Home Buying in Dartmouth : Questions & Answers

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HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
where do i go to get the best advice for a first time home buyer, a bank or specific mortgage lender?
I suggest you speak to a reputable mortgage broker, not a bank. They have more flexibility in their pricing and programs.

Don't Let The Make a Monkey Out of You!

Follow the link ... more
0 votes Share Flag Thu Oct 16, 2014 Home Buying in 02748
MDM REALTY H…, Real Estate Pro in 01701
MDM REALTY Heidi Zizza answered:
Is John Alden Lane presently owner occupied?
You would need a complete address to be able to answer a question and also the listing agent would need to be contacted
0 votes Share Flag Tue Oct 11, 2011 Home Buying in 02747
Karen Martin, Real Estate Pro in Fall River, MA
Karen Martin answered:
I would like to know the house number on Bush street that is pre foreclosure and is priced at $369,557
A check in the MLS does not show a home for sale on Bush St.
Also a check in the Registry of Deeds does not show any homes on Bush St that have been served foreclosure documents . I ... more
0 votes Share Flag Sun Dec 19, 2010 Foreclosure in Dartmouth
Susan Costa, Real Estate Pro in Westport, MA
Susan Costa answered:
I WILL BE RESPONSIBLE FOR TITLE 5 DO I HAVE 2 YEARS FROM TIME OF TRANSFER TO GET MY SEPTIC INSPECTED? THE HOUSE IS A FORECLOSURE
Katie - what is stated below is only if the system passed Title V and has been pumped for the last three years. Escrow gives you only 90 days to get the system inspected and upgraded. ... more
0 votes Share Flag Sat Mar 13, 2010 Foreclosure in Dartmouth
Susan Costa, Real Estate Pro in Westport, MA
Susan Costa answered:
HI MY NAME IS SANDY AND I AM LOOKING TO BUY A NEWLY LISTED FORECLOSURE HOW MUCH CAN YOU NEGOTIATE WITH A BANK THE HOUSE NEEDS SOME REPAIRS GREAT LOCA
Sandy

Banks are negotiating on properties - more now than ever. As the foreclosures are coming back on th market - you need to justify the offer with the repairs needed. My office is ... more
0 votes Share Flag Sat Mar 13, 2010 Foreclosure in Dartmouth
Mike Ouellet…, Real Estate Pro in Boston, MA
Mike Ouellette answered:
HI I AM BUYING A FORECLOSED PROPERTY IN MASSACHUSETTS AND I AM DEALING DIRECTLY WITH THE MORGAGE CO. DOES MASS HAVE A REDEMPTION PERIOD?
The answer to this question is NO, Massachusetts does not have a redemption period. If it is foreclosed then the homeowners rights are forfeited anyway. You can easily google these an ... more
0 votes Share Flag Wed Oct 28, 2009 Foreclosure in Dartmouth
Susan Costa, Real Estate Pro in Westport, MA
Susan Costa answered:
how can I negotiate with a bank foreclosure in dartmouth ma the house needs repairs and the house is a brand new foreclossure I am dealing with the?
Sandy

I agree with all three answers. Banks do nto negotiate on the property forclosed on. A local REO office will get the listing and buyers will be told to submit the highest and b ... more
0 votes Share Flag Tue Sep 29, 2009 Foreclosure in Dartmouth
Ken Lambert, Real Estate Pro in Exeter, NH
Ken Lambert answered:
the money owed on the guys morgage was 310,000 the guy took out kitchen when he left house needs work so can i negotiate this thanks SANDY
Hi Sandy- You may need some help with this- which may get you into this for less. I know a couple people if interested.
It goes all over the place- and is really a case by case basis ... more
0 votes Share Flag Tue Sep 22, 2009 Foreclosure in Dartmouth
Susan Costa, Real Estate Pro in Westport, MA
Susan Costa answered:
I am on retirement social security and dont have to file taxes I am buying my first home, how do I get the $8000.00 credit can I file a tax return
Sandy

Talk to the IRS and ask your qestion. When the stimulus money for the retired went thru the last two years, people who would qualify but do not file taxes - were able to file ... more
0 votes Share Flag Mon Sep 21, 2009 Home Buying in Dartmouth
Susan Costa, Real Estate Pro in Westport, MA
Susan Costa answered:
Can someone explain to me how the $8000 tax credit works does the bank do the work involved I am a first time home buyer Thanks?
Sandy

There are some issues with using the 8K as a down payment or applied ti closing costs in MA.
If you give me a call, I can give you the name of number of somone local who can a ... more
0 votes Share Flag Sun Sep 20, 2009 Home Buying in Dartmouth
Raymond Card…, Real Estate Pro in Middletown, RI
Raymond Cardoza answered:
Thanks guys for all your help Iwould just like to ask another question The bank bought the property back at public auction for 310,000 the money
Sandy,

Andrew is absolutely correct.
.
What it boils down to is that the Bank knows it can only sell for "Market Value' or less in today's economy. If it is ... more
0 votes Share Flag Sun Sep 20, 2009 Foreclosure in Dartmouth
Joe Arnao, Real Estate Pro in Sandwich, MA
Joe Arnao answered:
HI ANDREW,THE PROPERTIES MARKET VALUE IS 310.000 BUT THE HOUSE NEEDS 30,000 WORTH OF WORK ANY NEGOTIATING?? TY
Sandy,

When submitting the offer, be very detailed about the work that needs to be done. Sellers are very suspicious of buyers and the more facts you use the better chance you have o ... more
0 votes Share Flag Sun Sep 20, 2009 Foreclosure in Dartmouth
Jaime Osborn, Real Estate Pro in Bartlett, TN
Jaime Osborn answered:
HOW MUCH DO BANKS NEGOTIATE WITH FORECLOSED PROPERTY FOR EXAMPLE IF THE MARKET VALUE IS 310,000 DO THEY TAKE 30 PERCENT OFF THAT PRICE?
There isn't really any protocol that they follow, it depends on the assest mgr at the bank as to how much they will negotiate, I hve seen them take 50% of list price and I have see ... more
0 votes Share Flag Sun Sep 20, 2009 Foreclosure in Dartmouth
Brian Barbosa, Real Estate Pro in 02871
Brian Barbosa answered:
am looking to find some place that is good to commute to Boston, and yet closer to Dartmouth. Could you?
LAKEVILLE!!! Tons of lakes, and the T. Powerboats and jetskis on Long Pond. But, I'm biased I went to Apponequet High School. lol
0 votes Share Flag Wed Jul 15, 2009 Home Buying in Dartmouth
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