El Paso County : Questions & Answers

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victor.velas…, Other/Just Looking in El Paso, TX
victor.velasquez asked:
Information about 19 Garnet Crest Way
0 votes Share Flag Fri Aug 14, 2015 Foreclosure in El Paso
Cavemandan, Home Buyer in El Paso, TX
Cavemandan answered:
Looking to move to El Paso, I own 2 homes in The woodlands Tx , is there any chance to get a lease purchase? need to sale mine first.
im sure someone in El Paso would be willing to do that. try going to yard sales El Paso there are several realtors that are willing to work with you. you can also try a past student of ... more
0 votes Share Flag Fri Aug 7, 2015 Home Buying in El Paso
USMortgageRa…, Real Estate Pro in Plano, TX
USMortgageRanger answered:
Next year I will be sixty. I'm looking for a "forever" home. I am on social security disability therefore, a fixed income of about
Hi Suemic,

Your best bet is to work with a Lender to get qualified for a mortgage using your SSID income which will be grossed up 25% giving you some buying power. Then you can get a ... more
0 votes Share Flag Thu Aug 6, 2015 Home Buying in 79924
Bonnie Rangel, Home Buyer in 79902
Bonnie Rangel asked:
How to find liens on a property?
0 votes Share Flag Mon Jul 13, 2015 Home Buying in El Paso County
Bonnie Rangel, Home Buyer in 79902
Bonnie Rangel asked:
How to find liens on a property?
0 votes Share Flag Mon Jul 13, 2015 Home Buying in El Paso County
Jeff Hensel, Real Estate Pro in San Diego, CA
Jeff Hensel answered:
what if your credit score is 520 who will finance? If you through a bankruptcy will a lender give you a mortgage?
With that credit score you would still be able to obtain a loan through a hard money lender. Higher rates than conventional and a down payment of around 25% will be required but you don ... more
0 votes Share Flag Mon Jun 29, 2015 Home Buying in 79821
Siobhanschei…, Home Buyer in New York, NY
Siobhanscheier asked:
How can I find a realtor to help me find a rental home My husband and I have terrible credit but can easily pay rent up to 1000 a month he is retired? military. We can't seem to find a realtor willing to work with us and our current lease is almost coming to a close. Is there a website or certian realtors that specialize in this area?
0 votes Share Flag Mon Jun 22, 2015 Rentals in El Paso
Edna Lorena…, Real Estate Pro in El Paso, TX
Edna Lorena and Erin Salsbury answered:
My income is $48,000 year, my credit 660 im 26 years old, my hisband has bad credit his 35 his income is $50,000 can i qualify for a hsa by myself ?
Hello, This is a great question and one that other home buyers often ask me as well. In order to know exactly how much home you can buy, a licensed mortgage loan originator is your best ... more
0 votes Share Flag Sun May 31, 2015 Financing in El Paso
Dan Tabit, Real Estate Pro in Issaquah, WA
Dan Tabit answered:
What can I do to add value to my home?
Hi David,
Too big a question to answer here. It depends on what your home looks like, needs and you can afford.
0 votes Share Flag Wed May 13, 2015 Home Buying in 79934
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Do I need that extra home insurance ?
It depends on what your original plan already covers. If I were you, I'd go into my insurance company and ask them to compare the insurance. If there's an important difference, then it ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in 79924
Maryluke99, Both Buyer and Seller in Miami, FL
Maryluke99 answered:
can someone with bad credit get a home loan if this is the first time homeowner and can give 15%?
FLORIDA FHA MORTGAGE LOANS HAVE MINIMAL DOWN PAYMENT AND CLOSING FEES:
http://www.florida-mortgage-lenders.com/bad-credit.html
Down payment only 3.5% of the purchase price.
Gifts f ... more
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 79936
Melvin List, Real Estate Pro in Florida
Melvin List answered:
El Paso Fannie Mae My Community Mortgage
I would try a small mortgage broker in your area. Many larger correspondent lenders may price themselves out of the market with this program and not offer it. I would love to help but ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in El Paso
Gloria Donnon, Real Estate Pro in 08054
Gloria Donnon answered:
i spent 3000 from savings before closing but still have 12000 for down payment (5000), will this affect my loan?
Contact your lender to discuss this issue.
0 votes Share Flag Sat Feb 21, 2015 Home Buying in 79907
Brian Burds, Real Estate Pro in El Paso, TX
Brian Burds answered:
I received a Sale Confirmation Questionnaire from our appraisal district. Wanting to know the amt paid for a home I purchased in Dec 2013.
Do not supply this information unless you would like for it to be used against you by the central appraisal district. You are correct this is a non disclosure state and it is the obliga ... more
0 votes Share Flag Sat Feb 21, 2015 General Area in 79935
Ekwoman, Renter in El Paso, TX
Ekwoman answered:
Possibly will be moving to El Paso and was wondering where is the midtown upper coming area to look for a rental ? I will be working at UTEP
Sunset Heights is adjacent to UTEP...it's older housing, one of the original neighborhoods in El Paso. Lots of older mansion houses converted to apartments. I moved here 6 months ago (r ... more
0 votes Share Flag Sun Jan 18, 2015 Rentals in El Paso
Phillip Madi…, Real Estate Pro in Allen, TX
Phillip Madison answered:
Can I get an fha loan with score of 530?
I would recommend speaking with a lender as approval is based on more then just a credit score, but from my experience a 530 is more than likely to low.
0 votes Share Flag Tue Dec 30, 2014 Credit Score in El Paso
Arcangel3020…, Home Buyer in El Paso, TX
Arcangel302003 asked:
Fha, loan with 530 1 car loan 2 credit cards 1 furniture loan all current and furniture on january will be 1 year no missed payments
0 votes Share Flag Tue Dec 30, 2014 Home Buying in El Paso
John Hicks, Real Estate Pro in Columbus, OH
John Hicks answered:
If I'm a first time home buyer and have under 600 credit score, but have 20% down, can I still qualify for a home with low interest rates?
I can lend down to a 580 credit score. Since we are a federal direct national lender that took no bail out money we can get the best rates. I am a mortgage banker not a BROKER. Please c ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 79936
Raul Becerra…, Real Estate Pro in El Paso, TX
Raul Becerra III answered:
A house priced at $115,000 what would my monthly payment be including taxes and insurance with a fha loan in horizon city area
Did you get pre-approved? If not, getting it a great benefit when house-haunting. The pre-approval process will actually determine two things. First, the lender will determine if you ... more
0 votes Share Flag Tue Nov 18, 2014 Home Buying in 79928
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