NACA will be happy to work with you. NACA does not use your credit score in any manner, though we do work with you on resolving any charge-offs or collections that have happened in the last two years, and your bill payment history must be on time for the past 12 months.
The NACA program offers no down payment, no closing costs, a fixed below market interest rate, and the ability to buy down the interest rate even further, potentially to near zero.
Just go to the NACA website at http://www.naca.com and sign up for a free Home Buyer's Workshop.... more
Depending on your income, job stability, I have a source for you that could very likely get this loan approved. I realize this was back in February, so if I can be of any assistance, please let me know. I do know they have financed others with that score.
-Amy S. Arey, Realtor, CNE
Halo Group Realty, LLC
there are various programs to assist individuals in your situation. As well, each situation is different, so the way lenders approach your financial situation to make a decision depend on many variables.
If you're in DFW, please come visit me at
2070 W Spring Creek Pkwy
Plano, TX 75023