Franklinton : Questions & Answers

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Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Should we check credit or find a lender to check it for us? Not sure where it stands.
You can check it free at annualcreditreport.com once each year at no cost. Then find a local and trusted loan officer. If you are having problem with communication now before it starts, ... more
0 votes Share Flag Sat Mar 29, 2014 Home Buying in 27525
trisha.krayb…, Both Buyer and Seller in Mansfield, PA
trisha.kraybill asked:
Why do these properties have strange shapes? This question was asked from http://www.trulia.com/property/1028975794-2569-Winding-Creek-Ln-Franklinton-NC-27525?ecampaign=con_day_propertycomp_bk&eurl=www.trulia.com%2Fproperty%2F1028…
0 votes Share Flag Thu Jan 2, 2014 Market Conditions in Franklinton
Karla Carder, Real Estate Pro in Franklinton, NC
Karla Carder answered:
What are all requirements for a USDA loan?
Even though USDA is for lower income people, they have very strict credit requirements that go back two years in your history. Any foreclosure, 30+ day lates, charge offs or judgements ... more
0 votes Share Flag Mon Jul 9, 2012 Financing in Franklinton
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
is it possible to finance 100%?
It certainly is if you quailify for USDA or VA. You should meet with a local and trusted loan officer who can prequailify you at no cost and let you know what types of loans are availab ... more
0 votes Share Flag Tue Mar 20, 2012 Home Buying in Franklinton
Tom Bohlmann, Real Estate Pro in Wake Forest, NC
Tom Bohlmann answered:
Can I use my credit, use husbands income?
Brittany

All good answers. The North Carolina Housing Finance Agancy is a great place for credit councling

http://www.nchfa.com/

If I can help let me know. I am over in Wak ... more
0 votes Share Flag Fri Nov 11, 2011 Home Buying in Franklinton
Tom Bohlmann, Real Estate Pro in Wake Forest, NC
Tom Bohlmann answered:
Are foreclosures typically priced in the range of what the bank is owed OR are they priced by home value?
Chris is correct

and along with the Neiborhood Stabilzation act of 2010 REO or bank owned properites must be sold for market value.
If the condition of the home is less then par ... more
0 votes Share Flag Fri Oct 7, 2011 Foreclosure in Franklinton
Tom Bohlmann, Real Estate Pro in Wake Forest, NC
Tom Bohlmann answered:
Does the bank ask for lees than what they really want on forclosed homes?
Banks / Mortgage companies are required to list and sell for "MARKET VALUE."

If Market Value is LESS then what the house was foreclosed on so be it. If the Market Value is ... more
0 votes Share Flag Sat Sep 17, 2011 Home Buying in Franklinton
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