Home Buying in Dallas : Questions & Answers

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Bhanson, Home Buyer in Dallas, GA
Bhanson answered:
Any there any banks that do VA construction loan financing? I have land that I want to build a home on or place a modular unit.
Yes, Acceptance Capital Mortgage Corporation offers VA Construction loan financing. Contact Blake Hanson at (253) 254-8084. NMLS ID MLO 124591 and NMLS ID 2225
0 votes Share Flag Sat May 9, 2015 Home Buying in Dallas
Jeri Patrick, Real Estate Pro in Savannah, GA
Jeri Patrick answered:
I would like to know an average of how much townhomes and condos are selling for over the asking price in dallas near preston road
I would contact a local real estate agent to help you. Best of luck.
0 votes Share Flag Thu Apr 2, 2015 Home Buying in Dallas
James Payne, Real Estate Pro in 30189
James Payne answered:
How do you get to Dallas from Roswell?
From Roswell go Marietta Highway (GA 120) and take it west. It turns into Roswell Rd then Whitlock Rd then Dallas Highway. If you want a more scenic route, you could take Holcomb Bridg ... more
0 votes Share Flag Sun Feb 9, 2014 Home Buying in Dallas
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
I know Lenders use middle score...but here is my question. I have a charge off only listed on my transunion report.
Yes, if a derogatory item must be paid in full as a condition of the mortgage approval, it can be paid at closing via the closing attorney. You will just need to be able to verify suff ... more
0 votes Share Flag Thu Nov 21, 2013 Home Buying in 30157
LaShonda Sol…, Real Estate Pro in Marietta, GA
LaShonda Solomon answered:
If an agent shows me a house am I obligated to use them when I buy a house?
This real estate market is highly competitive with limited inventory. You do need an agent who puts your interests first. Did you sign a brokerage agreement with the agent? You do ha ... more
1 vote Share Flag Sat Nov 16, 2013 Home Buying in 30132
Team Lee Hom…, Real Estate Pro in Marietta, GA
Team Lee Homes answered:
Repaired credit, middle credit score 659(Identity Guard), rebuilt credit last year with a personal loan and two secured credit cards.
Here was the response from our trusted lender:

You may actually have better luck going with a conventional loan to 95% loan to value. You may be able to obtain FHA financing dependi ... more
0 votes Share Flag Thu Oct 31, 2013 Home Buying in Dallas
Rodney Mason, Real Estate Pro in Atlanta, GA
Rodney Mason answered:
Laid off July 26, 2013. Worked a few temp jobs between August 1st and October 1st. Found permanent employment. All jobs were same field.
Since your job gap did not exceed 6 months, you should be ok now. All loan programs today require a verified continuous 24 month employment history in the same line of work, but not ne ... more
1 vote Share Flag Wed Oct 30, 2013 Home Buying in Dallas
Janet Kane, Real Estate Pro in Yucaipa, CA
Janet Kane answered:
Agent advised to overbid on HUD home. Bank will not approve loan over HUD list amount. We lose out?
if you do not have cash to bring in..yes you lose out...for fha loans..but for conventional you can over bid..but the appraisal has to come in. ..
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Dallas
Renee Cagle, Real Estate Pro in Hiram, GA
Renee Cagle answered:
are these homes still available 101Hampton Dr dallas GA, 131 Connie Dr dallas GA, 96 Windmill Creek Dallas GA?
Hi. I am a Buyer's Agent in Paulding County & HUD certified. I can help you find a great deal on your home & give you info about loan programs available. The 2 HUD homes have a special ... more
0 votes Share Flag Mon Jul 22, 2013 Home Buying in Dallas
Bobby Crow, Real Estate Pro in Savannah, GA
Bobby Crow answered:
I have great credit, great job and am in a house that I am upside down on. Should I just let the bank have it back? Please dont give an
What time of loan is it? You may be eligible for a streamlined refinance of the home that could lower your monthly obligation...

