Huntsville : Questions & Answers

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Unspecified, Renter in
Unspecified asked:
Mortgage Companies that work with credit scores 560 and up? My husband and I are looking to buy a home in or around Huntsville, AL and I was wondering if there were any mortgage lenders that work with VA loans 560 and 616
0 votes Share Flag Wed Mar 25, 2015 Financing in Huntsville
Galia Taneva, Real Estate Pro in 94086
Galia Taneva answered:
What is the most important thing to you in real estate ?
Location, location, location!
0 votes Share Flag Tue Mar 17, 2015 Home Buying in Huntsville
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
Help ..LANDLORD IN FORECLOSURE
The Protecting Tenants at Foreclosure Act (PTFA) of 2009 required that owners acquiring property through foreclosure (ie banks) honor existing leases. Tenants with term leases could no ... more
1 vote Share Flag Sun Mar 1, 2015 Rental Basics in 35802
Jennifer Min…, Real Estate Pro in Madison, AL
Jennifer Minyard answered:
how do I figure out how much money I need for a down payment?
Angie,

The amount of the down payment is going to depend on the loan program you and your lender choose based on your specific situation. If you choose to go with a USDA Rural Develo ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in 35802
Jennifer Min…, Real Estate Pro in Madison, AL
Jennifer Minyard answered:
A house was on the market for sale at least 2 years. Now I heard the owner is renting it out... Would/Could this house sale while being rented???
It could sell during the lease period but the law states that the tenant may remain in the home for the period of the lease, if they continue to pay as their lease states. If the proper ... more
0 votes Share Flag Sun Mar 1, 2015 Home Buying in 35802
Atlas Campbe…, Real Estate Pro in Huntsville, AL
Atlas Campbell answered:
What is the best way to get folks to come see my home?
Hire the right agent to market the property
0 votes Share Flag Fri Feb 6, 2015 Home Selling in Huntsville
Jacky Patter…, Real Estate Pro in 35611
Jacky Patterson Jr answered:
How common is it for a seller to pay the closing costs? It happens often on house hunting TV shows, but how realistic is that for Huntsville?
You can ask the seller to pay for your closing cost in your offer. The seller would respond back with acceptance, counter you back, or possibly not accept paying your closing cost. It w ... more
0 votes Share Flag Fri Feb 6, 2015 General Area in 35801
tully7878, Home Owner in Maylene, AL
tully7878 answered:
Anyone heard of Valor Communities?
beware of hoa fee I live in a valor comm now and $250 a yr no pool and we are powerless to change
it builder or dictator remains in control of h.o.a. and homeowners are ripped off and ... more
0 votes Share Flag Sun Feb 1, 2015 Home Buying in Madison Park Apartments
Steve Clark, Home Buyer in Huntsville, AL
Steve Clark answered:
I believe Aldridge Creek and/or another creek flooded sometime in the 90s which was called a 100 year flood??? Is this true?
This property is built out of the 500 year flood plan!
0 votes Share Flag Fri Jan 23, 2015 Home Buying in Villas at Jones Valley
Susan Chipman, Real Estate Pro in Huntsville, AL
Susan Chipman answered:
What is the average price for 3-bedroom and 4-bedroom homes in Huntsville, AL?
It depends. What neighborhood or section of town you are looking to live. Is the house new construction or an existing home? Too many variable to give a clear answer. Any more specif ... more
0 votes Share Flag Mon Jan 5, 2015 Market Conditions in Huntsville
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
DO YOU HAVE TO HAVE CREDIT TO RENT A HOUSE?
It all depends on what the owner/landlord wants. There are no rules like buying a house.
0 votes Share Flag Wed Nov 19, 2014 Rentals in Bridgewater Landing
Jim Brown, Real Estate Pro in Huntsville, AL
Jim Brown answered:
is this property in the fllod plain?
This property is not in the flood plain.
0 votes Share Flag Thu Oct 2, 2014 Home Buying in Villas at Jones Valley
Forest Knowl…, Real Estate Pro in Huntsville, AL
Forest Knowles answered:
My house was recently added to the flood mitigation plan. Does being in a flood plain lower the value of my home?
From a marketing standpoint the simple answer from un-informed buyers is probably yes, but it is not a simple question. What you are saying is that your home was determined by recent st ... more
0 votes Share Flag Mon Sep 22, 2014 Market Conditions in Huntsville
Jeff Baker, Real Estate Pro in Huntsville, AL
Jeff Baker answered:
What does this mean - "Occupant status varies and buyer assumes responsibility of occupancy." Does it mean the buyer must evict the current occupant?
Sounds like standard language applied by the vendor who lists these foreclosed properties at auction. They are doing a little CYA just in case the foreclosed owner is still there. If yo ... more
0 votes Share Flag Wed Aug 27, 2014 Market Conditions in Huntsville
John Hook, Real Estate Pro in 84770
John Hook answered:
Purchasing a home and would like to know if person who did a lot of building had the proper permits. He may not have. Would like to find out.?
You need to check with the county or city recorders office and or building inspector. If the additions were permitted than the permits will be on file. If not you have to assume the ro ... more
0 votes Share Flag Wed Aug 13, 2014 Home Buying in 35801
Carson Valley…, Real Estate Pro in Gardnerville, NV
Carson Valley Land answered:
When purchasing a home with a VA loan, does the buyer or the seller pay for the termite inspection.?
Seller should provide a clear termite report or make certain the home is clear or appropriately treated.

Lisa Wetzel and Jim Valentine

Certified Distressed Property Expert, CDPE
... more
0 votes Share Flag Wed Aug 13, 2014 Home Selling in 35801
Jayne Meaut, Real Estate Pro in Mobile, AL
Jayne Meaut answered:
Does the seller have to provide a termite letter? The buyer is wanting us to pay for the treatment but I thought it was the buyers responsiblity?
In Alabama it is the seller's responsibility to provide and pay for a termite inspection letter. In order to complete approval for the buyer's mortgage loan, lenders require the termite ... more
0 votes Share Flag Wed Aug 6, 2014 Home Selling in 35801
Victor Engle…, Real Estate Pro in 35803
Victor Englert answered:
My wife and I will be moving to the Huntsville, AL area. I would like to find an agent that is well versed in VA Loans.
I have been a realtor in the Huntsville/Madison County area for 20 years now and am well versed in VA loans. I worked with several lenders with equal experience who can make your exper ... more
0 votes Share Flag Sun Jul 27, 2014 Home Buying in Huntsville
Victor Engle…, Real Estate Pro in 35803
Victor Englert answered:
Why live in Research Park near Huntsville AL?
It is the 2nd largest Research Park in the U.S. so there are many employment opportunities within and connected to Research Park. Bridge Street, a shopping, dining, and entertainment co ... more
0 votes Share Flag Sun Jul 27, 2014 Home Buying in 35806
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