeRealEstate answered:
HI, I plan to buy a house around March this year. When should be a good time for me to look for houses. I want a 2 bed bath home below 500000
I would love to help you! Here is some information about me taken from my website http://www.MyRealEstateExecutive.com

Brittany Leighton, Real Estate Professional

Experienced Sout ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
investment property in Orange County, CA
Unfortunately the tougher the city is, the more the cash flow is general rule. Newport Beach has almost no cash flow.

You almost always do better buying a fourplex.

Give me a call ... more
0 votes Share Flag Mon Dec 29, 2014 Home Buying in Irvine
Paul Youssef, Real Estate Pro in Costa Mesa, CA
Paul Youssef answered:
I'm moving to Irvine, CA from Singapore. Are foreigners eligible to purchase properties?
Yes. But there are rules that may restrict you from obtaining financing as well as rules on tax withholding.

I specialize in seller financing. I can help you get financed with 10 ... more
0 votes Share Flag Sat Nov 15, 2014 Home Buying in Irvine
Paul Youssef, Real Estate Pro in Costa Mesa, CA
Paul Youssef answered:
Anyone have stated income loans under 5.5% interest rate?NonJumbo loans with 30% down or more?
If you have trouble getting financed let me know. I can help you or your client find a seller financed home at 5.5% or better with about 15% down payment. Check my website.
0 votes Share Flag Sat Nov 15, 2014 Home Buying in Irvine
Richard Litt…, Real Estate Pro in Orange County, CA
Richard Littlefield answered:
What are 80/10/10 requirements for Best mortgage rates?
Lenders that did 2nds all got wiped out during the crash. So while you can still do it it is not easy to find a 2nd.
While you avoid the PMI the rate goes up on the first, the terms on ... more
0 votes Share Flag Thu Sep 25, 2014 Home Buying in Irvine
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
I hear that real estate agents will have properties for sale not listed on MLS. Why is this done, and how do I find out about them?
I have them. Two SFHs located in Dunedin FL and one in Clearwater.

Most of the real estate I help sell is via the invisible market.
Keep asking agents if they have 'First Look' opti ... more
0 votes Share Flag Wed Sep 24, 2014 Home Buying in Irvine
David LaVall…, Real Estate Pro in Irvine, CA
David LaVallee answered:
How much flexibility in listing prices, on avg., are in Irvine market right now? 20% down, with financing. ive pre-app letter.
Hopefully you're still looking into the amazing Irvine area. Since you've posted there have been some great places that have stayed on the market for a while and may be headed to a pric ... more
0 votes Share Flag Thu Aug 28, 2014 Home Buying in Irvine
David LaVall…, Real Estate Pro in Irvine, CA
David LaVallee answered:
I am interestd in buying a house /2 story in irvine of university high school zone,price range above$50K.
I work and live in the gorgeous Quail Hill area of Irvine so if you're still looking, feel free to ask me any questions you may have.
0 votes Share Flag Thu Aug 28, 2014 Home Buying in Irvine
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
First time buyer: Buying a condo in Irvine area and sharing rent. Worth it?
Hi, Samir!
Dan's answer below is very thorough so I will not repeat what he said. Since I am local to Irvine, I can provide you with some lender referrals, and I can assist you with a ... more
0 votes Share Flag Sat Aug 9, 2014 Home Buying in Irvine
Nicole Fedor…, Real Estate Pro in 92866
Nicole Fedorchek answered:
Job relocating to Seal Beach........Looking at Irvine or Tunstin possibly to rent or buy.
Hi,
Studies show that if you plan on staying in your home for more than 3 years, then its worth buying a home (due to closing costs, etc). While many people experience "sticker-shock" ... more
0 votes Share Flag Mon Jul 21, 2014 Home Buying in Irvine
ExeRealEstate, Real Estate Pro in Newport Beach, CA
ExeRealEstate answered:
Is this property listed at $7107 still available for purchase? How do I receive a list of foreclosure properties to buy ?
I would love to help you! To start, here is a link to a list of foreclosures in Orange County: http://www.mrmlsmatrix.com/DE.asp?k=3297360X09WF&p=DE-210963898-618



Here is some in ... more
0 votes Share Flag Mon Jun 2, 2014 Home Buying in 92612
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