Best plan would be to sit down with a local lender, ... more
0 votes Share Flag Tue Jun 18, 2013 Home Buying in Dallas
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
Any rent to own homes in Dallas or acworth? Is that still an option in this economy?
Good afternoon Lexi,

Rent To Own is a better deal for the Seller than it would ever be for a potential Buyer.

The basic concept is finding a way to "force" savings towards a down ... more
0 votes Share Flag Tue May 7, 2013 Home Buying in Dallas
Clarissa Zum…, Real Estate Pro in Hiram, GA
Clarissa Zumwalt answered:
Can I legally break away from my Home Owners Association?
Like everyone below has said, you should definitely consult a local real estate attorney to review the covenants and restrictions, and discuss your reasons for wishing to break from the ... more
1 vote Share Flag Fri Mar 29, 2013 Home Buying in Dallas
Kawain Payne,…, Real Estate Pro in Long Beach, CA
Kawain Payne, Realtor, Notary answered:
Is it possible to purchase a foreclosed property that is not listed with an agent?
The bank will assign the property to one of the agents in their agent network. The agent will market and list the home for sale.

You will NOT be able to buy the home straight from th ... more
0 votes Share Flag Fri Mar 29, 2013 Home Buying in Dallas
Scott Roma, Real Estate Pro in Dallas, GA
Scott Roma answered:
I'm trying to buy a home in Dallas,GA. Address is 49 Parkcrest Lane Dallas,GA for 177,000. Do you guys think this house worth that much?
You can find value information in several ways! You can ask a Real Estate professional like myself or you could use the Trulia site to give you the estimated value. A visit to the prope ... more
0 votes Share Flag Wed Feb 20, 2013 Home Buying in 30132
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
do they do short sales in Georgia?
Short sales are being done in every state. I am a member of the largest short sale agent network in the country and we have agents in every state that specialize in short sales. Feel ... more
0 votes Share Flag Fri Jan 4, 2013 Home Buying in Dallas
Bill Hornsby, Real Estate Pro in Hiram, GA
Bill Hornsby answered:
What are the crime statistics for Crown Ridge townhomes in dallas ga?
Hi Kimberly!

The best way to find out is to call the Dallas Ga. Police Dept. at 770-443-8100.

They should be able to share some crime statistics with you as well as any personal e ... more
0 votes Share Flag Thu Sep 13, 2012 Home Buying in 30132
Charlie & Da…, Real Estate Pro in Dallas, GA
Charlie & Darlene Hardiman answered:
I see a property sold in March 2011 for 112,432 now back in market for 28,000. How is this possible??
This would most likely be a property that was foreclosed on. The property would have had mortgage insurance, and what was owed on the loan would have been paid by the aquiring organizat ... more
0 votes Share Flag Wed Jun 13, 2012 Home Buying in Dallas
Darrell Hess, Real Estate Pro in Marietta, GA
Darrell Hess answered:
Buying near a retention pond Pros/cons?
Well all of them are slightly different, but most of them will be containing some form of wildlife you may or may not like, i.e mosquitoes, frogs, snakes, rodents, etc. Is the pond go ... more
0 votes Share Flag Sat Apr 7, 2012 Home Buying in 30132
Gerard J. Ca…, Real Estate Pro in Spring Hill, FL
Gerard J. Carney answered:
I filed bankruptcy (incl my home) 1 yr ago due to my husbands job loss/suicide. My prior credit was good (700s) Is there a program so I can buy?
First Zoobie i am sorry for your lose.
Your bankruptcy is a real hard hurdle to get over due to the time frame of it, you need time between the bankruptcy and the forgiveness from the ... more
0 votes Share Flag Mon Sep 26, 2011 Home Buying in Dallas
Maria Gilda…, Real Estate Pro in 06040
Maria Gilda Racelis answered:
i purchased my current home in 2007 for 149900, but my property value has dropped each year due to the market. I would to get rid of my current home
Hi Marc,

If the house you are interested in is in the location where the prices are going down too, the rationale behind the process of selling and buying for this particular scenari ... more
0 votes Share Flag Sat Sep 24, 2011 Home Buying in Dallas
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