Home Buying in El Paso : Questions & Answers

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MichelleMorg…, Real Estate Pro in Hallandale, FL
MichelleMorgan1 answered:
can someone with bad credit get a home loan if this is the first time homeowner and can give 15%?
http://www.bad-credit-mortgage-lenders.com/
FHA MORTGAGE LOANS ARE EASY TO QUALIFY FOR BECAUSE YOU CAN:
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a ... more
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 79936
Erin and Lor…, Real Estate Pro in El Paso, TX
Erin and Lorena Salsbury answered:
what are the Bluffs of Noblesville like to live?
The Bluffs is a planned community of condominiums and town homes located in Noblesville, Indiana. Although I found several sites offering the opportunity to rate the community, no one h ... more
0 votes Share Flag Wed Apr 8, 2015 Home Buying in Vista Hills East
Melvin List, Real Estate Pro in Florida
Melvin List answered:
El Paso Fannie Mae My Community Mortgage
I would try a small mortgage broker in your area. Many larger correspondent lenders may price themselves out of the market with this program and not offer it. I would love to help but ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in El Paso
Christina
Christina "Cat" Hernandez answered:
I am interested in the property on Thunderbird. It is a condo for $53,514 with 2 bath. Please contact me at your convenience at 915-401-1603.Randall C
Hi Randall,

I am going to call you, as well. Curious if you got your questions answered regarding the property on Thunderbird?
0 votes Share Flag Mon Mar 2, 2015 Foreclosure in Lambka Park
Nora Moore, Home Buyer in American Fork, UT
Nora Moore answered:
Do I need that extra home insurance ?
Insurance can cover a lot of things, so it would be a good idea to see what kind of insurance they are talking about. If it's flood insurance and the house is in the desert, it's probab ... more
0 votes Share Flag Mon Feb 23, 2015 Home Buying in 79924
Gloria Donnon, Real Estate Pro in 08054
Gloria Donnon answered:
i spent 3000 from savings before closing but still have 12000 for down payment (5000), will this affect my loan?
Contact your lender to discuss this issue.
0 votes Share Flag Sat Feb 21, 2015 Home Buying in 79907
Phillip Madi…, Real Estate Pro in The Colony, TX
Phillip Madison answered:
Can I get an fha loan with score of 530?
I would recommend speaking with a lender as approval is based on more then just a credit score, but from my experience a 530 is more than likely to low.
0 votes Share Flag Tue Dec 30, 2014 Credit Score in El Paso
Arcangel3020…, Home Buyer in El Paso, TX
Arcangel302003 asked:
Fha, loan with 530 1 car loan 2 credit cards 1 furniture loan all current and furniture on january will be 1 year no missed payments
0 votes Share Flag Tue Dec 30, 2014 Home Buying in El Paso
John Hicks, Real Estate Pro in New Albany, OH
John Hicks answered:
If I'm a first time home buyer and have under 600 credit score, but have 20% down, can I still qualify for a home with low interest rates?
I can lend down to a 580 credit score. Since we are a federal direct national lender that took no bail out money we can get the best rates. I am a mortgage banker not a BROKER. Please c ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 79936
Raul Becerra…, Real Estate Pro in El Paso, TX
Raul Becerra III answered:
A house priced at $115,000 what would my monthly payment be including taxes and insurance with a fha loan in horizon city area
Did you get pre-approved? If not, getting it a great benefit when house-haunting. The pre-approval process will actually determine two things. First, the lender will determine if you ... more
0 votes Share Flag Tue Nov 18, 2014 Home Buying in 79928
Leamanpatrick, Home Buyer in El Paso, TX
Leamanpatrick answered:
Home appraised for less?
*bump ......................
0 votes Share Flag Mon Oct 20, 2014 Home Buying in Sun Valley West
Jeff and Kaye…, Real Estate Pro in 80132
Jeff and Kaye Piggot answered:
Can we buy ahouse from My father inlaw with money from the 401K.?
It's your money, so yes. If you are getting a loan for part of the money and you are taking a loan from your 401K you will need to qualify for that loan as well. Either way you need to ... more
0 votes Share Flag Thu Sep 18, 2014 Home Buying in 79915
Monica, Renter in 79762
Monica asked:
I have a 636 trans credit score, 679 Vantage credit score, and very good employment and payment history on my credit. however I have a tax lien on a wrap around title of a home that I am currently working with IRS to do an offer and compromise. Between me and my wife, we have combined income of 80K but her credit is not as good…
0 votes Share Flag Wed Aug 13, 2014 Home Buying in 79938
Irene Doming…, Real Estate Pro in 75211
Irene Dominguez answered:
79912 vs 79911: Pros vs Cons...
79912:

There are currently 693 resale and new homes in ZIP code 79912 on Trulia, including 3 open houses, as well as 35 homes in the pre-foreclosure, auction, or bank-owned stages of ... more
0 votes Share Flag Tue Aug 5, 2014 Home Buying in 79912
Stephanie Le…, Real Estate Pro in Miami Lakes, FL
Stephanie Leon PA 786-574-3928 answered:
How does a reverse mortgage work?
A reverse mortgage is a home loan that provides cash payments based on home equity. Homeowners normally "defer payment of the loan until they die, sell, or move out of the home.

Home ... more
0 votes Share Flag Fri Jun 20, 2014 Home Buying in 79912
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
How do you start buying a house using the VA loan ? We don't know where to start Thanks :)
Hi Christon,

I am licensed to offer VA loans here in Texas.

Please call me at your convenience.

I will take a look at your credit, income, and let you know how much you quali ... more
1 vote Share Flag Thu Jun 19, 2014 Home Buying in El Paso
Mark Weiss, Real Estate Pro in 79922
Mark Weiss answered:
Can I Rent a house that has been refinanced? it is an FHA loan
IT depends on how long you have occupied the property since the Refi. Typically your Refi loan requires you live in the house for 2 years. However there are exceptions to every rule , ... more
0 votes Share Flag Wed Jun 11, 2014 Home Buying in 79912
Vino Alonzo, Real Estate Pro in San Antonio, TX
Vino Alonzo answered:
i want to buy a home ,my credit score is 558 but i have a cosigner and he is 750 score in credit ,can we buy?
My company requires at least a 580 credit score for all borrowers, even with a co-signor. Most other lenders require a 620 or above for all borrowers.

I might be able to help you in ... more
0 votes Share Flag Sat May 31, 2014 Home Buying in El Paso
Penelope And…, Home Buyer in Murphys, CA
Penelope Anderson answered:
How long after graduating from RN can I buy a home?
Hi Patty........I am also an RN in California, for over 30 years......have you actually had a hospital tell you they will pay off your student loans, I have never heard of such a thing. ... more
0 votes Share Flag Sat May 24, 2014 Home Buying in El Paso
Dirdra Mann, Both Buyer and Seller in Northeast, IN
Dirdra Mann answered:
im in georgia and im looking to move to el paso tx to the canutillo area..can someone help me find a house that is afordable?
Good Evening we would love to find you the property that you have been wishing for in the area. Let us do the work for you. I have multiple properties that would fit your budget in the ... more
0 votes Share Flag Sat May 17, 2014 Home Buying in El Paso
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