Home Buying in Harlem : Questions & Answers

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Rafael, Renter in 10031
Rafael asked:
Good evening, I will be relocating from the Virginia Beach area. Are there any studio/1BR that do not require a credit check? I will be attending school full-time and utilizing my Montgomery GI Bill so I am looking for something in the $1000-1400 range. Thank you
0 votes Share Flag Tue Aug 19, 2014 Credit Score in Harlem
Robert Kemps…, Real Estate Pro in New York, NY
Robert Kempster answered:
I'm looking to move with my 2 kids to HARLEM. My credit Is fair which means it isn't bad nor good I can afford 1200 4 a 2bedrm can any1 help
Hi Ms. Vaughn,

It would be much easier to assist you if your current credit rating was stated, as well as if you are primarily looking to rent. or to buy. Also, the key to any decisi ... more
0 votes Share Flag Thu May 29, 2014 Home Buying in Harlem
Semerun, Other/Just Looking in New York, NY
Semerun answered:
Hi - I am interested in finding out more information about HDFC Co-ops in Manhattan, I have excellent credit and within income guidelines.
Hi Emily,

This is a complex question and while I can help set you on the right path, you will need to do quite a bit of research on your own. I am sure there will be brokers that chi ... more
1 vote Share Flag Tue May 27, 2014 Home Buying in Harlem
Roberts, Real Estate Pro in New York, NY
Roberts answered:
I am a veteran going to school full time, receiving an allotment (BAH)to pay rent from the government. I am looking for a 2/3 bedroom apt in harlem.
Please contact me. My name is Dennis and I can be reached at 212-714-1027 ext 12. Thank you for your service to our country and good luck.
0 votes Share Flag Wed Apr 23, 2014 Military Movers in Harlem
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
Hello, I am currently making very little income, but that is only until I graduate as a doctor God willing. Will my low income impact my chances?
It's all about running the numbers. What are your monthly debts? What is it that you consider low income? A Loan Officer would pull your credit and figure out your monthly liabilit ... more
0 votes Share Flag Wed Apr 9, 2014 Home Buying in Harlem
angellopez767, Other/Just Looking in Brooklyn, NY
angellopez767 answered:
I am thinking of purchasing an HDFC apartment in Harlem, are there potential pitfalls by going down this
House owner at Puerto Rico, can buy a aparment in New York City by the HDFC?
0 votes Share Flag Tue Apr 8, 2014 Home Buying in Harlem
Wendy Wood, Real Estate Pro in New York, NY
Wendy Wood answered:
Are there any teacher next door program properties in Harlem.?
I am not sure what the answer is but I would suggest you contact a lender of your choice to get pre-approval. That lender will be able to tell you about any programs that you will qual ... more
0 votes Share Flag Tue Apr 1, 2014 Home Buying in Harlem
Michael Smit…, Real Estate Pro in New York, NY
Michael Smith-Puente answered:
VA lender in NYC for coop?
Great article in the NY Times article about VA Loans in New York City.

http://www.nytimes.com/2013/06/11/nyregion/va-loans-are-rare-in-new-york.html?_r=0


