Financing in Haverhill : Questions & Answers

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Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
Would any broker underwrite a VA mortgage with 61% DTI, plus 750 Credit Score and $2000/month residual income?
That seems like a tall order. Did you have a lender run it through the automated underwriting system yet? Did they get an approve but their lending guidelines cap you out at a lower num ... more
0 votes Share Flag Thu Apr 24, 2014 Financing in Haverhill
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Is it possible to obtain a mortgage with less than 20% down payment?
If you are a Veteran of the Armed Forces and you qualify for VA Guaranteed mortgage financing, then eligible Veterans are permitted to financing up to 100% of the purchase price of the ... more
0 votes Share Flag Sun Apr 29, 2012 Financing in Haverhill
Daniel Rivera, Real Estate Pro in Daly City, CA
Daniel Rivera answered:
Can I obtain a mortgage with less than 20 % down?
Yes there are many options especially through government loans which provide special incentives in order for people to buy. Talk to a mortgage specialist.
0 votes Share Flag Mon Mar 26, 2012 Financing in Haverhill
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
Can I obtain a mortgage with less than 20 % down?
A little bit of a loaded question. Depends on the type of property, occupancy and credit profile. But there are programs that allow fr 3-3.5% down and even a few that allow 100% finan ... more
0 votes Share Flag Tue Mar 6, 2012 Financing in Haverhill
Craig M Pitzi, Real Estate Pro in 02420
Craig M Pitzi answered:
How can they do an accurate appraisal for refiancing in the winter with all the snow on the ground? They can not take any pictures of your property?
I worked as a former appraiser for many years. Even some of the most gorgeous lots of land rarely were given consideration. Overall lot size and location is more important than landscap ... more
0 votes Share Flag Thu Jan 27, 2011 Financing in Haverhill
Geoffrey Boyd, Real Estate Pro in Oregon
Geoffrey Boyd answered:
Who is the best lender to ref with a high DTI 59% and credit score in mid 600's?
Thanks for the response. I work for a nationwide mortgage bank and have been in the bsiness for over 20 years (and still having a great time!) The 43% that you reference is rela ... more
0 votes Share Flag Tue Jun 8, 2010 Financing in Haverhill
Ellen & Doc…, Real Estate Pro in San Antonio, TX
Ellen & Doc Stephens answered:
Is it easier to ref with a direct lender or local company?
Hi, Tinker,

I think you are always better off to deal with a LOCAL lender. You can ask several REALTORS® for a recommendation and interview them all. Here's why:

1. Lo ... more
0 votes Share Flag Mon Jun 7, 2010 Financing in Haverhill
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