Credit Score in Indiana : Questions & Answers

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tom.mccollis…, Real Estate Pro in 46038
tom.mccollister answered:
I had filed bankruptcy over 2 yrs ago. Prior to filing, I sold a home on contract and I included it on my bk. Do I have to wait 3yrs to buy a home?
If your credit score is now where it would need to be for approval, it will depend on if it was a Chapter 7 or 13 on if you have to wait 1 year or 2 years. Contact me and we can talk i ... more
0 votes Share Flag Fri Sep 5, 2014 Credit Score in Indianapolis
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
2 CR no judgmnt, then title search and 1 judgment against both hubby/I from 07. We sold on short sale, but that wasn't credited, how to remove asap?
I agree with Josh. Contact the entity reporting the wrong information to get this corrected.
0 votes Share Flag Mon Jun 23, 2014 Credit Score in South Bend
Sam Shueh, Real Estate Pro in San Jose, CA
Sam Shueh answered:
how can i find landlords accepting section 8 voucher?
City housing dept. There are landlords who sign up with them.
1 vote Share Flag Thu Jun 5, 2014 Credit Score in 47712
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
602 credit score wanting FHA loan need advice fast!
It seems that your scores in your range should work. Lenders like myself can go as low as 580 when it comes to credit scores. Of course, your other finances will need to be in place as ... more
0 votes Share Flag Tue May 13, 2014 Credit Score in Indianapolis
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Hi, Can only one spouse apply for a mortgage? I have student loan debt-I'm still in school for my doctorate & my husband is a working professional.
Yes, it is possible to have one spouse apply for the mortgage and not the other. This means that only your husband's finances will be looked at, yours will not be included. This means t ... more
0 votes Share Flag Mon Nov 4, 2013 Credit Score in South Bend
Keith Jean P…, Real Estate Pro in East Brunswick, NJ
Keith Jean Pierre answered:
I'm wanting to get a small business loan but my credit score is 640. Do I have a chance of getting approved?
I would suggest you speak to a lending professional as they would be best suited to answer this question.
0 votes Share Flag Sun Nov 3, 2013 Credit Score in Kokomo
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Desperate to buy!
Good evening Dawnygirl83,

We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the ... more
0 votes Share Flag Tue Aug 13, 2013 Credit Score in 46324
Christina So…, Real Estate Pro in Morristown, TN
Christina Solorzano answered:
Looking for a mortgage with a 560 credit score... Syracuse, Indiana
Unfortunately you will need a 620 and or greater. If you would like free help to boost your credit scores please visit my blog here on Trulia, or go to our website.

Best of Luck & Ha ... more
0 votes Share Flag Tue Jun 11, 2013 Credit Score in Syracuse
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Are there any lenders that would qualify me for a home loan?
Good afternoon michaelweightman80 and THANK YOU for your Service to our Nation,

It is unlikely you could be approved for mortgage financing with those low credit scores at this time. ... more
0 votes Share Flag Sat Aug 25, 2012 Credit Score in 46322
lnne blane, Renter in Indianapolis, IN
lnne blane answered:
What credit score do u need to purchase a homepath home?
chapter 7 in 2008 foreclosure 2011 do i reaaly have to wait 3years for foreclosure? Is any house for sale for rent?Could that be an option for me ofr rent to buy?
0 votes Share Flag Tue Jul 3, 2012 Credit Score in Indianapolis
Laura Feghali, Real Estate Pro in Stamford, CT
Laura Feghali answered:
Any advice on how to up ones credit score faster? My husband's score went up 1 point in one month.
Hello Whitney,
Here are some tips from the National Association of REALTORS® on how to improve your credit score:

1.Check for and correct any errors in your credit report. Mis ... more
0 votes Share Flag Wed Jun 20, 2012 Credit Score in 46036
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Do things automatically drop off of your credit report after a certain period of time?
I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection ... more
0 votes Share Flag Sun Apr 29, 2012 Credit Score in 46992
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Do things eventually drop off of your credit report after a certain period of time whether they are settled or not? If so, when does that happen?
I have found that CONSUMER ACTION is an excellent resource for objective advice on all things credit related. You'll find free and sincere advice on everything from settling collection ... more
0 votes Share Flag Sun Apr 29, 2012 Credit Score in Wabash
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I have a credit score of 580. Is there any places who will approve a Home Loan for a house less then $100,000??
We see many credit reports with low credit scores (anything less than 620), and often many scores in the 500's. This is BAD credit. If you are one of the folks affected by this terrible ... more
0 votes Share Flag Mon Apr 16, 2012 Credit Score in Crown Point
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I am a renter and would like to buy a home but have terrible credit (549 FICO). Would a lease puchase option be available in the Boonville area?
With a lease purchase the forst thing you need to do is to get prequailified, you need to know what price range you should be in, what you will need to do to be able to get a mortgage t ... more
0 votes Share Flag Fri Jul 15, 2011 Credit Score in 47601
Kim Ammerman, Real Estate Pro in North Vernon, IN
Kim Ammerman answered:
We have a credit score of 603 and are wanting to buy a home in S. Indiana. My husband is a disabled vet with a decent monthly income. Any advice?
Michelle, I realized this evening, after receiving your e-mail, that we are in the same homeschool group. Hope you got the forward about Teen Time tomorrow. Please call me on Friday a ... more
0 votes Share Flag Thu Dec 9, 2010 Credit Score in North Vernon
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