Financing in Daly City : Questions & Answers

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David 'TAP'…, Real Estate Pro in Burlingame, CA
David 'TAP' Tapper answered:
Property tax / transfer tax for adding an owner during refinance... Daly City
Your property tax shouldn't change because you are adding your brother, but to take the guess work out, check with the county assessor's office.


Tap ... more
1 vote Share Flag Wed Feb 20, 2013 Financing in Daly City
Suena Suen, Real Estate Pro in Foster City, CA
Suena Suen answered:
I am an oversea citzen in Hong Kong but I have relatives living in San Francisco.
Dear Nympoon,

There are lenders here who can provide mortgage for international investors. Get in touch with me for more information.

Suena Suen, CDPE, GRI
DRE#0176427 ... more
0 votes Share Flag Tue Apr 24, 2012 Financing in Daly City
Tara Steinke, Real Estate Pro in San Diego, CA
Tara Steinke answered:
Can my buyer get a loan on REO property that are missing all appliances and light and bathroom fixtures (shower head, bath tub)?

Also check out Wells Fargo options. They have a fantastic renovation loan that can even go FHA :)

Let me know if you need info for a good contact at WF (although San Diego ... more
0 votes Share Flag Tue Apr 26, 2011 Financing in Daly City
Tyler J. Jac…, Real Estate Pro in Georgia
Tyler J. Jacobs, PhD, Broker answered:
FHA vs. No permits / unwarranted conversions???
Mahar, If you are a first time buyer then my advice is to NOT go with an FHA loan. Rather consider what my staff has been advising clients, the "FIRST-TIME HOMEBUYER'S" l ... more
0 votes Share Flag Mon Feb 7, 2011 Financing in Daly City
Brent Kluge, Real Estate Pro in District of Columbia
Brent Kluge answered:
FHA vs. Property disclosures / termite inspection
Currently, the only requirement for a termite report for an FHA loan, is when the Appraiser calls for it. However, if there is ANYTHING in the loan file that shows a need for treatment ... more
0 votes Share Flag Mon Feb 7, 2011 Financing in Daly City
Gilbert Rich…, Real Estate Pro in Santa Clara County, CA
Gilbert Richards answered:
Can I obtain a lower mortgage rate if I take out the loan with my parents. How much will it be lower by?
Not necessarily. The rate is based on the lowest rated borrower.
0 votes Share Flag Wed Mar 3, 2010 Financing in Daly City
Joe Salcedo, Real Estate Pro in San Jose, CA
Joe Salcedo answered:
I see several banks offering mortgage rates like 5.6%, etc (specific #s). Is this the real rate?
It depends on the qualifications of the borrowers: You have to look at your
situation based on income, Fico scores, how long have been at work,self
emplayed, how much downpayment to ... more
0 votes Share Flag Sun Sep 27, 2009 Financing in Daly City
Andre Mettler, Real Estate Pro in Daly City, CA
Andre Mettler answered:
How many different lenders should I go to for a pre-approval?
As mentioned earlier, several credit applications for the same purpose within a short time will be considered like only one inquiry. Before you talk to any lenders though you can get ... more
0 votes Share Flag Tue Jun 30, 2009 Financing in Daly City
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