Home Buying in Escondido : Questions & Answers

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Victory Prop…, Real Estate Pro in Raleigh, NC
Victory Property Management answered:
Issue with mortgage approval from no income but 43% down???
If you do not have much money coming in, how would you expect to make the mortgage payments, taxes, insurance and the like? A lender will not loan out money - no matter how much equity ... more
0 votes Share Flag Thu Dec 17, 2015 Home Buying in 92027
Amelia Robin…, Real Estate Pro in Falls Church, VA
Amelia Robinette answered:
I'm divorced and my ex-wife has my VA on the present home. Quit claim deed gave her the house. How can I buy a home. I am the military person.
Is your name still on the loan? Just because you're not on title, doesn't mean you're not still on the mortgage.

Check your eligibilty for another VA loan: http://www.benefits.va.go ... more
0 votes Share Flag Thu Dec 10, 2015 Home Buying in 92026
Eeeric, Home Buyer in Escondido, CA
Eeeric asked:
Grounds for legal pursuance on buying a home with Non-disclosed Unpermitted sq footage? Hello, I purchased a home in Southern California a little over 2 years ago. I purchased the home for a listing price of 2700 sq feet at $99 per sq foot. Recently, I was approached by city…
0 votes Share Flag Thu Dec 3, 2015 Home Buying in 92026
Ricki Lynn M…, Real Estate Pro in San Diego, CA
Ricki Lynn Miller answered:
Can i get a home loan with a 540 credit score?
HI JesseJames,
Hopefully since you've posted this question, you and your Girlfriend have had the ability to pull up your Credit Score up; congrats on getting that debt paid.
If your ... more
0 votes Share Flag Sun Nov 22, 2015 Home Buying in 92025
Cindy Davis, Real Estate Pro in San Diego, CA
Cindy Davis answered:
My score is 540 i got all of my late and past bad credit paid off this month how long will it take to reach a score high enough to get a home loan
Good for you Andrew for paying off your debts. Generally, it can take 30-60 days to see this reflected in your credit score. Most lenders however, have access to a system called 'rapid ... more
0 votes Share Flag Sun Nov 22, 2015 Home Buying in 92025
Tim Moore, Real Estate Pro in Kitty Hawk, NC
Tim Moore answered:
We would like to build a prefab home. We have a bankruptcy and short sale on our record. Is it still possible to get a loan?
While many things are possible, I think you will have a very difficult time finding a lender to allow it.
0 votes Share Flag Sun Nov 22, 2015 Home Buying in 92025
Terry Chan, Real Estate Pro in San Diego, CA
Terry Chan answered:
which family mobile home parksin Escondido own the land along with the mobile home?
Hey Shari,

There's a couple in Escondido where you also own the land. Some are 55+ communities. Please reach out if you would like me to send you any of these properties from the MLS ... more
0 votes Share Flag Sat Oct 10, 2015 Home Buying in Escondido
Richard Litt…, Other/Just Looking in Orange County, CA
Richard Littlefield answered:
1514 Sedona Gln. Can anyone please help me, if 350k is over priced for this house. It's a Death in a property house.
So looking at it, it appears that it is pending at that price and that Zillow felt that it was worth $387,000. Trulia is reflecting the $350, 000 price.

Remember Zillow bases it on ... more
0 votes Share Flag Mon Aug 24, 2015 Home Buying in Escondido
Jeff Hensel, Real Estate Pro in Oceanside, CA
Jeff Hensel answered:
I've been a business owner ready to buy but, the loan programs are asking 2 years of tax returns which blocks me to qualify. Any ideas around?
You could look into a hard/private money lender who lends on owner occupied properties if you have a significant down payment. Due to recent government regulations you will still need t ... more
0 votes Share Flag Fri Jun 26, 2015 Home Buying in Escondido
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
. Is it difficult/impossible to refi b/c of the former, not current 1099 status?
Hello spellsm, you are fine. What type of loan and rate do you currently have and do you know your home value? Are you looking for just a rate and term or do you need cash out too?

I ... more
0 votes Share Flag Tue Apr 14, 2015 Home Buying in 92029
Gerald Feens…, Real Estate Pro in Grand Rapids, MI
Gerald Feenstra answered:
why your co (trulia) say condo in my house. 405 ashbourne glen escondido.ca.92027. is single family home.tell me. thank you.
Hello,

If you're unable to get this issue resolved, I recommend contacting Trulia Customer Support. They can be reached at: 1 (888) 466-3501 and should be able to assist you with any ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in Escondido
Dawn Jensen-…, Real Estate Pro in Vancouver, WA
Dawn Jensen-Beaudoin answered:
I have called all homes i'm searching and they all have wrong phone numbers! What is going on Trulia!? I'm desperately looking for a home
It really is important to use a realtor , I do not charge my buyers a fee to use my services and many of them come to me as renters and even if they cannot buy at that time I can get th ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in Escondido
Sheryl Arndt, Real Estate Pro in Woodland Hills, CA
Sheryl Arndt answered:
I'm looking for a house for rent in the Escondido area that ranges from 1200-1500.
Hello Julie, no there is not any way to verify whom is putting up the rental scams on this site. When you are speaking of a low rent it sounds like a scam. You did not include a link or ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in Escondido
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I am buying a custom built home in Escondido, California and the house was built in a hill setting with the down hill slope in the back yard.
You are absolutely right Giang. It will cost you a bit of money. But if you like the home and really want it that's a small price to pay for due diligence. Escondido, as most of San Die ... more
0 votes Share Flag Tue Dec 30, 2014 Home Buying in Escondido
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen asked:
Crime rate in Escondido
0 votes Share Flag Tue Nov 25, 2014 Home Buying in Escondido
Sinead McAll…, Real Estate Pro in Oceanside, CA
Sinead McAllister answered:
Best location for investment/vacation home?
Hi Chris,
There is one condo in Oceanside that you might be interested in that is in your price range. Message me directly and I can send you the details. I completely understand your ... more
0 votes Share Flag Tue Jun 24, 2014 Home Buying in Escondido
John & Janis…, Real Estate Pro in Encinitas, CA
John & Janis Arendsen answered:
I have been pre-approved for 150k and need help finding a 3 bedroom home in North County but am not opposed to moving as far as Murrieta.
Inasmuch as this question is over 2 years old me thinks Richard may have gotten a home by now or gave up looking for something at that price point.
0 votes Share Flag Sun Apr 13, 2014 Home Buying in 92027
Katy Schuster, Real Estate Pro in Escondido, CA
Katy Schuster answered:
How to find a house in NC San Diego?
It is definitely a seller's market. With few homes in your price range and a lot of buyers, the homes that do come up go quickly - within one to two days. I am dealing with the same iss ... more
0 votes Share Flag Sat Apr 12, 2014 Home Buying in 92027
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