Enfield : Questions & Answers

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Christine Pe…, Real Estate Pro in 06096
Christine Pepka answered:
Trulia's estimate is way out of line with two realtors' market analyses...
Sites like Zillow and Trulia pull information from town records and past sales info. I would start to look at your town card and make sure that information is accurate. Good Luck!
0 votes Share Flag Tue Jun 30, 2015 Market Conditions in 06082
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
It's there any lenders that can help a first time home buyer with a credit score of 650.
Your credit is fine. As long as you have the required down payment and verifiable income, you should be good to go.

Don't Let Them Make a Monkey Out of You! Follow the links below.
... more
0 votes Share Flag Sun Jun 21, 2015 Home Buying in 06082
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
is spring street in Enfield CT a safe area for a family to live in?
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the ... more
0 votes Share Flag Wed Apr 1, 2015 Crime & Safety in Enfield
Lisa Schile…, Real Estate Pro in Windsor, CT
Lisa Schile Orme answered:
I have a mortgage with an ex girlfriend. She is still living at the house and paying for it too. Would I be able to get another mortgage of my own?
I see below that Jill (the only Connecticut lender who has answered your question so far) says that you may be able to get another mortgage of your own. There are many variables that c ... more
0 votes Share Flag Fri Apr 4, 2014 Financing in 06082
Julie Paul, Real Estate Pro in 06082
Julie Paul answered:
I need to find a rental accommodation in Enfield, CT or surrounding areas within a 20 mile radius (could be in MA or CT).
I have a 2 bedroom Ranch in southern Enfield. It has been freshly painted updated new kitchen. Laundry off kitchen
the rent is 1250 including heat, hot water electric. I can be reac ... more
0 votes Share Flag Thu Apr 3, 2014 Rentals in 06082
Michael Rein…, Real Estate Pro in 06029
Michael Reinhard answered:
Are mortgage credit certificates available in Enfield, CT?
There is a first time home buyer program for Enfield, CT that started again this year.
www.enfield-ct.gov/filestorage/91/12798/788/FTHB_Guide.pdf?

Do a web search for Enfield first ... more
0 votes Share Flag Tue Mar 11, 2014 Home Buying in Enfield
Lisa Schile…, Real Estate Pro in Windsor, CT
Lisa Schile Orme answered:
Good Day my name is john m I was looking at 32 parker st in enfield ct it needs a lot of work and no one has live in it for many years.
Asking price does not always equate to what the bank will accept when offers are presented. The bank is generally looking for the highest guarantee that the sale will actually close wit ... more
0 votes Share Flag Tue Nov 12, 2013 Foreclosure in 06082
Michael Rein…, Real Estate Pro in 06029
Michael Reinhard answered:
I was wondering if 20 Roy St enfield ct is for sale currently cause I thought it was under deposit is it or not? Would like to know thanks?
Just checked. It is still for sale. You can contact me at 860-798-8929 for a showing.
0 votes Share Flag Fri Apr 13, 2012 Home Buying in Enfield
Fran Rokicki, Real Estate Pro in Hartford, CT
Fran Rokicki answered:
How can a mortgage broker offer a rate for a chfa loan that is less than chfa itself?
I would need to know more about the program, within CHFA, that this banker is offering to you. There are communitties, throughout Ct, that have what they title as, Pilot Programs. In ... more
0 votes Share Flag Fri Sep 16, 2011 Financing in 06082
Vincent Carr…, Real Estate Pro in New York
Vincent Carrieri answered:
Thank you Natale, we were told by a mortgage broker we qualify for more of a mortgage. I am just hesitant because I do not want to lose another home.
Just because you qualify for a higher mortgage amount does not mean that you should buy a house that you can not afford comfortably. Pre approvals do not take into concideration real l ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Andrea Rodri…, Real Estate Pro in Hartford, CT
Andrea Rodriguez 860-331-5156 answered:
can a chfa loan be obtained for a foreclosure auction like hudson and marshall?
The best advice I can give is to consult a loan officer and an attorney for this case and is very, very risky, if you do not understand the whole procedure into foreclosure, because you ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Natale Terra…, Real Estate Pro in Newington, CT
Natale Terranova, Jr answered:
How do we determine wether to get a loan from a bank or a broker? A bank will offer to finance less of a loan than a broker.
Valerie,

I agree the first answer is very good. I do want to mention that bank loan officers are on a commission and would love that deal to close for them, ( I don't know many ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Natale Terra…, Real Estate Pro in Newington, CT
Natale Terranova, Jr answered:
what is the likelihood of purchasing a home that is in move in condition in connecticut for 75,000.00 or less?
Are you looking at the $75k max threshold because that is the mortgage you can qualify for? If not you should speak to a mortgage loan officer to determine how much of a home you really ... more
0 votes Share Flag Mon Apr 11, 2011 Financing in 06082
Seth Winklem…, Real Estate Pro in Plainville, CT
Seth Winkleman answered:
Can chfa loans be obtained for buying homes at auction like a hudson and marshall auction?
You would have to get a loan secured before you put in an offer. The bank requires a cashiers check as a deposit. Foreclosures are very risky. You have to make sure all their taxes h ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 06082
Candace Lipi…, Real Estate Pro in Fairfield County, CT
Candace Lipira answered:
Thanks for all the answers! Common sense tells me to take the advice of the agents who best understood my question in the first place!
I never answered from what I can see any questions you have posted. I would recommend finding a great agent and have them put you on Listingbook. A great tool that reflects the MLS in r ... more
0 votes Share Flag Sun Apr 10, 2011 Financing in 06082
Dawn Nostin, Real Estate Pro in Connecticut
Dawn Nostin answered:
Real Estate purchase: Can I receive more credit towards repair even though I am already receiving the full 6% credit towards closing costs?
I would address repairs now and have them done prior to closing. Most banks only allow the 6% closing cost credit at the closing if you have more than 6% a red flag could go up and caus ... more
0 votes Share Flag Thu Jun 17, 2010 Home Buying in Enfield
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