Hamden : Questions & Answers

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Rob Ghent, Real Estate Pro in 06525
Rob Ghent answered:
I am an investor & have 2 clients looking for homes in Hamden / New Haven area. I am looking for a realtor who works with investors. 410-231-FUND
Please call me at 203-543-2847 so we can get to work on this.

Robert Ghent
Ghent Realty Advisors
42 McKinley Ave
New Haven Ct 06515
203-597-1077
203-753-9555
203-543-2847
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Hamden
Jessica Tracy, Real Estate Pro in 06084
Jessica Tracy answered:
looking for a condo with basement and garage
Are you looking to rent or buy?

Jessica Tracy
Keller Williams
860-368-8383
0 votes Share Flag Fri Jun 27, 2014 Home Buying in Hamden
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Can I get a mortgage w/ a 605 score?
Yes! You have to meet the other standard qualifications for obtaining an FHA mortgage, but that score will not disqualify you. Make sure you speak with an experienced lender to discuss ... more
1 vote Share Flag Wed Mar 12, 2014 Home Buying in 06514
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
my credit scores are 655,672,698 do i have to use fha for a loan if my credit scores are good
Hi Shelly,

You should have options for conventional and FHA as long as you can put at least 5% down. What is best for you will depend on other details. You need an experienced lender ... more
0 votes Share Flag Wed Mar 12, 2014 Credit Score in 06514
Arthur J. Sa…, Other/Just Looking in Hamden, CT
Arthur J. Sapienza answered:
Will we qualify for a mortgage?
The numbers should still work for you. They will not count any rental income from the house that you currently own to qualify. To be sure know payments on current debt you have listed. ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06514
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
I am an investor from Europe, and I want to know if it is possible to get a loan as a non US resident ?
Absolutely! I have some great programs for this. The details depend on whether you live and work here, or abroad, etc. Down payment can range from 20% to 50% depending. rates are very c ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06518
Kevin Mace, Real Estate Pro in Niantic, CT
Kevin Mace answered:
I am an investor from Europe, and I want to know if it is possible to get a loan as a non US resident ?
As Bria Mentioned it will depend on your status. If this is for a property in ct I am a licensed broker in ct.
0 votes Share Flag Wed Oct 23, 2013 Investment Properties in 06518
Marc Fasano, Real Estate Pro in Cheshire, CT
Marc Fasano answered:
directions to 9 morris street
Depending on where you are in Hamden you can take Dixwell Avenue to Putnam Avenue, take a right onto Carleton Street, then 2nd right onto Heloise Street. The second left off of Heloise ... more
0 votes Share Flag Fri Oct 4, 2013 Market Conditions in Hamden
Bria Durant…, Real Estate Pro in Connecticut
Bria Durant (203)228-0816 answered:
Rental property investment in Hamden CT
Hi Vinny,

I am a landlord in Hamden, as well as a Realtor. Hamden offers many opportunities for rental investment. The best property for you depends on many factors. What are your in ... more
0 votes Share Flag Fri Aug 9, 2013 Investment Properties in Hamden
Joseph Scroc…, Real Estate Pro in Wildwood Crest, NJ
Joseph Scrocca answered:
Will my mortgage lender deny me because Im 2 months shy of being 2 years at one of my jobs?
as long as your lender has a processer that does a WRITTEN Verification of Employment or VOE and the employer for your second job states your continued employment is good you will be f ... more
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 06514
Erma J. Smith, Renter in Hamden, CT
Erma J. Smith asked:
Regarding the reduced property tax in Hamden. I saw the article in the newspaper about 1-2 weeks ago. I called the Assessors office and was it was too late. I was told it had ran in the newspaper in February. It must have been a very…
0 votes Share Flag Wed May 29, 2013 General Area in Hamden
Vinny Joseph, Home Buyer in Stamford, CT
Vinny Joseph asked:
Can someone point out some good rental demand areas with homes under 100K in Hamden CT? --
This question was asked from this property: http://www.trulia.com/property/3116419189-109-Warner-St-Hamden-CT-06514
0 votes Share Flag Sun May 5, 2013 Investment Properties in Hamden
Len Nicoletti, Real Estate Pro in Milford, CT
Len Nicoletti answered:
Is there a reduced property tax rate in Hamden for seniors?
Yes there is. As per Connecticut State Statues there is normally a credit of $1,250 for a married couple and $1,000 for a single person per year. You might want to call the Hamden Tax ... more
0 votes Share Flag Thu Mar 14, 2013 General Area in Hamden
Judith Starno, Real Estate Pro in Wallingford, CT
Judith Starno answered:
Is there a reduced property tax rate for seniors in Hamden?
Yes, there is. You can call the hamden Town Hall to find out the specifics.
0 votes Share Flag Mon Dec 3, 2012 Home Buying in Hamden
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I am very interested in seeing this property asap if possible.
There is no address or link to any property, please go back to the ad you saw, click on the profile for the listing agent and contact them direct. you can also get a buyer broker who c ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in Hamden
Peter Leeds, Real Estate Pro in North Windham, CT
Peter Leeds answered:
My landlord sai he is going into foreclosure soon so that I might I have to move. I have a bad credit history cuz of credit cards but I been here 7
Per Connecticut law, your lease will be honored by new owners.
0 votes Share Flag Thu Jul 12, 2012 Foreclosure in Hamden
David Carr, Real Estate Pro in New Haven, CT
David Carr answered:
does this unit have a garage? and what are the taxes per year?
The taxes are around 4300/year, Monthly Condo fee is 2880, Homeowners insurance 900, so your monthly mortgage will about 1400 at 4% ....... Since 1996 I have exclusively represented Bu ... more
0 votes Share Flag Sun Jul 8, 2012 Shopping & Local Amenities in Hamden
Clementine26, Home Owner in Oxnard, CA
Clementine26 answered:
RENT? OR BUY????
Never buy a condo/townhome. Claustrophobic and harder to sell. Buy a single family house - lots of privacy and space -- and a "real" backyard.
0 votes Share Flag Sun May 13, 2012 In My Neighborhood in 06514
Scott McCaul…, Real Estate Pro in Portsmouth, NH
Scott McCauley answered:
I just wanted to know if there are possibilities for motages to be approved for people with less than perfect credit. I pay rent and have for years.
Shelley,

As mentioned, 620 or so is the norm... but I do have options with scores as low as 580. So, please check my post below for contact info.

Rergards,
Scott McCauley
0 votes Share Flag Tue Feb 21, 2012 Financing in Hamden
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