Elk River : Questions & Answers

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Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
We were foreclosed on in Sept 2010. Have been deemed "wrongful foreclosure". Can we now buy a home? Had to move to WI. Want to move back to MN!
You can certainly buy a home. The real question is - can you get financing, and if so, what are the terms.

From your question it seems you are nearly three years out from the forecl ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Elk River
Russ Douville, Real Estate Pro in Saint Paul, MN
Russ Douville answered:
have foreclosure from 8 months ago. want to refinance my current home. have 60% equity in it. will I be able to?
It's unlikely that you will be able to refinace in the first three years after a foreclosure regardless of your equity position.
0 votes Share Flag Tue Apr 16, 2013 Financing in Elk River
Rachel Fredr…, Real Estate Pro in Maple Grove, MN
Rachel Fredrickson answered:
Seeking advice for first home, new construction or not within the Elk River, MN area.
Hi,

That first home! What an exciting time for your family! It can be overwhelming if you let it, so make sure I'm glad that you are reaching out and educating yourself.

Start th ... more
0 votes Share Flag Tue Mar 12, 2013 Home Buying in Elk River
Graciesharon, Renter in Elk River, MN
Graciesharon asked:
are there any apts in elk river starting at 600 who take dogs? --
This question was asked from this property: http://www.trulia.com/rental/3035735821-1179-School-St-NW-Elk-River-MN-55330
0 votes Share Flag Sun Dec 2, 2012 Rentals in Elk River
Charles Dail…, Real Estate Pro in Saint Paul, MN
Charles Dailey answered:
How many years do you have wait after a short sale.?
T,

I'm pretty sure your questions will be comprehensively answered on this in the attached web reference. Either in the article, the video or one of the 130+ responses (and relevant ... more
0 votes Share Flag Sun Apr 29, 2012 Financing in Elk River
Peter Boyle, Real Estate Pro in Minneapolis, MN
Peter Boyle answered:
Any news if the time frame to get a mortgage after a short sale will be reduced from 3 years to 2 years?
As of right now I have no information that FHA is planning to reduce the waiting period after a short sale from 3 to 2yrs. What rumors I have heard have been sketchy at best. I do kno ... more
0 votes Share Flag Sat Oct 29, 2011 Home Buying in Elk River
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
My property Id was recorded on someone elses mortgage, we have a closing friday 9/16 the bank says they are working on it. Should I be worried? T.
Clockman,
It's been said, "Worry never added an hour to anyone’s life." Can I tell you everything will come out just fine? I can't but I do agree that sin ... more
0 votes Share Flag Mon Sep 12, 2011 Home Selling in Elk River
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
The art of the low ball offer??? I am looking to a buy a house that has been on the market for over 180 days.
Hi, Brandie! Is this, in fact, a question from 2008? If so, our answers would be WOEFULLY out of date for what you need. Let us know~
0 votes Share Flag Thu May 26, 2011 Home Buying in Elk River
Notsurewhatt…, Home Buyer in Atlanta, GA
Notsurewhattodo answered:
Is Bank of America obligated to look at the short sale offer we offered on 05/29/08? Seller accepted our
We have been trying to buy a home that has been on the market for over 1 year and is a for short sale. We put in an offer on the house on December 23, 2009. The offer was accepted by ... more
0 votes Share Flag Thu Jul 15, 2010 Home Buying in Elk River
Kevin Bergst…, Real Estate Pro in 55330
Kevin Bergstrom answered:
How long after a short sale agent is assigned is the average time to closing (if offer is accepted)?
I'm guessing you mean that the bank has assigned a short sale negotiator to the transaction. Though this is a step in the right direction, it is very difficult to say how much tim ... more
0 votes Share Flag Wed Sep 30, 2009 Home Buying in Elk River
Lenny Frolov, Real Estate Pro in Minneapolis, MN
Lenny Frolov answered:
Does anyone know if their are NSP funds for Plymouth and or New Hope, MN? I have been looking and not finding
I belive the only cities that have NSP funds available are Brooklyn Park, Brooklyn Center, Champlin, Robbinsdale, Crystal, New Hope and Richfield ( for the western burbs).
1 vote Share Flag Thu Jul 16, 2009 Financing in Elk River
Aaron Dickin…, Real Estate Pro in Minneapolis, MN
Aaron Dickinson - Edina Realty answered:
If a bank is collecting on mortgage insurance, is property a frozen asset until they receive insurance money?
Countywide may be the loan servicer for this property for Fannie Mae or the county may have a backlogged recording department. These are tough situations and it's likely that no matter ... more
0 votes Share Flag Mon Mar 9, 2009 Foreclosure in Elk River
Susan Hoffla…, Real Estate Pro in Minneapolis, MN
Susan Hofflander answered:
If a bank hasn't answered yes/no on a short sale offer 5/29/08-are they ignoring offer instead of saying no?
I had a short sale transaction this year that went over 3 months without a response. It was a full price offer. When we did get a response over 3 months later, it was a rejection! No ... more
1 vote Share Flag Wed Oct 1, 2008 Home Buying in Elk River
Aaron Dickin…, Real Estate Pro in Minneapolis, MN
Aaron Dickinson - Edina Realty answered:
Anyone seen any Countrywide acquired Bank of America short sales assigned or completed in Mpls/St.?
In my experience the seller and/or seller's agent are the only people that the bank will talk to. What is the listing agent saying? If they don't have a lot of experience in this you ... more
0 votes Share Flag Tue Aug 12, 2008 Home Buying in Elk River
Don Edam, Real Estate Pro in Minneapolis, MN
Don Edam answered:
What can I do with river property? If I bought a home that is on the Mississippi River but the house is
From the City of Elk River website: "If you are planning any alteration to your lake or river lot, contact the Environmental Division at 763.635.1000." They don't specify too much on w ... more
0 votes Share Flag Thu Jun 5, 2008 Home Buying in Elk River
Todd Norsted, Real Estate Pro in Maple Grove, MN
Todd Norsted answered:
elk river home on market..19617 hudson cir NW - can you get me a photo? NA on your site right now
As Aaron said, it was removed from the market in Dec. 07. What is your price range? I am sure there are a number of other homes in the area that would be in the same range. www.to ... more
0 votes Share Flag Tue Feb 19, 2008 Home Buying in Elk River
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