Foreclosure in Fort Washington : Questions & Answers

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Franches Sch…, Real Estate Pro in 33626
Franches Schnell answered:
During short sale review process, skip mortgage payments or keep paying?
You don't have to default on your mortgage to ask for a short sale, but the truth is that there needs to be a financial hardship. With that said, you cant just want to stop paying your ... more
0 votes Share Flag Mon Oct 21, 2013 Foreclosure in 20744
Rebeccatrulia, Renter in United Amigos, Mesa,...
Rebeccatrulia answered:
We just retired and we can't afford our mortgage. If we have enough cash to buy a house in a different state, should we foreclose or short sale?
Hi kmade99

I can't understand what you say. I have a reverse mortgage . Its name is reverse mortgage lenders direct. They are very helpful. You can get any question by search

http ... more
0 votes Share Flag Tue Sep 24, 2013 Foreclosure in 20744
Aaron Brown, Real Estate Pro in Bowie, MD
Aaron Brown answered:
Looking to buy a foreclosure in Ft. Washington, Md. We want to buy very soon with cash..We are looking for a townhouse or a condo "like" townhouse.
If you have not signed up with an agent, please contact me. As your realtor, I will give you the outstanding professional and customer service that you deserve. You should call or e-ma ... more
0 votes Share Flag Wed Feb 27, 2013 Foreclosure in Fort Washington
Jessica Hood,…, Real Estate Pro in Odenton, MD
Jessica Hood, Realtor & ASP answered:
I short saled my previous home in 2006. the second mortgage lender did not oppose it. now 2nd TD lender put charge-off, how do i remove this
Failure to pay the loan in full as agreed will almost always appear on your credit report. And you can also be held liable for the taxes in the short fall (unless you meet the criteri ... more
0 votes Share Flag Tue Feb 26, 2013 Foreclosure in Fort Washington
Felix Santia…, Real Estate Pro in Palm Beach County, FL
Felix Santiago answered:
My husband and I applied for the HAMP, but were denied because we can afford our payment. Our home is $100k underwater. Can we short sell?
You can absolutely short sell your property. Just because you were denied for HAMP does not mean that you cannot short sell your home. Many of clients are denied HAMP and go on to sho ... more
0 votes Share Flag Tue Nov 20, 2012 Foreclosure in 20744
Tyra General, Real Estate Pro in Upper Marlboro, MD
Tyra General answered:
We recently retired and have enough cash to buy a home in another state. Should we short sale or foreclose, we could use all the cash we can save?
Hi,

I would really suggest that you consult with an attorney, Short Sale Realtor, and tax advisor. It is extremely important that you consider all your options.

If you want to se ... more
0 votes Share Flag Mon Nov 19, 2012 Foreclosure in 20744
Tyra General, Real Estate Pro in Upper Marlboro, MD
Tyra General answered:
I have a home in Orange County Ca., which I paid 1.6 million and now owe 1.15 million. Should I list my home while I applying for short sale.?
Hi,

There are a couple of things that you'll want to consider before deciding to list your home.

1. If you could, do you ideally want to keep the home?
2. How much is your home ... more
0 votes Share Flag Tue Nov 13, 2012 Foreclosure in 20744
Akil Walker, Real Estate Pro in Bowie, MD
Akil Walker answered:
can fannie mae approve my shortsale if i have never missed a payment?
Hi Ji,

