Iowa : Questions & Answers

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William Stoen, Real Estate Pro in Decorah, IA
William Stoen answered:
what is the difference in buying a home that is a short sales and a home that is in foreclosure. which is the better deal?
On a " Short Sale " You still can present the offer directly to the owner/ occupant but the offer must be subject to Mortgage holder - Lender approval of the the terms. Most of time ... more
0 votes Share Flag Mon Sep 15, 2014 Home Buying in Des Moines
sargeriley, Other/Just Looking in Columbia Heights, MN
sargeriley answered:
How can you find out what is the maximum price of house you can afford?
I would say no more than 3 times your income for the year dont let your eyes get to big for income
0 votes Share Flag Tue Sep 9, 2014 Home Buying in Des Moines
John Beltram…, Real Estate Pro in Cedar Rapids, IA
John Beltramea answered:
Can we be approved for this amount as recent college graduates?
Feel free to contact me! One of our local lenders has a program built specifically for students and I can put you in touch with the right person to help. It sounds like you are really m ... more
0 votes Share Flag Thu Sep 4, 2014 Home Buying in Cedar Rapids
Adam Pandori, Real Estate Pro in Galway, NY
Adam Pandori answered:
Is an agent's failure to provide feedback unprofessional or just a lack of common courtesy?
Accurate feedback is important because it helps the listing agent drive home their reasoning to the seller which often results in action on the seller's behalf. That being said. There i ... more
1 vote Share Flag Thu Sep 4, 2014 Home Selling in Ames
onthegotoo, Home Seller in Algona, IA
onthegotoo asked:
What is the source of your data?
0 votes Share Flag Mon Sep 1, 2014 General Area in 50511
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
I am wondering if there are apartment complexes that offer month-to-month rentals.
The last thing a landlord wants to do is constantly rerent an apartment. They like 1 year leases and 2 year ones are even better. I am sure you can find a month to month but you will li ... more
0 votes Share Flag Sat Aug 30, 2014 Rentals in Cedar Falls
John Beltram…, Real Estate Pro in Cedar Rapids, IA
John Beltramea answered:
If I get an offer at the full price of my listing do I have to take it?
No a full price offer doesn't mean you have to accept the offer. In a purchase contract, there are other conditions you may not agree upon such as financing deadlines, closing date, po ... more
0 votes Share Flag Wed Aug 27, 2014 Home Selling in Cedar Rapids
John Beltram…, Real Estate Pro in Cedar Rapids, IA
John Beltramea answered:
Last year in March I was asking if I can get a Mortgage with a credit score under 550, On back on here for more advice. My credit score is now 600.
I hope you were able to take advantage of the last round of ROOTS funding. In case you weren't, there are still some of the city grants available for $5000.00 for first time buyers. Fee ... more
0 votes Share Flag Fri Aug 22, 2014 Home Buying in 52402
John Beltram…, Real Estate Pro in Cedar Rapids, IA
John Beltramea answered:
My husband and I both have terrible credit. Over the last year, we've paid off everything in collections, bringing our scores up- mine 570, his 613.
Congratulations on working hard to get those scores up! I don't think you are quite there yet but if you would like local help in trying to resolve the problem, please call me-3 ... more
0 votes Share Flag Fri Aug 22, 2014 Home Buying in 52402
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Does combining two bedroom into a master suite add value to a home?
It sounds like a good plan. Master suites are popular and can make a difference for many buyers. Without seeing your home, your plans and knowing your market however, I would ... more
0 votes Share Flag Tue Aug 19, 2014 Remodel & Renovate in 51301
Judi Monday,…, Real Estate Pro in Green Valley, AZ
Judi Monday, CRS answered:
Can non-professional's sell a home on this site?
You must be represented by a licensed real estate agent for your home to be listed on Trulia.
0 votes Share Flag Thu Aug 14, 2014 Home Selling in Prole
marylouc, Real Estate Pro in West Des Moines, IA
marylouc asked:
is John Glen Dr. in Carlisle on the market? Add some detail about your question
0 votes Share Flag Thu Aug 14, 2014 Foreclosure in Carlisle
Julie B, Home Buyer in Davenport, IA
Julie B answered:
I'm wanting to know is there any quiet neighborhoods around the North High School area? Looking to move to a quiet area.
We live in the neighborhood off of Marquette St north of 53rd St. less than a mile west of North High School. We like it very much and find the neighbors to be quiet and respectful. The ... more
0 votes Share Flag Sun Aug 10, 2014 General Area in Davenport
Tim Rogers, Other/Just Looking in Galena, IL
Tim Rogers asked:
what are the average utilities range?
0 votes Share Flag Tue Aug 5, 2014 Rentals in Dubuque
Matthew Karj…, Real Estate Pro in Grinnell, IA
Matthew Karjalahti answered:
I have poor credit ,and little down payment,my daughter and i would be purchasing together so she would have something when im gone . My daughters
Hi Deb,

You may be able to co-
sign something with your daughter or she may be able to purchase on her own. Definitely talk to a couple of lenders first before you invest too much o ... more
0 votes Share Flag Tue Aug 5, 2014 Home Buying in Grinnell
Harry, Home Buyer in Malone, NY
Harry answered:
Can me and my husband get a mortgage since he only has an ITIN number? I'm a U.S. citizen but he makes way more money than I do.
No, ITIN is for foreign nationals for tax filing purposes. No one can get a CC, Mortgage or Car loan on a ITIN as there's no credit profile for a ITIN. IRS is the only entity who knows ... more
0 votes Share Flag Fri Aug 1, 2014 Home Buying in Washington
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