Hello Juliakral, What is your price range? I've lived and worked in Elverta/Rio Linda for over 14 years. I often see homes with dual living space. If you could let me know what you are looking for as far as the area & price, I'd be happy to look for something for you. Thanks, Lori... more
There are a select few lenders willing to go down to a 600 score sometimes lower for VA but they are hard to find. I would recommend The Lenders Network they have helped several of my clients with lower scores get approved.
Yes you get a home loan now. I tell all my clients with lower scores to visit The Lenders Network, I have had several of my clients get approved and close with scores under a 580. So if anyone can get you a loan they can..
I work with a lot of Veterans who have less than perfect credit. I tell all my VA eligible clients to visit The Lenders Network, I have seen VA loan approvals from them even with scores under a 580. So if anyone can get you a loan they can, their service is free for Veterans.
I know this is a very delayed answer, but I believe is helpful, none the less for buyers out looking at short sales.
I will second what Jim said. I can usually get a good sense of how committed the sellers are in a short sale by the showing instructions. If it's just your usual call/lockbox with no undue restrictions, then the sellers are likely serious about selling their home. If showing instructions are 24 hour notice and you have to call seller and every time you do they have a reason you can't see it - then they really are trying to stay for as long as they can and are just giving the appearance to the lender that they are trying to sell. That's just an opinion. I can't speak to the specific property.
Anna Boyd, CDPE Lic #01043604
Certified Distressed Property Expert
Re/Max Hall of Fame, Lifetime Top Achiever
Hi: I had a little trouble finding the home you are referring to, so I assumed you meant Country Acres Lane. There was a home listed on Country Acres Lane in Elverta and the listing expired on 3/31/09. If you are interested in this home, your Realtor could contact the owner and try to negotiate a sale to you. If you don't have your heart set on this home which is 4 bedroom, 3 bathroom 3,332 s.f., there are two other homes actively for sale in Elverta with similarities. One on Los Garcias Lane and one on Elverta Rd.