just depends on your situation and why you would need to do a short sale. good luck
0 votes Share Flag Tue Sep 4, 2012 Foreclosure in 20744
Tom Hinz, Real Estate Pro in New Jersey
Tom Hinz answered:
Hi. In the process of divorce. Trying to sell house. 1st mortgage is with US Bank Colorado. bal aprox 236,950, 2nd mortgage with Bellco Credit Union
The key thing is determining how accurate your 285K house value is - so you can skip to the chase and quickly determine if you will be in a short sale situation. You need to determine ... more
0 votes Share Flag Mon Aug 6, 2012 Foreclosure in 20744
Robert B. Mc…, Real Estate Pro in Maryland
Robert B. McArtor answered:
On short sale can you stop paying the mtg or do you still have to?
I have information on my website concerning the very question you are asking. If you are looking to do a Short Sale....interview several agents and ask them of their success rate in a c ... more
0 votes Share Flag Wed Jul 18, 2012 Foreclosure in 20744
Dianne Hanka, Real Estate Pro in Delano, MN
Dianne Hanka answered:
Can I short sale if I have never missed a payment?
If you want to stay in your house and lower your payments by half, you may want to consider a house lease back.
www.houseleaseback.com
http://www.youtube.com/watch?v=aluQg68ucZQ
0 votes Share Flag Sat Oct 22, 2011 Foreclosure in 20744
None, Real Estate Pro in Sacramento, CA
None answered:
How to negotiate with 2nd lien holder once 1st lender has approved short sale?
To my experience, this whole thing is a fraud concocted by banks and most of the homeowners participating unknowingly. Think about this, If banks are accepting short sales, they want to ... more
0 votes Share Flag Mon Oct 25, 2010 Foreclosure in Fort Washington
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What assets can a bank attach during a short sale in Connecticut?
Before considering a short sale protect yourself and any possible assets by consulting with an attorney who specializes in real estate, by doing so, he/she will best advise you based on ... more
0 votes Share Flag Fri Apr 16, 2010 Foreclosure in 20744
Vladimir Kats…, Real Estate Pro in Pikesville, MD
Vladimir Kats, MBA, CDPE answered:
3 of us own a vacation home in California (Mt Shasta). We have a 1st with Indymac for 350k and a 2nd with Chase for 100k. We've had the house
Ideally you could go with the solution that Tom provided but it's a very very long shot. You're most likely facing a short sale situation that Brian mentioned. However, give ... more
0 votes Share Flag Mon Dec 14, 2009 Foreclosure in 20744
Cathy C. Mcg…, Real Estate Pro in Fort Washington, MD
Cathy C. Mcgarrigan, Gri answered:
Iam a self employed contrator marrierd with a small child and my wife works parttime at a restaurant. due to the economy we have had two trucks and a
Matt,

I would suggest that you contact a realtor knowledgeable in short sales. I happen to be working on two right now,. They are very time consuming and lengthy but in most cases ... more
0 votes Share Flag Fri Nov 13, 2009 Foreclosure in 20744
Martin Macis…, Real Estate Pro in South Portland, ME
Martin Macisso answered:
Best options for a Short Sale on A Chase Mortgage.
You have a couple options.

I wouldn't waste time with a loan modification...they won't do it, can't do it for many reasons...

You could list as a short sale...with ... more
0 votes Share Flag Sat Oct 3, 2009 Foreclosure in 20744
Keith Sorem, Real Estate Pro in Glendale, CA
Keith Sorem answered:
can you go for a short sale with still having money in your savings account- neither my husband or I are?
Ellie
If you have plans to conduct a short sale part of the process is a financial disclosure. They also have a "look back" process, meaning if you have a large chunk of money in an a ... more
0 votes Share Flag Mon Jul 13, 2009 Foreclosure in 20744
Jerel Washin…, Real Estate Pro in Princeton, NJ
Jerel Washington answered:
Im in the Fort Washington Maryland area,
On the other hand... if you are looking to have handyman services and you just want a list, just ask for it. 9/10 they will be happy to refer you to someone they trust.

Jerel
0 votes Share Flag Tue Jun 2, 2009 Foreclosure in 20744
Aclark, Both Buyer and Seller in 20721
Aclark answered:
I have a question regarding pre-settlement occupancy on a pending short sale.
I am an investor that has been involved in many short sales. The fact that someone put you into the middle of this situation and allowed you to stay there for "free" is inexcusable. In ... more
0 votes Share Flag Mon Mar 17, 2008 Foreclosure in 20744
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