Financing in Houston : Questions & Answers

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Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut PA answered:
I want to use a VA Loan. How would that effect ny Mortgage?
100% Financing!!!! BELOW IS THE BENEFITS AND QUALIFICATIONS FOR VA LOANS!!!

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personne ... more
0 votes Share Flag Thu Jun 11, 2015 Financing in 77060
Gaylepat, Home Buyer in Dallas, TX
Gaylepat answered:
2012 FHA LOAN for MODULAR HOME BUILT ON THE PROPERTY
Yes, you can get a FHA loan on a manufactured home. Requirements will be a permanent foundation, tie downs, and I believe it also needs to be detitled with the DMV. If it isn't FHA cert ... more
1 vote Share Flag Fri May 22, 2015 Financing in Houston
Shellymaei, Home Buyer in Fort Worth, TX
Shellymaei answered:
If I use a FHA loan is a sellers contribution neccesary?
The Federal Housing Administration limits the seller assist to the lesser of 6% of the sales price or allowable closing costs, prepaid and escrow costs.

The seller and/or third party ... more
1 vote Share Flag Thu May 21, 2015 Financing in Houston
Hope, Home Buyer in Houston, TX
Hope asked:
FHA loan reserves
0 votes Share Flag Mon May 18, 2015 Financing in Houston
Sally May, Home Buyer in Tampa, FL
Sally May answered:
On a VA loan, is the seller responsible for all closing costs and the buyer responsible for all mortage points?
VA mortgage benefits that only come with a VA mortgage:
Easier qualification standards
Less strict credit and income standards
No down payment required
Bad Credit Score VA loans Dow ... more
0 votes Share Flag Fri May 15, 2015 Financing in 77059
John Broussa…, Real Estate Pro in Houston, TX
John Broussard answered:
I have a question regarding foreign national loans.
We have cash out options and numerous programs for Foreign Nationals loans Minimum loan amount is 100K. Give me a call to discuss.

John Broussard
Newbridge Home Loans
john@newbridg ... more
0 votes Share Flag Wed May 6, 2015 Financing in Houston
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara answered:
I'm a foreign investor. Is it possible to get a loan using a property as colateral in Texas?I'm looking at 100-130 000 US $. What would be rates?
Dear loan seeker, I'm here to offer the loan needed so you have to write through our email: Michaelloanheritage7@outlook.com
Thanks
Michael Loan Heritage
0 votes Share Flag Tue Apr 14, 2015 Financing in Houston
drukpenusaba…, Home Owner in Tampa, FL
drukpenusabara asked:
Dear loan seeker, I'm here to offer the loan needed so you have to write through our email: Michaelloanheritage7@outlook.com Thanks Michael Loan Dear loan seeker, I'm here to offer the loan needed so you have to write through our email: Michaelloanheritage7@outlook.com
Thanks
Michael Loan Heritage
0 votes Share Flag Tue Apr 14, 2015 Financing in Houston
Cesarjulio09…, Home Buyer in New York, NY
Cesarjulio0909 answered:
What lenders do ITIN Mortgages now? Borrower has over two years employment, check stubbs, w-2's tax returns, bank statements, and land.
Hello does anybody knows who makes mortgage loan with itin?
0 votes Share Flag Wed Mar 18, 2015 Financing in Houston
Ashoke Dharia, Real Estate Pro in Houston County, TX
Ashoke Dharia answered:
In need of a commercial mortgage broker in Houston
hello! I am Ash Dharia /VABROKER/AVFINANCIAL SVCS in houston/Humble since 1994
looking to see what you are or your company offer on the mortgage finance?
let me know,
thanks
... more
0 votes Share Flag Sun Mar 15, 2015 Financing in Houston
Marco Bolado, Real Estate Pro in San Antonio, TX
Marco Bolado answered:
Mortgages for Foreign nationals in Texas?
Frederik,

I think you'll find most foreign National programs are limited to primary residence and 2nd home purchase not investment properties. I have some non-prime and private mone ... more
0 votes Share Flag Mon Feb 9, 2015 Financing in Houston
Jim, Both Buyer and Seller in Norcross, GA
Jim answered:
Does anybody know of a lender that will accept ITIN numbers?
Watch out the guy named Ricard - EI Bey.
He is a fraud. He cannot get you any loan at all. What he does is cheat your money for appraisal which he will never done. Once if he got the m ... more
0 votes Share Flag Wed Feb 4, 2015 Financing in Houston
Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
Looking to relocate to Houston from Illinois how can I get connected to someone to help me to pre-qualify. Looking to purchase a foreclosure
Hi Gertrude,

Houston is a great place to relocate to. I helped a client relocate from Chicago last year and she is loving the weather here. If you aren't working with a Realtor I wou ... more
0 votes Share Flag Fri Jan 30, 2015 Financing in Houston
Rick Walters, Real Estate Pro in Spring, TX
Rick Walters answered:
I'm a 1st time buyer, but I don't know step 1 for buying a house (outside of increasing your credit score). Please advise.
Hello,

The first step in your home buying experience should be to get pre-approved for a home loan. Most sellers won't consider an offer without a pre-approval. I have helped many fi ... more
0 votes Share Flag Thu Nov 27, 2014 Financing in Houston
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Any hope for getting a mortgage if I'm self-employed straight out of graduate school?
Depends on the Bank and other assets, complete a loan application with your local lenders.
0 votes Share Flag Wed Nov 5, 2014 Financing in Houston
daves4, Home Buyer in San Francisco, CA
daves4 answered:
Non warrantable condo loans?
Is anyone aware of lenders (outside of CUs) doing N-W condo loans above 80% LTV?
0 votes Share Flag Tue Oct 21, 2014 Financing in Houston
Deborah Wint…, Real Estate Pro in League City, TX
Deborah Winters Chaney answered:
Who pays for a well water test and termite tests? Is it the same for a VA buyer?
Mark is right, all inspections are paid for by the Buyer. However, if termites or Wood-Destroying Insects are found, The Homeowner pays for the elimination of them. Thanks for your in ... more
0 votes Share Flag Mon Oct 13, 2014 Financing in 77059
Stacy Burgin, Real Estate Pro in 77494
Stacy Burgin answered:
What happens if I'm approved for a lower amount than the asking price of a new home?
you can negotiate or put more money down. If you need a realtor I can assist you to make sure this doesn't happen because you get pre approved first and then you want to start searchin ... more
0 votes Share Flag Sat Sep 20, 2014 Financing in 77008
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
What happens if I'm approved for a lower amount than the asking price of a new home?
The MCC Program might be your solution. Ask your lender if they offer this. If not, call me.

The MCC program is a tax credit from the IRS for home buyers who have not owned a home i ... more
0 votes Share Flag Mon Sep 15, 2014 Financing in 77008
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