Home Buying in Gardner : Questions & Answers

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amelia.gilli…, Other/Just Looking in Tulsa, OK
amelia.gillian11 answered:
Is a retaining wall crack considered a structural issue for USDA loans? Should I even bother moving ahead and wasting my appraisal money?
I'm sorry to hear about the crack in your retaining wall. It's surprising how much goes into selling a house. My husband and I installed a retaining wall around the flowerbeds at the ed ... more
0 votes Share Flag Mon Jul 14, 2014 Home Buying in 01440
Jim Driscoll, Real Estate Pro in Lynnfield, MA
Jim Driscoll answered:
I have unfinished block retaining wall made of filled block. Will I have to finish for FHA loan. Rest of hill is natural landscape.
It is a judgement call by the appraiser. If they think it is a safety issue then yes you would have to complete it but if not them no. I have not seen this to have ever been an issue
0 votes Share Flag Mon Jul 1, 2013 Home Buying in 01440
Heath Coker, Real Estate Pro in Falmouth, MA
Heath Coker answered:
Will we be approved for a USDA loan if driveway's retaining wall is crumbling (does not affect structural elements of condo)?
I would contact a local lending professional to help with this answer.
There is not enough detail in your question.

I know this guy can be helpful: rtranchell@totalmortgage.com
Bo ... more
0 votes Share Flag Fri May 24, 2013 Home Buying in 01440
Kevin Vitali, Real Estate Pro in 01876
Kevin Vitali answered:
We recently placed an offer on a short sale property, the bank counter offered and we accepted.
It really depends upon what you agreed to. Many times a short sale offer the home inspection and PS are triggered by the short sale approval. I would ask for the short sale approval o ... more
0 votes Share Flag Sat May 18, 2013 Home Buying in 01440
Marybeth Mil…, Real Estate Pro in 02184
Marybeth Mills Muldowney answered:
need sugestions on a rehab loan availability
A 203K loan seems appropriate but this is also credit driven and requires a credit score higher than the typical FHA loan. You must seek out a knowledgeable mortgage officer to assist ... more
0 votes Share Flag Sat Dec 11, 2010 Home Buying in Gardner
Marybeth Mil…, Real Estate Pro in 02184
Marybeth Mills Muldowney answered:
what can i do to address being declined for a fha loan due to a poorly done appraisal?
Hi you are not alone unfortunately, I do not know where your intended home is located but it may be that your home is located within a declining market area. We have seen this impact. ... more
0 votes Share Flag Sat Dec 11, 2010 Home Buying in Gardner
Angela Clark, Real Estate Pro in 01570
Angela Clark answered:
What is the best way to negotiate with an already firm seller after the home inspection?
I agree with the other agents - hold firm! This is especially true if the home has been on the market for awhile. Are you working with an agent? Is this a FSBO?

Write up a list ... more
0 votes Share Flag Fri Oct 17, 2008 Home Buying in Gardner
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