Foreclosure in Indio : Questions & Answers

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Alex Greer, Real Estate Pro in California
Alex Greer answered:
My brother is going into a modification with BofA. He get a deal on his first mortgage 3 months ago, but his second loan was still under review. He
I was just looking through old post and I noticed yours. If you were not able to refinance at the time of the post, I can certainly help you out now. You can call me at 408-352-5147 or ... more
0 votes Share Flag Thu Aug 15, 2013 Foreclosure in Indio
Terri Club, Real Estate Pro in Arizona
Terri Club answered:
CAN I GET LOAN MODIFICATION AFTER BK?
I had a client who wanted to buy a home in Arizona, but he had a foreclosure. After researching the web I found a loan program at www.cfsflex.com, they allow a mortgage after a foreclo ... more
0 votes Share Flag Tue Apr 23, 2013 Foreclosure in Indio
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
CANCELLING A SHORT SALE TO KEEP THE HOUSE.
I hope you had a favorable outcome. If you did a short sale, you could buy again in 3 years. I do principal reductions, Short-Refinances in CA.


http://www.Under640FicoScoreLoans.co ... more
0 votes Share Flag Sat Oct 6, 2012 Foreclosure in Indio
Soila Thomps…, Real Estate Pro in La Quinta, CA
Soila Thompson answered:
I DECLARED BK 7 A YEAR AGO AND INCLUDED MY HOUSE. THE PEOPLE FROM THE BANK (BANK OF AMERICA) CONTAC ME AND OFERT ME TO KEEP THE HOUSE TRYNG A LOAN
You did well on the 1st, consider your self lucky on that - if they turned down the 2nd mod KEEP paying it, they are different loans.

Good luck,

Soila
0 votes Share Flag Wed Sep 19, 2012 Foreclosure in Indio
Garrigus Real…, Real Estate Pro in Beaumont, CA
Garrigus Real Estate Group answered:
I had bankruptcy chap.7, had loan modification approved but 2nd mortgage not included in the modication,will i still pay the 2nd mortgage?
Your bankruptcy attorney has already been paid for their representation and you should consult them. By the way, if the 2nd has not been discharged or dealt with, then you must still pa ... more
0 votes Share Flag Sat Feb 25, 2012 Foreclosure in Indio
Joanna Jensen, Real Estate Pro in 94566
Joanna Jensen answered:
My house was foreclosed on and I still have the 2nd mortgage requesting me to pay off my loan with them. This was my primary home at the time in
Hi,
Totally depends on a few things.
1) What type of loan was the second, purchase money, or equity line?
2) Was your second lender the same as your first?
Do you know the current ... more
0 votes Share Flag Sat Apr 3, 2010 Foreclosure in Indio
So Cal Homes…, Real Estate Pro in Hemet, CA
So Cal Homes 951-821-8211 answered:
B of A give me a modification on mi first mortgage 3 months ago. The second mortgage modification was still pending, they call me today and say that
Hi Ivonne,
It appears you have some options.
You can go to www.southerncaliforniahome.info and see your options.
you might consider
short sale
renting the property
paying your l ... more
0 votes Share Flag Wed Mar 31, 2010 Foreclosure in Indio
NonRealtor, Other/Just Looking in 23456
NonRealtor answered:
We're in the process of fighting foreclosure. Our credit is down the tubes. Our house is over $200,000 upsid
Hi Mary,
If you lose the fight, you may be able to rent a larger place--at a reasonable price. Good Luck
0 votes Share Flag Fri Aug 7, 2009 Foreclosure in Indio
Sheri Dettman, Real Estate Pro in La Quinta, CA
Sheri Dettman answered:
Are foreclosure homes easier to purchase then a short sell home?
Kory,

Yes is the answer depending on what you mean by easier. A bank owned home (REO) is sold as is, whereas you might be able to get the seller of a short sale to do some repairs. ... more
0 votes Share Flag Tue Feb 24, 2009 Foreclosure in Indio
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