Home Buying in Fresno : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
what would my credit score have to be in order to get qualify for a loan?
Hello Bee Vue, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closing costs. ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Fresno
Alex Greer, Real Estate Pro in California
Alex Greer answered:
how yould i bring my child to study at Uni High by buying a house at 93740 zip code ? the child is musically talented .
You have to apply and be entered in the admissions lottery.

I do not check replies, so if you have a comment or question email me here:
AGreer@TheMortgageOutlet.com

Alex Greer
L ... more
0 votes Share Flag Tue Mar 17, 2015 Home Buying in Fresno
Cathy Wahlin…, Real Estate Pro in Kent, WA
Cathy Wahlin (253) 315-1758 answered:
The bank hasn't accepted an offer yet. I put in offer #1 but i'm 2nd guessing it. Can I have my agent put in a 2nd (higher) offer?
Ask the listing agent if they have multiple offers. If so, they will likely let everyone submit their highest and best offer giving you a chance to improve your offer if you want to.
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 93727
Cathy Wahlin…, Real Estate Pro in Kent, WA
Cathy Wahlin (253) 315-1758 answered:
I'm converting my primary residence to a rental property, how soon do I need to take out the homeowners exemption and how do I do that?
I would check with your insurance broker for their advice, but I would think you could take the date when you start renting your home as the date. I have found that insurance companies ... more
0 votes Share Flag Mon Mar 16, 2015 Home Buying in 93727
Jamesklinkner, Home Buyer in New York, NY
Jamesklinkner answered:
Can you move a mobile home from a park after you buy it?
So I own a modular home in a community park. I have now decided to sell it. One party that is interested in buying my place wants to move it out of the park and on to their own property ... more
0 votes Share Flag Wed Feb 18, 2015 Home Buying in Fresno
fbroptcman1, Home Owner in Fresno, CA
fbroptcman1 answered:
How much is the HOA fee per month? Is there any other fee?
Most homes are Single Family = NO HOA
0 votes Share Flag Thu Nov 20, 2014 Home Buying in Roosevelt
Terry, Real Estate Pro in Las Vegas, NV
Terry answered:
I am looking for Rent To Own properties
Are you looking in a specific area, or anywhere in the country that you can find one? Are you looking for one home, for yourself, or multiple homes in which to invest?

I have homes ... more
0 votes Share Flag Wed Nov 12, 2014 Home Buying in 93711
Darlene Will…, Home Buyer in Bella Vista, AR
Darlene Willhoite answered:
When is the best time of the year to buy a house?
winter; most people are ready to deal and prepare to move at the end of school year; takes 30 to 60 days to close and all inspections plus financials
0 votes Share Flag Tue Nov 11, 2014 Home Buying in Fresno
Diana Hellman, Real Estate Pro in 10538
Diana Hellman answered:
when to sell your home?
In the north east, the best time is usually after the New Year into early spring. Of course the most important determinants as to whether it will in fact sell revolves mostly around con ... more
0 votes Share Flag Mon Nov 10, 2014 Home Buying in Fresno
Kathy Kennedy, Real Estate Pro in 92688
Kathy Kennedy answered:
Hi, What is the procedure that follows after a buyer has made an offer? If the seller has a counter offer, should that be in black and white?
To get to the bottom line of what the seller will accept sometimes countering verbally gets the job done a lot faster than multiple written counters, once you understand what its going ... more
0 votes Share Flag Mon Nov 10, 2014 Home Buying in 93711
Dan Christen…, Home Buyer in Carlsbad, CA
Dan Christensen answered:
I am an investor looking for a house to rehab with a sizable ARV return. CASH BUYER close in 15 days. Any area. allvalleyinvestments@comcast.net
Have condo in Kona, Hawaii can be bought for $110,000 needs $35,000 rehab turnkey. Comps in same building are $189,000 same exact unit that is REO, and another partially remodeled same ... more
0 votes Share Flag Sun Nov 9, 2014 Home Buying in West
Valli Lopez, Real Estate Pro in 92021
Valli Lopez answered:
We have only $2,000 in savings, fair credit, no way to get anything extra. Is it even possible to buy a house, although we easily afford $1200 rent?
Hi Tracy,
I read the previous answers and I want to give you an alternative option that hasn't been mentioned yet. They have first time homebuyer programs called CALHFA. It's an FHA l ... more
0 votes Share Flag Fri Sep 19, 2014 Home Buying in Fresno
Robert Chome…, Real Estate Pro in San Diego, CA
Robert Chomentowski answered:
Can I buy a home ? I am on long term disability
If disability income is permanent yes it can be used as income to qualify for a home loan. Some key questions would be what is your total yearly income? Purchase price? Down payment? ... more
0 votes Share Flag Sun Sep 14, 2014 Home Buying in Fresno
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
how do I list my home on trulia?
Sorry but owners can not list their homes on their own on Trulia, you have to be a licensed agent
0 votes Share Flag Wed Sep 10, 2014 Home Buying in 93720
Aram Melikian, Real Estate Pro in Fresno, CA
Aram Melikian answered:
Paying cash for house in CA, what is the best way to go?
Either option you mentioned would be good. The market right now is 85% traditional sales, and 15% distressed (foreclosure,short sale, HUD). If you are a first time home buyer, and not ... more
0 votes Share Flag Mon Aug 18, 2014 Home Buying in Fresno
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
we know what we can afford, but not prequlified so where to start?who can you trust?
Kim Darling provided you exceptional advise.
If your interest is in making a real estate purchase, you need a lender who has a track record of working with folks in your situation, loo ... more
0 votes Share Flag Thu Jul 31, 2014 Home Buying in West
Ruth & P…, Real Estate Pro in 95030
Ruth & Perry Mistry answered:
How long after a foreclosure can I get a home loan?
Thanks for your question.

Generally, it is 1 to 3 depending on the Circumstance, associated with
The foreclosure, the lender and whether you are current on all other payments.

I ... more
0 votes Share Flag Sat Jul 19, 2014 Home Buying in Fresno
Lynne Rapada, Real Estate Pro in 93722
Lynne Rapada answered:
I have a pre approval FHA loan with a reputable lender. The sellers asked me to send my info to their lender before negotiating. Normal? Should I?
The seller has the right to request you be pre-approved with a lender of the sellers choice. The seller cannot legally require you to use this lender. A buyer has the right to select ... more
0 votes Share Flag Fri Apr 25, 2014 Home Buying in Fresno
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
How do I buy a forecllosed homes?
Buying a REO/Bank Owned Property

Buying a foreclosed property can differ in many ways than other more standard transactions. All offers are contingent on financing and must be accom ... more
0 votes Share Flag Wed Apr 23, 2014 Home Buying in 93720
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