Absolutely! You should probably check first with a bank or credit union you currently do business with. If they aren't able to approve you or you want to get a second opinion then get a referral from your realtor or from family and friends
Congrats on deciding to join the ranks of home owners!... more
Unfortunately, yes. I just saw a situation where a homeowner was approved for a loan modification. They sent paperwork several times and kept getting the run around. Finally they were told everything was complete and the decision was imminent. On a Friday afternoon, they were told it had been denied (no reason given except that "the investor didn't approve it) and the home went to sale in 3 days on Monday. Foreclosure sale was done for about 1/3 less than what the home was worth.
They wrote letters to the President of the mortgage company, BBB, Chamber of Commerce, State Attorney General, and a few other places. 3 months later the sale was canceled. The law firm handling it works for the mortgage company, NOT you, so keep that in mind.
(RA) MBA, e-PRO, REALTORÂ®
East Oahu Realty... more
Do you mean an FHA loan? All lenders offer that .and all lenders will work with first time Home Buyers if your credit score is good. FHA stands for Federal Housings Assistance .
Tricia Avila ABR. SFR.
Realty Executive Suburbia
1224 SE Louis Dr
Real Estate Knowledge in Action.... more