Regards,

?Michael Sm ... more
0 votes Share Flag Wed Mar 19, 2014 Home Buying in Harlem
Joseph C. Ha…, Real Estate Pro in New York, NY
Joseph C. Hastings answered:
Why condo's cost more than coops?
When you purchase a Condominium apartment, you are buying what is referred to as real property. As such, it is analogous to purchasing a House. You will receive a deed to the property a ... more
1 vote Share Flag Thu Mar 13, 2014 Home Buying in Harlem
Martina Ryan, Real Estate Pro in Queens, NY
Martina Ryan answered:
Is Harlem a good neighborhood to buy a condo for a future investment?
Median sale price for homes in Harlem have increased 28% in the past year.
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Harlem
Martina Ryan, Real Estate Pro in Queens, NY
Martina Ryan answered:
Buying a brown stone in Astoria or a 2BR condo in harlem, what is better for investment?
Check out the property values and appreciation in each neighborhood. Median sale price for homes in Harlem have increased 28% in the past year.
0 votes Share Flag Wed Mar 12, 2014 Home Buying in Harlem
Nardeen Bill…, Real Estate Pro in 10001
Nardeen Billan answered:
Is 575 Riverside Drive a good area to live?
If you are referring to 'edginess' perhaps then you should visit and walk around yourself. Areas are forever changing and one can not predict or state a reasonable response without brea ... more
0 votes Share Flag Wed Feb 26, 2014 Home Buying in Harlem
Nardeen Bill…, Real Estate Pro in 10001
Nardeen Billan answered:
What is the average price of a four family, 8 bedroom, 4 bath house in harlem?
A Townhouse that needs TLC or renovation will start in the early millions. Harlem has already exhausted the really good investment deals ( i predict WaHi to be next).

If you want lis ... more
0 votes Share Flag Wed Feb 12, 2014 Home Buying in Harlem
Nardeen Bill…, Real Estate Pro in 10001
Nardeen Billan answered:
Are their any condominiums in Washington Heights or Harlem ??, zipcode being 10031 0r 10032
Hi Mary Franco, great condos in WaHi and Harlem. You can get a lot more space for the price, less per sq ft, essentially.

I can be reached at 917-792-1999 or email me at nardeen@rapa ... more
0 votes Share Flag Wed Feb 12, 2014 Home Buying in Harlem
Nardeen Bill…, Real Estate Pro in 10001
Nardeen Billan answered:
HFDC coops- how risky are they? What should I know? Any advice?
HDFC's can have appreciation however it will take longer for the value to go up (also market related of course). In addition, it is often an all cash purchase. This makes no sense becau ... more
0 votes Share Flag Wed Feb 12, 2014 Home Buying in Harlem
Roberts, Real Estate Pro in New York, NY
Roberts answered:
looking for a studio apartment and my I have bad credit, what are my options
Please call me for assistance. My name is Joseph and I can be reached at 347-545-2089. Thankl you and good luck.
0 votes Share Flag Mon Feb 10, 2014 Home Buying in Harlem
Robb Pair, Real Estate Pro in New York, NY
Robb Pair answered:
What sort of rents do the individual units in a 3 or 4 family townhouse command?
email info@harlemlofts.com and get a copy of the 3Q rental Market report that comes out Oct. 15th . Also available ids the 3Q Townhouse and Condo (Harlem) market reports
0 votes Share Flag Sun Oct 13, 2013 Home Buying in Harlem
Nick Sakalis, Real Estate Pro in Syosset, NY
Nick Sakalis answered:
while looking for condos, i have come across "sponsor unit, no board approval needed" what does this mean?
I'm assuming the unit is actually a co-op. If that is the case it means no board approval necessary and a easier buy. This by far is my favorite type of co-op purchase.
0 votes Share Flag Thu Sep 19, 2013 Home Buying in Harlem
Michele Port…, Real Estate Pro in New York, NY
Michele Portnof answered:
I am a veteran and an African American looking to purchase a 1-2 bedroom, 1bath condo or co-op in Harlem. Are there any deals for City Workers?
Depending on your income you may qualify for an HDFC co op. I happen to have a new listing which may meet your needs. Please check out 626 west 136 street in the 10031 zip code. Photos ... more
0 votes Share Flag Tue Jun 25, 2013 Home Buying in Harlem
Fern Hamberg…, Real Estate Pro in 10026
Fern Hamberger NYRS CBR answered:
Deciding on buying a New Development Coop in East Harlem - need help.
- New development is not always on time so you should expect delays
- Yes usually you will have to pay your cost and the closing cost.
- Closing costs can be negotiated BUT it all dep ... more
0 votes Share Flag Tue Jun 18, 2013 Home Buying in Harlem
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