Financing in Duluth : Questions & Answers

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Stephanie Mc…, Real Estate Pro in 30052
Stephanie McCarty answered:
Want to know Seller's contribution on 30-year conventional loan. Seller says 3% for a 5% downpayment
You really need a buyer agent when dealing with a subdivision agent or builder. I have NEVER encountered a homeowner who purchased alone in a new subdivision who did not have regrets. ... more
0 votes Share Flag Thu Nov 12, 2009 Financing in Duluth
Red Hot Atla…, Real Estate Pro in Woodstock, GA
Red Hot Atlanta Homes-Kathy Kirby Seger & Ben Staten, REALTORS answered:
Using the seller contribution to prepay tax for 2010 and pay HOA for 2010
Falcyon, Talk with your lender...they can tell you what they will allow. Does the $7000 included, owner's title insurance? Recommend that expsense to anyone buying a home.

Be ... more
0 votes Share Flag Sun Oct 11, 2009 Financing in Duluth
Bill Polack, Real Estate Pro in Atlanta, GA
Bill Polack answered:
PMI buyout - I'm buying out the PMI (Approx 1 point totalling 4700 $). Can I claim all or part of it as tax deductible ?
That's a question for your accountant. PMI is tax deductible depending on your income either if filing jointly or single tax payer. The point may be deducted as part of your costs ... more
0 votes Share Flag Mon Sep 14, 2009 Financing in Duluth
Michael Hamm…, Real Estate Pro in 30078
Michael Hammond answered:
PMI and current economic realities. Your thoughts?
If your premise is rent vs. buy, NewB, and your numbers are accurate, then you have your own answer for the present. If you want agents to "sell" you on the idea of buying a home, that' ... more
0 votes Share Flag Mon Jul 27, 2009 Financing in Duluth
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