Look for Lease Sales or Owner Financing. Most of the time they will be a lot more l easy on not so perfect credit. But will require a down payment. You could get the first time home buyer tax credit $8,000 with Owner Financing.But hurry, you must be in contract by April 30th!... more
Look for a local Realtor Â®,being a Century 21, et cetera.
At timeswith CalHFA they work really slow at the process. I suggest a 45 day escrow, just to be on the safe side. And, if you are about two weeks and your agents note that your CalHFA is lagging request an extention for the close of escrow. I had issues with that type of loan and so have other agents I know. Just a heads up.
Well you are on the right track, you are already approved.