Credit Score in Florida : Questions & Answers

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Msfiggs, Home Buyer in Charlotte, NC
Msfiggs asked:
Credit ratio and options I have good credit but have run up some credit card debt in the last two years. Since I only have one active card my balance/available ratio is high, causing my credit score to go from…
0 votes Share Flag Fri Oct 2, 2015 Credit Score in 33908
 1941GER, Real Estate Pro in ,
1941GER answered:
FHA loan with 585 credit score in Jacksonville, FL
Good Day My Dear,

Happy New Day to you,
How are you today including all our daily activities, I guess all is fine with you
I would like to apply through this letter for your expres ... more
0 votes Share Flag Sat Aug 22, 2015 Credit Score in Jacksonville
Ejputnam70, Home Buyer in New York, NY
Ejputnam70 answered:
suggestion to rental companies that work with damaged credit?we make more than enough to afford rent just rebuilding credit mistakes...thanks!
I am try to buy a house for 15,000.00 pay 70.00 mo to buy it off in st.joseph mo
0 votes Share Flag Fri Aug 14, 2015 Credit Score in Daytona Beach
Five Stars M…, Real Estate Pro in ,
Five Stars Mortgage answered:
Is having a middle score of a 630 good?
You should have some options with USDA and/ or FHA. Contact us to discuss in detail.

Five Stars Mortgage - Florida's leading mortgage resource
Ph: 800-871-2636
1 vote Share Flag Sun Jul 19, 2015 Credit Score in Tampa
George Dudley, Real Estate Pro in Tampa, FL
George Dudley answered:
my credit score is 613, all my accounts are 100% on time but i only have 4 credit accounts, how much trouble will i have getting a mortgage?
Did you have success in getting pre-qualified? your score is a little low however the approval is best on other comments. that being said, with the debt all being maxed out it could rai ... more
0 votes Share Flag Tue Jul 14, 2015 Credit Score in Tampa
Budd Morris, Real Estate Pro in saint petersburg, FL
Budd Morris answered:
Can I get a VA loan with just over 600 Credit score and one 30 day late payment in the last three months?
Tat is not a problem. I am closing two this month.
Please call or email me
0 votes Share Flag Thu Jul 9, 2015 Credit Score in 33709
Cathy Prisco, Real Estate Pro in ,
Cathy Prisco answered:
Can anyone recommend a mortgage broker in Florida who will do an FHA loan with a 637 credit score?
James Cannata of Mortgage Plus 732 500 7650 is his cell
Let me know how you make out and if I can be of any assistence
0 votes Share Flag Mon Jul 6, 2015 Credit Score in Port Saint Lucie
Melvin List, Real Estate Pro in Tampa, FL
Melvin List answered:
My loan was denied by the loan officer based on my credit (570's - didn't expect it to be this low) but I have high income and little
I would reach out to a local mortgage broker. Most brokers have access to either lenders with no overlays or Alternative documentation programs.

Thank you,
Melvin List
Licensed Mo ... more
0 votes Share Flag Thu Jun 25, 2015 Credit Score in Clearwater
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
My credit score is 560. The house is single family house, 39,000...doing the ship program for our down payment. How come no one will work with me??
I don't know about the ship program, but a credit score of 560 indicates a history of financial troubles. Lenders generally won't begin to consider someone lower than a 580 and ... more
0 votes Share Flag Thu Jun 25, 2015 Credit Score in Spring Hill
Sean Nickle, Other/Just Looking in Colorado
Sean Nickle answered:
Ding on seller's credit score from short sale

Does FICO have category for a short sale? The answer is no. If you have a short sale there are many ways FICO will ding one's credit based on the information about the ... more
0 votes Share Flag Thu Jun 25, 2015 Credit Score in Tampa
C Powell, Other/Just Looking in Austin, TX
C Powell answered:
Can I get approved for a FHA loan or any loan at all with a Credit score of 580 ?
Basic credit repair programs cost around 70-100 a month and they will save you thousands usually takes 3to 6 months id wait fix your credit then purchase then fix credit more then refin ... more
0 votes Share Flag Sat Jun 20, 2015 Credit Score in Delray Beach
Sold, Home Buyer in Orlando, FL
Sold answered:
I need some help any one please. My credit score is real bad due to financial hardship.
I can assist you if you are looking to became a home owner as well
Ingrid Coe
0 votes Share Flag Sat Jun 20, 2015 Credit Score in 32837
Alma Kee, Real Estate Pro in Tampa, FL
Alma Kee answered:
How do we go about finding out about loans?
Also I would highly recommend visiting this Ivy League Finance Professor's website:

Shopping for a mortgage is much different than shopping for a car loan.

... more
0 votes Share Flag Tue Jun 16, 2015 Credit Score in Tampa
Andrew Liebe…, Real Estate Pro in Sunrise, FL
Andrew Liebenhaut answered:
what credit scores would a person needs to buy a house in coconut creek , Florida?

VA Mortgage Loans are available today for both honorably discharged Vets and active duty military personne ... more
0 votes Share Flag Wed Jun 10, 2015 Credit Score in Coconut Creek
Joanne Kebeck, Real Estate Pro in Port St Lucie, FL
Joanne Kebeck answered:
I am relocating to Port St Lucie from MA, my credit is fair. How hard is going to get a rental? I am desesperate I dont know where to start
Rentals are high in demand but I can help! Let me know your criteria and we can see what's available.
0 votes Share Flag Tue Jun 9, 2015 Credit Score in Port Saint Lucie
Mike Wilson, Real Estate Pro in ,
Mike Wilson answered:
Is it possible to get a non-FHA loan with a poor credit score (600) ?
Yes its possible. Don't go to just 1 lender. Let a company that specializes in doing rate comparisons handle your situation. A lot of people use Home Loans For All. Just google them.
0 votes Share Flag Mon Jun 8, 2015 Credit Score in 32708
Sean Benjamin, Renter in New York, NY
Sean Benjamin asked:
My husband and I are disabled vets. We are looking to rent a property. Our credit scores are not that great because it took us 2 years To get disability but now we have guaranteed income. Will it be hard to find someone to give us a chance in renting a home?
0 votes Share Flag Thu May 28, 2015 Credit Score in Panama City
Valerie Aber…, Real Estate Pro in Pensacola, FL
Valerie Abercrombie answered:
589/578 credit score
Hello! I know of a few really reliable and helpful Lenders. One is a Direct Lender. And my Clients have had very good experiences with him. I'd be happy to give you any contact ... more
0 votes Share Flag Wed May 13, 2015 Credit Score in Pensacola
Alan May, Real Estate Pro in Evanston, IL
Alan May answered:
My credit score is 675, can I get a personal loan with low interest?
talk to a lender, or bank, and they'll happily tell you what rate you'd qualify for.

675 is not a premium credit score, so you won't qualify for the very best rates... but you never ... more
0 votes Share Flag Wed May 13, 2015 Credit Score in Spring Hill
 Rich, Real Estate Pro in ,
Rich answered:
700 credit score but thinking of foreclosure and wondering how long will it take for my credit to recover?
If you need help to raise your credit scores fast,
We specialize in raising FICO scores dramatically, in weeks, not months or years.

As a matter of fact with one of our most recen ... more
0 votes Share Flag Wed May 13, 2015 Credit Score in Miami
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