Granite City : Questions & Answers

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Mike Kirksey, Real Estate Pro in Collinsville, IL
Mike Kirksey answered:
I just filed chapter 7 and it is final as of May. Can I get a small loan for a house? And where should I go?
You will have a very hard time getting a loan for at least 2-3 years depending on loan type. The best thing you can do is work on rebuilding your credit and saving for a substantial dow ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 62040
Mike Kirksey, Real Estate Pro in Collinsville, IL
Mike Kirksey answered:
I have a career in healthcare, but have always been interested in classes on real estate. Any suggestions on where to begin? Thank you....
Patty, You can take classes online or several of the brokerages in the are have classes. Also you might want to contact the Greater Gateway Association of Realtors in Edwardsville for m ... more
0 votes Share Flag Wed Mar 12, 2014 Home Buying in 62040
Brian Nguyen, Real Estate Pro in Mission Viejo, CA
Brian Nguyen answered:
Due to circumstances our husband and I had to sell our home in Las vegas via short sale, but now we are in need of a home?
There is usually a 2-year wait period after a short sale that a borrower must wait in order to obtain another loan. Luckily, I believe your situation may qualify for certain circumstanc ... more
0 votes Share Flag Wed Sep 18, 2013 Home Buying in 62040
Randall Yates, Real Estate Pro in Los Angeles, CA
Randall Yates answered:
Hi, we are looking to buy a house but we just got out of a CHAPTER 13, in May. We have been preapproved but they want 200 to fix our credit??
Run... Sounds like a scam to me your either pre approved or your not, if you were the last thing a lender would do is "fix your credit" and pile up disputes..
0 votes Share Flag Thu Sep 12, 2013 Home Buying in 62040
rboyle, Real Estate Pro in Granite City, IL
rboyle answered:
how would I build credit to get a loan to buy a house since I have no credit?
Good Afternoon, Bobbie. My name is Robert Boyle, and I run a company, Justine PETERSEN (JP) (www.justinepetersen.org) which assists individuals to build assets through home purchase, sm ... more
0 votes Share Flag Sun Aug 4, 2013 Home Buying in 62040
Lowell Sterl…, Real Estate Pro in Plano, TX
Lowell Sterling answered:
I have a firm called Lexington Law helping me improve my credit score so I can purchase a home. Have you heard of this group?
Yes I have herd of them and seen some of their works, but all the things that they do you can do yourself as that information is widely available on the web.

Whether you’re, b ... more
0 votes Share Flag Thu Apr 4, 2013 Home Buying in Granite City
John Burke, Real Estate Pro in Austin, TX
John Burke answered:
My husband works out of a Union. He claims expenses on tax returns, which hinders us from getting loan. How do we get loan w/less documentation??
Hi Missmissy,

Try taking a look at different mortgage options.

For example: If you can buy/live on the out skirts of Granite City, like Maryville or Troy, check out the no money d ... more
0 votes Share Flag Mon Sep 17, 2012 Home Buying in 62040
George Sykes, Real Estate Pro in Edwardsville, IL
George Sykes answered:
did anyone die at 2810 Palmer A.v.e Granite city ILLinois
Greetings Bradley:

I agree with Suzanne. Not sure you are going to find an answer on this site. There is an active discussion board located at http://www.granitecity.com. You migh ... more
0 votes Share Flag Wed Jun 13, 2012 Crime & Safety in Granite City
Cecelia Marl…, Real Estate Pro in Chicago, IL
Cecelia Marlow answered:
IF YOU WERE TURNED DOWN FOR A FHA LOAN, HOW LONG DO YOU HAVE TO WAIT TO APPLY AGAIN.
Jerry,
You should begin by finding out exactly what went wrong with your paperwork. There is no set time frame for when you can re-apply for a new loan. If you'd like I can take a l ... more
0 votes Share Flag Wed May 2, 2012 Home Buying in 62040
Nancy Milton…, Real Estate Pro in Edwardsville, IL
Nancy Milton Holtzscher answered:
Can I purchase a home after DIL with extenuating circumstances after 8 months? Renting these days adds up to Mortgage & taxes..
The general rule is three years with extenuating circumstances such as illness, job loss, etc. However, check with a good, local lender to get their input. Also make sure you're k ... more
2 votes Share Flag Fri Aug 5, 2011 Home Buying in 62040
Nancy Milton…, Real Estate Pro in Edwardsville, IL
Nancy Milton Holtzscher answered:
I have two comercial buildings twenty five wide by eighty feet long in the 62040 area who do I contact?
Hi, Gary: Are you interested in selling the buildings? If so, feel free to get in touch with me as I can get them on the market for you. 618-791-8007 or Nancy@GoshenRealtyGroup.com.
... more
0 votes Share Flag Mon May 23, 2011 Home Buying in 62040
Dianne Hicks…, Real Estate Pro in Temecula, CA
Dianne Hicks (951) 514-5709 answered:
i recently put a bid on a house only 2,000 under the asking price, the person came back with a higher price than what was listed? any thoughts.?
Linda
A houses value is at the recently sold compariables, not the list price. So they put a lower price to create action but they really wanted more. It is that simple.

Did you sig ... more
0 votes Share Flag Wed Feb 3, 2010 Home Buying in Granite City
TerriVellios…, Real Estate Pro in Campbell, CA
TerriVellios.Com answered:
for a sale by owner deal, who pays the closing costs? what would be a good offer to make on a 3 bed 2 bath unfinished basement, everything updated?
First off, sorry for answering a question outside of my state, I felt I could add some value on this one. The best answer is "everything is negotiable". In California everyt ... more
0 votes Share Flag Tue Feb 2, 2010 Home Buying in Granite City
Larry Cooper, Real Estate Pro in Collinsville, IL
Larry Cooper answered:
how do you go about finding out about a forclosed or pre-foreclosed house without registering (paying) to?
It appears like this home was sold in July, with a mortgage taken out in November of this year
0 votes Share Flag Sat Dec 19, 2009 Foreclosure in Granite City
rockinblu, Other/Just Looking in Austin, TX
rockinblu answered:
Trying to sell a home in Granite City.
Hi Mame,

I used to have a retail optical shop in Granite City. Hey, how about those Cardinals. But, on to your question. While we didn't sell a house that was located in downtown Gr ... more
1 vote Share Flag Tue Aug 11, 2009 Home Selling in Granite City
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
Selling a rehabbed property in Granite City, Il on Delmar. 3brm/2bth for $115. Am I too high?
Chewie
I do not know your market. It also sounds as though you don't either (no offense!)...I am guessing you are selling without professional representation, right?

Without "boots ... more
0 votes Share Flag Tue Aug 11, 2009 Home Selling in Granite City
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