Financing in Fort Myers : Questions & Answers

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Who is doing 100% new construction loans?
I can finance 100% of new construction and 80% on land. We use the future equity of your project as the down payment. so if your project appraises for 480,000 but you only need 400,000, ... more
0 votes Share Flag Mon Oct 12, 2015 Financing in Fort Myers
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
Own commercial property outright, how to finance?
If they own it free and clear they could give it to you and you can make payments to them. Let them act as the bank.
0 votes Share Flag Fri Nov 21, 2014 Financing in Forum
Christopher…,  in Magnolia, TX
Christopher Stowe asked:
Do you have to own gifted land for 1 year to use it as equity when building a house? (loan would be a refinance. I'm told) My grandfather is gifting us 1 acre of land to build a home on. Mortgage broker we were working with previously says land must be in our name for 12 months to use the land as equity, but…
0 votes Share Flag Thu Jul 17, 2014 Financing in Forum
Anna M Brocco, Real Estate Pro in Williston Park, NY
Anna M Brocco answered:
I am looking for any home in Fort Myers, FL with rent to own option and a deposit of $15000 down and monthly payments of $500-$600 till paid off.
Rent to own is not a good idea, therefore fix whatever is preventing you from purchasing outright. Keep in mind that rent to own can be risky and one could stand to lose a bit of money, ... more
1 vote Share Flag Tue Feb 18, 2014 Financing in Fort Myers
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
how do we approx tax for homestead condo in 33916?
Property Tax Disclosure: Buyer should not rely on the seller's current property taxes as the amount of property taxes that the buyer may be obligated to pay in the year subsequent to p ... more
0 votes Share Flag Wed May 29, 2013 Financing in 33916
Kirsten Priz…, Real Estate Pro in Naples, FL
Kirsten Prizzi answered:
who does construction loans in Flagler Beach FL area ?
Did you called Wells Fargo or Bank of America?

Kirsten S. Prizzi
AC Global Property Management Lee County, LLC
FL Lic Real Estate Broker
Immobilienfachwirt / ... more
0 votes Share Flag Tue May 14, 2013 Financing in Fort Myers
Cynde Snow,  in Fort Myers, FL
Cynde Snow answered:
Does anyone know of a decent MHP in North Ft. Myers or East that sells MH with land owned that may finance?
Yes, Orange Harbor Mobile Home Park is a Cooperative, you can purchase a share and a home and own your land, you can purchase the mobile and pay the cooperative the monthly lot rent or ... more
0 votes Share Flag Mon Feb 25, 2013 Financing in Fort Myers
NoFear20m, Home Owner in Aurora, CO
NoFear20m answered:
If your mortgage rate lock expires,do you have to wait a specific time period to lock in with the same lender?
I'm in CO in the middle of trying to refi and ran into this 60-day waiting period issue, as the rates went lower. The loan officer extended the lock for another 60-days to try and rene ... more
0 votes Share Flag Thu Dec 13, 2012 Financing in Fort Myers
Craig Reynol…, Real Estate Pro in TWIN LAKES, CO
Craig Reynolds GRI Broker answered:
How low can mortgage rates continue to drop?
When you're at the bottom with not much room to go down any further, you can not expect rates to drop much lower. That doesn't mean they won't but really, with rates this low there is n ... more
0 votes Share Flag Wed Jun 27, 2012 Financing in Fort Myers
Kristen Pell, Real Estate Pro in Fort Myers, FL
Kristen Pell answered:
I own a prime plot in Rukungiri district in Uganda that I want to develop into office and retail space. Who can finance my proposal?
Why not develop office and retail space in Florida? Then, we can help :)
0 votes Share Flag Mon Jun 18, 2012 Financing in Fort Myers
Ron Rovtar, Real Estate Pro in Boulder, CO
Ron Rovtar answered:
can anyone tell me any mortgage company that will work with my credit of 596? First time home buyer.
Hi Seymour: As you can see there are lenders who can help you. But the first thing you should do is improve your score as much as possible. A good broker may be able to go over your cre ... more
0 votes Share Flag Thu Jun 14, 2012 Financing in Fort Myers
Secured Inve…, Other/Just Looking in Florida
Secured Investment Lending answered:
Anyone know of private money or hard money sources for investors in Ft. Myers? Ron - investor

We are in the process of expanding into the Ft Myers market. Feel free to call our corporate offices, the numbers are on our website.
0 votes Share Flag Tue May 1, 2012 Financing in Fort Myers
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
What is current mortgage loan rate in Fort Myers and Tampa, FL?
The money all comes from the same place (Fannie Mae, Freddie Mac, investors) so it all depends on your credit score, your downpayment percentage, type of mortgage (VA, FHA, USDA, Conven ... more
1 vote Share Flag Thu Apr 19, 2012 Financing in Fort Myers
Nathan Davis,  in Fort Myers, FL
Nathan Davis answered:
My husband and I are in the process of paying off our ch 13 bankruptcy which we paid on for three years. We also had a forclosure three years ago
Your situation is very common here in SWFL. The 3 years is the critical date for the foreclosure, so you are on the right track there, the CH 13 BK is no longer an issue from a timeline ... more
0 votes Share Flag Mon Jan 23, 2012 Financing in Fort Myers
Marco Gomez &…, Real Estate Pro in Bayside, NY
Marco Gomez & The Reach Team answered:
This is me a Vet, first time home buyer, bad and no credit?
I recently closed on at VA loan and I believe the minimum requirement for credit score is 620 so if your credit score is not at least 620 your best bet would be to keep on renting and i ... more
0 votes Share Flag Mon Dec 5, 2011 Financing in Fort Myers
Edward Humbe…, Real Estate Pro in ,
Edward Humbert answered:
o not good credit at all,still needing to rent/lease>to by a home ;maybe on contract;can you halp us any?Need to move A.S.A.P.!!
I may take time to find you a home, as even a cash purchase with take some time to close. But you could start that process by contacting Mike Horvath at City First Mortgage at ... more
0 votes Share Flag Thu Oct 6, 2011 Financing in Fort Myers
Gregorio Den…, Real Estate Pro in ,
Gregorio Denny answered:
refinancin my house what happens when ur interest rate lock extension expires and lender is at fault im at 4.94 and rate r lower can i get lower rate
Most lenders will not allow a relock at current market rates, you are subject to worst case pricing and that would mean that at best, you could extend your currently locked rate for fre ... more
1 vote Share Flag Mon Oct 3, 2011 Financing in Fort Myers
,  in
who is gmac mortage co?
GMAC Mortgage is part of the Residential Capital (ResCap) mortgage arm of Ally Financial, the financing arm of General Motors. The US government owns a majority of Ally Financial after ... more
1 vote Share Flag Sun Aug 7, 2011 Financing in Fort Myers
Rudy R. McDo…, Real Estate Pro in ,
Rudy R. McDowell answered:
Advise for the purchase of a third home? How do we acquire financing?
Hi, Debi. Your only option is Conventional financing. FHA and VA are only for primary residences. Next, most lenders require a 25-30% down payment and your credit score (depending on ... more
0 votes Share Flag Sun Aug 7, 2011 Financing in Fort Myers
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