El Paso : Questions & Answers

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Dan Tabit, Real Estate Pro in 98074
Dan Tabit answered:
What can I do to add value to my home?
Hi David,
Too big a question to answer here. It depends on what your home looks like, needs and you can afford.
0 votes Share Flag Wed May 13, 2015 Home Buying in 79934
djennifer009, Other/Just Looking in Salt Lake City, UT
djennifer009 answered:
Do I need that extra home insurance ?
It depends on what your original plan already covers. If I were you, I'd go into my insurance company and ask them to compare the insurance. If there's an important difference, then it ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in 79924
Strawberry.c…, Other/Just Looking in New York, NY
Strawberry.chivz asked:
My income is $48,000 year, my credit 660 im 26 years old, my hisband has bad credit his 35 his income is $50,000 can i qualify for a hsa by myself ? My monthly debts are 800 (car, credit cards) and for how much you think i can qualify for?
0 votes Share Flag Thu May 7, 2015 Financing in El Paso
PAMELA TALAM…, Renter in 79906
when is this available and what is the deposit required? This question was asked from http://www.trulia.com/rental/3186665920-151-S-Resler-Dr-110-El-Paso-TX-79912
0 votes Share Flag Wed Apr 29, 2015 Market Conditions in Resler Canyon
flor, Real Estate Pro in El Paso, TX
flor asked:
diana candia to fort bliss This question was asked from http://www.trulia.com/rental/3199334914-11959-Diana-Candia-A-El-Paso-TX-79936
0 votes Share Flag Fri Apr 24, 2015 Traffic & Public Transportation in Americas
MichelleMorg…, Real Estate Pro in Hallandale, FL
MichelleMorgan1 answered:
can someone with bad credit get a home loan if this is the first time homeowner and can give 15%?
Purchase a Florida home 12 months after a chapter 13 Bankruptcy
Purchase a ... more
0 votes Share Flag Sat Apr 18, 2015 Home Buying in 79936
Erin and Lor…, Real Estate Pro in El Paso, TX
Erin and Lorena Salsbury answered:
what are the Bluffs of Noblesville like to live?
The Bluffs is a planned community of condominiums and town homes located in Noblesville, Indiana. Although I found several sites offering the opportunity to rate the community, no one h ... more
0 votes Share Flag Wed Apr 8, 2015 Home Buying in Vista Hills East
Melvin List, Real Estate Pro in Florida
Melvin List answered:
El Paso Fannie Mae My Community Mortgage
I would try a small mortgage broker in your area. Many larger correspondent lenders may price themselves out of the market with this program and not offer it. I would love to help but ... more
0 votes Share Flag Thu Mar 5, 2015 Home Buying in El Paso
Christina "Cat" Hernandez answered:
I am interested in the property on Thunderbird. It is a condo for $53,514 with 2 bath. Please contact me at your convenience at 915-401-1603.Randall C
Hi Randall,

I am going to call you, as well. Curious if you got your questions answered regarding the property on Thunderbird?
0 votes Share Flag Mon Mar 2, 2015 Foreclosure in Lambka Park
Gloria Donnon, Real Estate Pro in 08054
Gloria Donnon answered:
i spent 3000 from savings before closing but still have 12000 for down payment (5000), will this affect my loan?
Contact your lender to discuss this issue.
0 votes Share Flag Sat Feb 21, 2015 Home Buying in 79907
Brian J. Bur…, Real Estate Pro in El Paso, TX
Brian J. Burds answered:
I received a Sale Confirmation Questionnaire from our appraisal district. Wanting to know the amt paid for a home I purchased in Dec 2013.
Do not supply this information unless you would like for it to be used against you by the central appraisal district. You are correct this is a non disclosure state and it is the obliga ... more
0 votes Share Flag Sat Feb 21, 2015 General Area in 79935
Ekwoman, Renter in El Paso, TX
Ekwoman answered:
Possibly will be moving to El Paso and was wondering where is the midtown upper coming area to look for a rental ? I will be working at UTEP
Sunset Heights is adjacent to UTEP...it's older housing, one of the original neighborhoods in El Paso. Lots of older mansion houses converted to apartments. I moved here 6 months ago (r ... more
0 votes Share Flag Sun Jan 18, 2015 Rentals in El Paso
Phillip Madi…, Real Estate Pro in The Colony, TX
Phillip Madison answered:
Can I get an fha loan with score of 530?
I would recommend speaking with a lender as approval is based on more then just a credit score, but from my experience a 530 is more than likely to low.
0 votes Share Flag Tue Dec 30, 2014 Credit Score in El Paso
Arcangel3020…, Home Buyer in El Paso, TX
Arcangel302003 asked:
Fha, loan with 530 1 car loan 2 credit cards 1 furniture loan all current and furniture on january will be 1 year no missed payments
0 votes Share Flag Tue Dec 30, 2014 Home Buying in El Paso
John Hicks, Real Estate Pro in New Albany, OH
John Hicks answered:
If I'm a first time home buyer and have under 600 credit score, but have 20% down, can I still qualify for a home with low interest rates?
I can lend down to a 580 credit score. Since we are a federal direct national lender that took no bail out money we can get the best rates. I am a mortgage banker not a BROKER. Please c ... more
0 votes Share Flag Wed Nov 19, 2014 Home Buying in 79936
Raul Becerra…, Real Estate Pro in El Paso, TX
Raul Becerra III answered:
A house priced at $115,000 what would my monthly payment be including taxes and insurance with a fha loan in horizon city area
Did you get pre-approved? If not, getting it a great benefit when house-haunting. The pre-approval process will actually determine two things. First, the lender will determine if you ... more
0 votes Share Flag Tue Nov 18, 2014 Home Buying in 79928
Raul Becerra…, Real Estate Pro in El Paso, TX
Raul Becerra III answered:
Income VA and SS Disability for hubby. Me VA pay total income 6500 a month. Issue scores under 600 & has increased by 46 points. We need a loan ASAP.
I work with a lender that can do 500 FICO Va/FHA., Stated Income loans and a variety of other loans. Call me or email me to get you in contact with the lender.

My name is Raul 915. ... more
0 votes Share Flag Tue Nov 18, 2014 Financing in 79938
Michael Brow…, Real Estate Pro in Frisco, TX
Michael Brownstead answered:
If our mortgage falls through because of the appraisal, what happens to the down payment at the title company...it's about 20,000?
Typically, when a property does not meet a lender's underwriting requirements, such as an appraisal issue, the earnest money is returned to the buyer; this is not legal advice.
0 votes Share Flag Wed Nov 12, 2014 Financing in El Paso
George Raymo…, Real Estate Pro in Chino Hills, CA
George Raymondo answered:
I've been self-employed for years, writing off every legal deduction. Now the bank tells me I don't make enough money!
As stated below, how you file your taxes can completely derail your chances of buying a home as a Self-Employment Borrower. Having said that, depending on your credit and the loan progr ... more
0 votes Share Flag Thu Nov 6, 2014 Financing in 79915
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Kevin Hammon, Agent in El Paso, TX
Kevin Hammon
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Brian J. Burds, Agent in El Paso, TX
Brian J. Burds
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Erin and Lorena Sals..., Agent in El Paso, TX
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Saundra Anderson, Agent in 79912
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