Financing in Garland : Questions & Answers

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Kenneth Bebe…, Real Estate Pro in Dallas, TX
Kenneth Bebensee answered:
how long should I wait?
Yes, contact any lender of your choice to get pre qualified, then pick any 1 Realtor to work with to find the home your looking for.
0 votes Share Flag Fri Sep 6, 2013 Financing in Garland
CG52007, Home Buyer in Lagrange, GA
CG52007 answered:
I'm interested in purchasing a home with the USDA loan how long does it take to close in the DFW area? Heard mixed results any do this
DO NOT USE THE USDA loan we have been trying since Jan 24th,2013 to close and now is it March 27th 2013 and they just keep moving our date. They do not get in any kind of hurry, they ar ... more
0 votes Share Flag Wed Mar 27, 2013 Financing in Garland
Tamika Goree, Real Estate Pro in Grand Prairie, TX
Tamika Goree answered:
First time home buyer
I have a lender that I use that goes as low as 600 for a mid. I would love the opportunity to earn your business and assist you in purchasing your first home. Please contact me when you ... more
0 votes Share Flag Sun Mar 17, 2013 Financing in 75043
Dixon Wong, Real Estate Pro in 75206
Dixon Wong answered:
I am wondering what are the qualifications for a FHA loan? Your credit, down payment etc. It would be for a HUD house. Thanks
Yes FHA only is for owner occupant loan.

Also the house has to have good structure, FHA will not lend to home with foundation or any sort of structure issues. Be sure the HUD home yo ... more
0 votes Share Flag Mon Oct 8, 2012 Financing in Garland
T.E. Sumner, Real Estate Pro in 75040
T.E. Sumner answered:
I am ready to place a bid on a HUD home in Garland, Texas. I am wanting to get an FHA loan with 3.5% down and with an interest rate of 5% or less
HUD puts the homes on "Exclusive" for 30 days, meaning that only owner-occupants can bid. All owner-occupant bids are accumulated and are opened on the 10th day of the period ... more
1 vote Share Flag Thu Apr 21, 2011 Financing in Garland
T.E. Sumner, Real Estate Pro in 75040
T.E. Sumner answered:
Closing Cost?
Naima had a great answer, but I would add that if you're doing FHA, the 3-1/2% down is not something you can get from the seller. You actually have to bring the 3-1/2% to the table.
... more
0 votes Share Flag Thu Aug 13, 2009 Financing in 75043
Hannah, Real Estate Pro in Larkspur, CA
Hannah answered:
i have 50k for a downpymt on a 65k home can i get a loan for 10 or 15k to pay the remaining amt w/ iffy credit
Dear Cata,

Good question. You might be able to 'qualify' for a loan even with a poor credit rating. By just barely qualifying you will pay a higher interest rate for that money, bu ... more
0 votes Share Flag Sun Jul 19, 2009 Financing in Garland
Naima Sumner, Real Estate Pro in Dallas, TX
Naima Sumner answered:
What will my payment be on 3122 Trafalas Court?
Considering this is a HUD foreclosure, there is a program of only $100 down. You may qualify for it.

I bet will be multiple offers on this home since it's in Richardson ISD. ... more
1 vote Share Flag Thu Dec 11, 2008 Financing in Garland
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