I think anytime you add a Jacuzzi, hot tub, indoor pool, etc to a room other than a master bathroom you add something that some will like, others will hate and others could deal with. It's like a swimming pool, not everyone will want it, some will require it.... more
The area around UNCG has kept its value. There is access to many of Greensboro's walking trails and greenbelts. It is close to stores, restaurants and convenient to highways as well. Some of the neighborhods I am referring to are Lindley Park, Fisher Park, Sunset Hills , Westerwood and there are a few others.
I hope this helps. If you would like to contact me personally you can do so through my Trulia profile.
"Your Personal Real Estate Concierge"... more
Not at this time according to FHA, USDA, VA, FNMA or FHLMC.
However, your income and debt obligations seem to be good enough to qualify but in order to know for sure, you will want to complete a formal application and have your income and credit analyzed by a loan officer.
Give me a call if you'd like assistance!
There are distinct differences between VA and Conventional loans as well as significsant advantages for buyers who qualify for a VA loan.
1. Because a VA loan is backed by the federal government, banks do not require a down payment.
2. A VA loan do not require PMI ( private mortgage insurance). PMI would kick in for a conventional loan if the buyer has a down payment of less than 20%.
3. Banks will also offer a lower interest rate to a VA borrower ( typically 0.5%-1.0 % reduction vs conventiuonal). A lower rate combined with no PMI can substantially lower your monthly payment.
4. Because the VA loan is backed by the goverment, banks assume less risk and have less stingent standards making them easier to obtain.
I hope this information helps.... more
Firstly, welcome to NC! The pit bull question is a tough one. The main issue is that many home owner's insurance policies disallow certain breeds of dogs. If they do allow them, it is typically at a substantial premium. Many individuals who rent their homes may not know this to be the case though. You may want to check with a few of the rental home agencies in the Alamance county area and see if they have anything specific that could be rented. You should plan for it to greatly increase the amount of your rent, unfortunately. Best of luck! Let me know if I can help in any way.... more
Anything in the Northwest High School district will rent quickly and easily. I have a property management company as well so I get requests for that area all the time. So just verify that you are in the Northwest School district and you should be fine. Closer to town is better but schools are most important.... more
I have plenty of lenders that we work with closely I can put you in touch with but, I am afraid from what you have told me I don't believe they will close on the loan before your husband is working at his new job. Of course depending on the situation you are in on the home you are under contract to buy (is it vacant or not) could the sellers let you negotiate a possession before closing and then do a mini lease for say 45 days and then the lender will close your loan.
You need to speak with your buyer's agent and see if you have explored all options with the sellers. You need to think outside the box. Be creative there are many times solutions that just have not been thought of yet.
Hope this helps,
As long as your income is enough to qualify for your payments you should be ok.
1040 income will be averaged for 2 yrs. If it's decreasing, you will use the 2012 income.
you will also want to be prepared to provide a YTD P&L statement for most lenders as well. (you need to prove that your income is still stable so far this year)... more
I dont know if there is one program or software per say that would do this unless those websites had a relationship setup with your MLS. Here in NJ I belong to 2 different MLS's and each have established relationships with various real estate websites. So when a listing gets put on the MLS, that listing is automatically sent out to about 20 different sites. I would contact your local MLS and see if they could set something up with the websites you are interested in.
If you're looking at property in Guilford County, then you can find which school district that home is in by going to the web link below (you probably have to copy and paste it into your internet browser):
Enter the street name and then find the specific house address to see which elementary, middle and high school it's assigned to.... more
You may really want to remove this "Question" I would not recomend posting your phone number online where it will be seen by many hundreds of thousands of people many of whom you don't want calling you. If you've a specific question about a property you should give it's address and ask your question, I promise you'll get responses and can call them if you want.... more
It really depends on what you are looking for. While the newest schools are in the Northern School district many of the other schools have had a good deal of money poured into them to renovate and/or expand them. As far as housing prices they vary by neighborhood. Also when you say North side are you referring to North, northwest, and/or northeast. They are very different. Also are you speaking of North Greensboro or North Guilford County which would include Summerfield, Oak Ridge, and Brown Summit. In North Greensboro you have Lake Jeanette neighborhoods, or New Irving Park depending on how far north you want to speak of.
If you could give just a few more details of what you are looking for such as schools, shopping, and amenities we can narrow down what you are looking for.
Hope this helps,... more
If you are asking about the Greensboro Western Loop (as opposed to Winston Salem), most of it is complete and the market effect is now empirical - meaning the numbers in a professional CMA will tell the story. For areas where construction has not yet begun, near term values have been, and will likely continue to be, negatively affected. In the long run, many of those same neighborhoods which are not directly physically impacted will recover nicely as the convenience of the roadway outweighs the current 'fear of the unknown.'
Ultimately, without knowing which neighborhood you are concerned about, it is difficult to say what the degree of impact will be. I'd be happy to discuss this in detail with you if you wish.... more
The best advice anyone can give you is to go ahead and speak directly with a few lenders before having credit pulled. Explain your situation to them and see how it meshes with their specific lending programs (each lender may have different guidelines over and above say FHA or USDA).
As for interest rates, they can fluctuate daily. You typically don't lock in a rate until you have a purchase contract in place on a property. With that said, you could expect a rate between 4-5% based on today's rates. But again, speak directly with a lender as they may be to give you more definitive rates.
If you do not know who to call, I would be happy to share the name and number of several local mortgage brokers with you.... more