Hernando : Questions & Answers

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Tony Garcia, Real Estate Pro in Charlotte, NC
Tony Garcia answered:
is a 653 FICO credit score really bad??
653 is not great but it is not bad.

FHA financing will go as low as 580 with 3.5% down. Conventional will go down to as low as 620 with 5% down.

What I suggest is you reach out t ... more
0 votes Share Flag Fri Jan 23, 2015 Financing in Hernando
Beth Davidson, Real Estate Pro in Hernando, MS
Beth Davidson answered:
i have a credit score of 653.What are my chances of getting a home loan?
The chances of you getting a home loan are high. You should not have any problems with your score. Remember that other factors do come into play when you are looking for a home loan. ... more
0 votes Share Flag Mon Dec 29, 2014 Financing in Hernando
Beth Davidson, Real Estate Pro in Hernando, MS
Beth Davidson answered:
Financing with bad credit
Contact a lender that can work with you on repairing your credit. You would be amazed at what fixing your credit will do for your life and your future. It might take a while but you c ... more
0 votes Share Flag Mon Dec 29, 2014 Financing in Hernando
Jeff Mckelroy, Real Estate Pro in Desoto County, MS
Jeff Mckelroy answered:
Does the bank have to accept the first offer on a foreclosed home? or can a higher price be considered by the bank if one is made/
In most instances foreclosed homes are listed at below prevailing market rates for similar sized homes in the area. Because of this it is very common for the bank to receive multiple o ... more
0 votes Share Flag Fri Aug 9, 2013 Home Buying in Hernando
Clint Bolton, Real Estate Pro in Hernando, MS
Clint Bolton answered:
We purchased a home 2 years ago in Walls, MS but need more space. We are presently upgrading to sale in hopefully three years. Should we wait longer?
Hi! It depends on the market and the comparable sales in your area/neighborhood. If they are favorable you could sale at anytime. However, when you are ready to sale, if the comparable ... more
0 votes Share Flag Thu Aug 1, 2013 Home Buying in Hernando
Sabra Cable, Real Estate Pro in Hernando, MS
Sabra Cable answered:
canyou get a home loan in hernando ms with a credit score of 586 its low because of my student loans i am repairing it slowly both work fulltime jobs
Glad you got an answer from a reliable lender Danelle. They are the go to folks for loans that get you approved first and we are here to assist with your next step. Call if you need m ... more
0 votes Share Flag Thu Feb 21, 2013 Home Buying in Hernando
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
We are a recently married couple in the process of repairing our credit, is it wise to do a lease purchase or continue to rent and throw away money.
Jacqueline,
As Mack pointed out, and the many professionals who will respond to your question will confirm, for most entering into a lease purchase will also result in 'throwing your m ... more
0 votes Share Flag Tue Nov 27, 2012 Rent vs Buy in 38632
Jeff Palmer, Real Estate Pro in Hattiesburg, MS
Jeff Palmer answered:
i own land in mississippi how do i get a devloper?
Jackie,
It depends on what your plans are as to how you would get a developer. If you would enlighten me on what you plan to do with the property, I would be happy to help.
You are we ... more
0 votes Share Flag Thu Jul 21, 2011 Agent2Agent in 38632
Bill Eckler-…, Real Estate Pro in Venice, FL
Bill Eckler-Florida, answered:
It is a "Buyer's Market". What does a Seller need to do to have a quick sale?
The reality of the "foreclosure" market is that many of these properties have been neglected and are viewed as "fixer uppers." They are in need of considerable work ... more
0 votes Share Flag Wed Mar 23, 2011 Home Selling in Hernando
Pam Simpson, Real Estate Pro in Senatobia, MS
Pam Simpson answered:
What is the average time on the market for homes in the $300,000 in the DeSoto County, MS Area? Specifically Hernando, MS.
Dutsch2,
There have been only a few homes in Hernando that have sold in the $280,000-$350,000 price range in the past few months in Hernando MS. The average days on the market for tho ... more
0 votes Share Flag Sun May 16, 2010 Market Conditions in 38632
Pam Simpson, Real Estate Pro in Senatobia, MS
Pam Simpson answered:
what is the 90 trend in home sale prices?
Richard,
Wish I could have answered sooner but I just saw your question. 38632 is the zip for Hernando, MS. I am including a link to this answer that has market reports for Hernando ... more
0 votes Share Flag Wed Jan 28, 2009 Home Selling in 38632
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