No problem glad you found someone that might be able to help you. Haven't heard good things about USAA lately which is surprising as it's really their niche. Your call of course but I generally recommend talking to a few lenders. Could be a difference in rates or just getting a different take on things. Call if Ben can't help you. Good luck on everything.... more
The others have already mentioned USDA loans. I just want to add that you will still need money for closing costs and up front fees for inspections and some other things.
Talk to a loan officer and find out what you need and how much you qualify for.... more
Yes it is...whomever was giving you this information probably had it mixed up with state subsidized or government subsidized loans that are usually provided to teachers, law enforcement, and other public servants. These types of loans sometimes have equity restrictions on them.