Home Buying in Hamden : Questions & Answers

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Rob Ghent, Real Estate Pro in 06525
Rob Ghent answered:
I am an investor & have 2 clients looking for homes in Hamden / New Haven area. I am looking for a realtor who works with investors. 410-231-FUND
Please call me at 203-543-2847 so we can get to work on this.

Robert Ghent
Ghent Realty Advisors
42 McKinley Ave
New Haven Ct 06515
203-597-1077
203-753-9555
203-543-2847
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Hamden
Jessica Tracy, Real Estate Pro in 06084
Jessica Tracy answered:
looking for a condo with basement and garage
Are you looking to rent or buy?

Jessica Tracy
Keller Williams
860-368-8383
0 votes Share Flag Fri Jun 27, 2014 Home Buying in Hamden
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Can I get a mortgage w/ a 605 score?
Yes! You have to meet the other standard qualifications for obtaining an FHA mortgage, but that score will not disqualify you. Make sure you speak with an experienced lender to discuss ... more
1 vote Share Flag Wed Mar 12, 2014 Home Buying in 06514
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
my credit scores are 655,672,698 do i have to use fha for a loan if my credit scores are good
Hi Shelly,

You should have options for conventional and FHA as long as you can put at least 5% down. What is best for you will depend on other details. You need an experienced lender ... more
0 votes Share Flag Wed Mar 12, 2014 Credit Score in 06514
Arthur J. Sa…, Other/Just Looking in Hamden, CT
Arthur J. Sapienza answered:
Will we qualify for a mortgage?
The numbers should still work for you. They will not count any rental income from the house that you currently own to qualify. To be sure know payments on current debt you have listed. ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06514
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
I am an investor from Europe, and I want to know if it is possible to get a loan as a non US resident ?
Absolutely! I have some great programs for this. The details depend on whether you live and work here, or abroad, etc. Down payment can range from 20% to 50% depending. rates are very c ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 06518
Kevin Mace, Real Estate Pro in Niantic, CT
Kevin Mace answered:
I am an investor from Europe, and I want to know if it is possible to get a loan as a non US resident ?
As Bria Mentioned it will depend on your status. If this is for a property in ct I am a licensed broker in ct.
0 votes Share Flag Wed Oct 23, 2013 Investment Properties in 06518
Bria Durant…, Real Estate Pro in Connecticut
Bria Durant (203)228-0816 answered:
Rental property investment in Hamden CT
Hi Vinny,

I am a landlord in Hamden, as well as a Realtor. Hamden offers many opportunities for rental investment. The best property for you depends on many factors. What are your in ... more
0 votes Share Flag Fri Aug 9, 2013 Investment Properties in Hamden
Joseph Scroc…, Real Estate Pro in Wildwood Crest, NJ
Joseph Scrocca answered:
Will my mortgage lender deny me because Im 2 months shy of being 2 years at one of my jobs?
as long as your lender has a processer that does a WRITTEN Verification of Employment or VOE and the employer for your second job states your continued employment is good you will be f ... more
0 votes Share Flag Sun Jun 9, 2013 Home Buying in 06514
Vinny Joseph, Home Buyer in Stamford, CT
Vinny Joseph asked:
Can someone point out some good rental demand areas with homes under 100K in Hamden CT? --
This question was asked from this property: http://www.trulia.com/property/3116419189-109-Warner-St-Hamden-CT-06514
0 votes Share Flag Sun May 5, 2013 Investment Properties in Hamden
Judith Starno, Real Estate Pro in Wallingford, CT
Judith Starno answered:
Is there a reduced property tax rate for seniors in Hamden?
Yes, there is. You can call the hamden Town Hall to find out the specifics.
0 votes Share Flag Mon Dec 3, 2012 Home Buying in Hamden
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
I am very interested in seeing this property asap if possible.
There is no address or link to any property, please go back to the ad you saw, click on the profile for the listing agent and contact them direct. you can also get a buyer broker who c ... more
0 votes Share Flag Wed Jul 18, 2012 Home Buying in Hamden
Peter Leeds, Real Estate Pro in North Windham, CT
Peter Leeds answered:
My landlord sai he is going into foreclosure soon so that I might I have to move. I have a bad credit history cuz of credit cards but I been here 7
Per Connecticut law, your lease will be honored by new owners.
0 votes Share Flag Thu Jul 12, 2012 Foreclosure in Hamden
Rebuildingin…, Home Buyer in Michigan
Rebuildinginmi answered:
More house? More yard? Better neighborhood? Whats your most important search criteria?
I'm looking for more house in a better neighborhood. I realize it comes with a higher price but it does make a difference. School district is high on my list.
0 votes Share Flag Fri Sep 2, 2011 Home Buying in Hamden
Krista Harri…, Real Estate Pro in Burlington, CT
Krista Harrington answered:
Can I get a mortgage w/ a 605 score?
As others have said, you need to contact a mortgage officer and see what they can do for you and if they can help you improve your credit. Generally speaking, you need a credit score of ... more
0 votes Share Flag Tue Aug 30, 2011 Home Buying in 06514
203k Contrac…, Real Estate Pro in Phoenix, AZ
203k Contractor Program answered:
FHA 203k contractors in Connecticut. Looking for one in the New Haven area. Any ideas would be appreciated?
There is a Certified 203k Contractor in your area in Connecticut. Go to the 203k Contractor Directory at http://203kContractors.com


Paul Welden, Director
203k Contractor Educati ... more
0 votes Share Flag Sun Jul 31, 2011 Home Buying in Hamden
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
Our neighbors house has been foreclosed. Official docs at City hall list as a resale to Countrywide. But they
This is not an appropriate question, it is a forum for you to bash a neighbor, please don't do that here
0 votes Share Flag Thu Jun 16, 2011 Foreclosure in Hamden
John Proto, Real Estate Pro in Whitneyville, CT
John Proto answered:
I want to know if there is a way to purchase a multi family house with no money down.
David,

If you are planning on owner occupying please visit the CT Housing Finace Authority at http://www.chfa.org/default.aspx

Right now there are some federally funded options ... more
1 vote Share Flag Wed May 25, 2011 Home Buying in 06518
John Proto, Real Estate Pro in Whitneyville, CT
John Proto answered:
What are the real estate tax rates for Hamden, CT?
Hi Arlene,

Hope all is well in Glen Allen. The current mill rate for the 2010-2011 tax year in Hamden is 31.16 mills.

Please don't hesitate to contact me if you have any o ... more
0 votes Share Flag Wed May 25, 2011 Home Buying in Hamden
Joan DiVince…, Real Estate Pro in 06525
Joan DiVincenzo answered:
with any of the properties for sale or in foreclosure, would there ever be consideration for rent to own or
I would suggest saving enough for your down payment and some closing costs, then buying through the normal process. Lease options are very confusing and very uncommon in this area. If ... more
0 votes Share Flag Sat Apr 30, 2011 Home Buying in Hamden
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