It is evident to me that you have not surrounded yourself with a good Reator, nor a good Mortgage Professional:
You have a little bit of knowledge.
Your answer is to do that.
Good luck and may God bless... more
Cager this bank on property is not yet on the market for purchase. If you are looking for foreclosures in this area please text me at (615) 582-1156 with your email address and I will send you a list of foreclosed homes in the area. Just let me know what price range your wanting to stay in. Thanks LaTonya. If you have additional questions feel free to call me. Thanks LaTonya Martin, Broker Grande Style Homes Www.grandestylehomes.com or firstname.lastname@example.org... more
Dear Listennlearn21 -- I understand that you are interested in perhaps purchasing some property in the greater Nashville area. I also saw your inquiry about the home in the Bordeaux neighborhood to be auctioned, and of course the locations mentioned above.
Homes and property are generally major purchases for most families. Why not consider coming up with a list of your priorities for home ownership (location, distance of your commute, school zone, condition and style of home, etc) and then asking a Realtor to assist you with your home search? Instead of getting a home at auction (for less than $10,000) which will almost certainly need work, why not devote the funds you have saved to serve as a down payment? I would be happy to share with you the names and contact info of a few mortgage lenders. I wish you the best of luck.... more
This is a Question and Answer format. If your question was something like "I'm looking for a 2br..." then that's why it was removed.
And no..... "Does anyone know of a 2br...?" would not qualify, either.... more
Each state has different closing costs, and there will be different lender/broker costs as well. You should speak to a reputable loan officer, who will not give you a formal GFE right now, but should be able to give you some kind of cost estimator. It is difficult to say a percentage because there are many things that go into it, including taxes and homeowner's insurance.
As far as rolling them into your mortgage, the only way to do that is to try to work in a seller's concession, which may cover all or some of the costs. The issue is that the house has to appraise for the higher amount. Also, with short sales or foreclosures there may be additional costs, plus it is rare to be able to work a seller's concession on those.... more
Yes, a secured card does help build up your credit score. It normally shows up within 30 to 45 days. If you're not working with a Lender, I can refer you to one that can help you with boosting your score and getting preapproved. Let me know how I can help. Thanks LaTonya Martin, Broker Grande Style Homes. Www.grandestylehomes.com (615) 582-1156.... more
Our opinions here are going to be based on limited information. I've worked with several buyer's through many years in both Mortgage and Real Estate and the advice is not uncommon. It may be due to not having enough established trade lines. Or it could be due to needing to re-establish credit after a tough time. In either case, getting a card and using it in a limited responsible fashion will initially reduce your score, but in short order improve it.
Only use the card for expenses you would normally pay cash for and then pay it off monthly, things like gas & groceries. Don't treat it like "extra money." When you see your checking account in better shape than you might be used to seeing it, avoid the temptation to splurge on something.
Credit is like a muscle, it must be used to grow but not abused so it won't be strained or damage. New credit, within reason will be useful and may be necessary to get your scores where you need them.
If you are afraid of being declined, start with your own bank or credit union and ask about a secured credit card. You keep money on deposit that allows them to give you the card. Your limit is tied to your deposit. Best of luck.... more
Maddy -- There are so many homes that would fit that description! Please provide a few more details. Would you prefer to be on the north side of Nashville (as in the Goodlettsville, Greenbrier, or Springfield areas)? Or perhaps the northwest side, in the vicinity of the I-24 corridor? Joelton and Pleasant View are lovely places where you could easily find an acre lot (and likely an even bigger lot). Or do you wish to be more eastward -- like Hermitage, Old Hickory, or Mt. Juliet?
Could you also provide a few details on what kind of home speaks to you? May I presume you'd prefer a 3-bedroom, 2-bath home? Does a certain style appeal most to you? And last, of course, what sort of budget do you have in mind? I would be very happy to work with you to find you a terrific home. If you'll send me an email -- my address is email@example.com -- I will forward to you a helpful guide to becoming a homeowner. By the way, welcome to the Nashville area!... more
I'm a Nashville resident and agent, and I'd love to help you! I even have special brochures which feature high-quality photos of the neighborhoods and breakdowns of the 'feel' of each neighborhood that I can mail to your current address, if you'd be interested. :)
That said, what would you be looking for in a neighborhood, and a home? Do you have a rough idea of what your budget is?
For a little more information on the Nashville neighborhoods, and a map of them, check out my website's page on the matter: http://www.nashvillespropertysearch.com/communities.php
You may be very interested in East Nashville, Germantown, 12 South, or Sylvan Park!... more
North Nashville is definitely on the move. The incoming baseball field coming to Jefferson Street will be another boost for the Area. If you're thinking about moving, I'd love to help. LaTonya Martin, Broker (615) 582-1156. Www.grandestylehomes.com... more
That is a question on many people’s minds these days! The reason is that those properties are zoned to allow duplexes, and essentially the developers are stretching the definition of a duplex by adjoining the two individual houses with a small utility room or garage. We have such nice lot sizes here that developers are buying the smaller homes, tearing them down, and building two single family homes that are attached by a small adjoining room. Or they buy a larger home, renovate it, and adjoin it with a new construction home on the same lot. Darnedest thing I’ve ever seen! It appears to be the new trend, though, because they don’t have to get rezoned and they are actually getting two single family homes for the price of one lot. And, they are selling!
We may see a change in the future, though. I know one developer who just got permission to build four single family homes without adjoining them to make them two duplexes. And, our councilman is terming out this year, so it will be interesting to see how his replacement handles the duplex developers in the future.
Merribeth, I‘m on the Board of the 12South Neighborhood Association and this has been a topic of discussion at our recent meetings. The consensus at the moment is that as long as the builders stay true to the existing architecture in the neighborhood, we are pretty much ok with it. Do you have an opinion one way or the other? I would be happy to share it with the Board at next month’s meeting or better yet, I can get you the location information, I would love for you to attend in person.... more
Franklin would be a great choice. My family and I moved to Franklin from NY in 2000 and I can tell you first hand that it's an amazing town. Feel free to give me a ring. I'd be happy to fill you in on the benefits. Too much to list.
Chris Mannino, SFR
The Lipman Group Sotheby's International Realty
2325 Crestmoor Road, Suite L-4 Nashville, Tennessee 37215
Cell 615.299.7995 Office 615.463.3333 Fax 615.463.3311
My Website www.chrismanninohomes.com
Company Website www.thelipmangroup.com
International Website www.sir.com... more