Financing in Houston : Questions & Answers

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Quinntonia G…, Real Estate Pro in Houston, TX
Quinntonia Glover answered:
Financing/programs, TMP79/MCC
You can go to www.myfirsttexashome.com and find out about the down payment programs. You will need a score of at least 640 to qualify for those but there also is another program called ... more
0 votes Share Flag Sat Jan 2, 2016 Financing in Houston
Andreydro.le…, Home Buyer in New York, NY
Andreydro.lease0147 answered:
Home financing how to get preaproved
We are direct provider for BG/SBLC specifically for lease, at leasing price of (3 % +0. 5% + X% ) of face value, Issuance by HSBC Bank London , Barclays Bank London , Deutsche Bank, & A ... more
0 votes Share Flag Tue Nov 17, 2015 Financing in Houston
Susie Kay, Real Estate Pro in Dallas, TX
Susie Kay answered:
Is it true that banks won't approve mortgage loan less than 65k?
It depends on the lender. If you are still looking for a loan then I would suggest that you pick up the phone and call a lender or two and go from there.
0 votes Share Flag Sat Nov 7, 2015 Financing in Houston
Bart Gabe, Real Estate Pro in Austin, TX
Bart Gabe answered:
What lenders do ITIN Mortgages now? Borrower has over two years employment, check stubbs, w-2's tax returns, bank statements, and land.
We offer ITIN loans nationwide.

Our guidelines are as follows:

2 yrs employment in the USA (Tax returns and W2s are required)

US Bank Account that is at least 60 days old

20 ... more
0 votes Share Flag Sun Sep 13, 2015 Financing in Houston
Here To Help, Both Buyer and Seller in Chula Vista, CA
Here To Help answered:
Non warrantable condo loans?
If you are having a hard time financing a non-warrantable condo give me a call. We lend Nationwide, can go up to 75%LTV with no prepayment penalties or balloon payments due and can offe ... more
0 votes Share Flag Tue Sep 8, 2015 Financing in Houston
Mrjctx, Home Buyer in Houston, TX
Mrjctx answered:
Where can I print a free Owner Finance Agreement?
Search through your county grantor / grantee index and see if you can find a good agreement that works for your situation. It's free and most of the time the terms are very similar to ... more
0 votes Share Flag Sun Aug 16, 2015 Financing in Houston
Kenji Inui,  in Irvine, CA
Kenji Inui answered:
1. My broker gets loans for investors for properties with 4 units or less. Is this considered a commercial or residential mortgage loan?
if it is zoned as residential and less than 4 units it is considered residential.
0 votes Share Flag Tue Aug 11, 2015 Financing in Houston
Kenji Inui,  in Irvine, CA
Kenji Inui answered:
Is it true that if you work for a bank that you don't needs loan originating license to be a loan officer?
True, FDIC insured depository banks do not require nmls endorsment
0 votes Share Flag Tue Aug 11, 2015 Financing in Houston
Citybankloan…, Home Buyer in Palm Springs, CA
Citybankloan123 answered:
We would like to purchase a lot and build on it within a year. Can anyone recommend a bank that will finance a lot located in Magnolia, Texas?
Good day,

Dear Loan Seekers, Greetings from city bank loan,
We are certified Loan lender that offers loan to people who are in
need of loans. We gives out loans for project, busine ... more
0 votes Share Flag Mon Aug 10, 2015 Financing in Houston
Citybankloan…, Home Buyer in Palm Springs, CA
Citybankloan123 answered:
where can I find state-by-state loan origination licensing requirements for residential and commericial loans?
Good day,

Dear Loan Seekers, Greetings from city bank loan,
We are certified Loan lender that offers loan to people who are in
need of loans. We gives out loans for project, busine ... more
0 votes Share Flag Mon Aug 10, 2015 Financing in Houston
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut answered:
I want to use a VA Loan. How would that effect ny Mortgage?
100% Financing!!!! BELOW IS THE BENEFITS AND QUALIFICATIONS FOR VA LOANS!!!

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personne ... more
0 votes Share Flag Fri Jul 3, 2015 Financing in 77060
Hope, Home Buyer in Houston, TX
Hope asked:
FHA loan reserves
0 votes Share Flag Mon May 18, 2015 Financing in Houston
Irenelori, Home Buyer in Ontario, CA
Irenelori answered:
On a VA loan, is the seller responsible for all closing costs and the buyer responsible for all mortage points?
Unallowable fees

The VA allows lenders to charge a 1% origination fee, which covers costs involved with originating and processing a mortgage. Lenders can also skip the flat fee and ... more
3 votes Share Flag Fri May 15, 2015 Financing in 77059
John Broussa…, Other/Just Looking in Houston, TX
John Broussard answered:
I have a question regarding foreign national loans.
We have cash out options and numerous programs for Foreign Nationals loans Minimum loan amount is 100K. Give me a call to discuss.

John Broussard
Newbridge Home Loans
john@newbridg ... more
0 votes Share Flag Wed May 6, 2015 Financing in Houston
Corby Callaw…, Real Estate Pro in Katy, TX
Corby Callaway answered:
I'm a foreign investor. Is it possible to get a loan using a property as colateral in Texas?I'm looking at 100-130 000 US $. What would be rates?
Yes you can obtain financing. We just closed a home for a client, with 20% down, sales price of $250,000 and the rate was 5.75% for a 20 year fixed, 6th one for this year. Some were inv ... more
1 vote Share Flag Tue Apr 14, 2015 Financing in Houston
ashok dharia, Real Estate Pro in humble, TX
ashok dharia answered:
In need of a commercial mortgage broker in Houston
hello! I am Ash Dharia /VABROKER/AVFINANCIAL SVCS in houston/Humble since 1994
looking to see what you are or your company offer on the mortgage finance?
let me know,
thanks
... more
0 votes Share Flag Sun Mar 15, 2015 Financing in Houston
Marco Bolado, Other/Just Looking in San Antonio, TX
Marco Bolado answered:
Mortgages for Foreign nationals in Texas?
Frederik,

I think you'll find most foreign National programs are limited to primary residence and 2nd home purchase not investment properties. I have some non-prime and private mone ... more
0 votes Share Flag Mon Feb 9, 2015 Financing in Houston
Jim, Both Buyer and Seller in Norcross, GA
Jim answered:
Does anybody know of a lender that will accept ITIN numbers?
Watch out the guy named Ricard - EI Bey.
He is a fraud. He cannot get you any loan at all. What he does is cheat your money for appraisal which he will never done. Once if he got the m ... more
0 votes Share Flag Wed Feb 4, 2015 Financing in Houston
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