Home Buying in Cypress : Questions & Answers

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leachmark707, Home Buyer in Pine Bluff, AR
leachmark707 answered:
How much should a sub-contractors general liability insurance be for a preservation company? ? An do you know of any good company?
I am currently in the market for general liability insurance for my profession as well. I think it is such a good idea to have. It is better to be safe than sorry & broke.
Mark Leach | ... more
0 votes Share Flag Fri Oct 31, 2014 Home Buying in Cypress
Mario Tavares, Real Estate Pro in Houston, TX
Mario Tavares answered:
Legally, when should you get the HUD 1 Statement if you are set to close on 1/31/14?
Trulia Post Disclaimer:
Hello Hitchinpost8 from Palm Springs, CA.

This is a

RESPA (Real Estate Settlement Procedures Act) requires the HUD-1 to be delivered 24 hours prior to c ... more
0 votes Share Flag Sat Oct 4, 2014 Home Buying in 77433
Mario Tavares, Real Estate Pro in Houston, TX
Mario Tavares answered:
! No documents received on day 3 after closing. My realtor says that is the way it is done in Southern California...should I have a copy of the HUD 1?
Hello Hitchinpost8 from Palm Springs, CA.

"First, my disclaimer: We provide the information on this website as a public service. Sometimes the laws change. We cannot promise that t ... more
0 votes Share Flag Fri Oct 3, 2014 Home Buying in 77433
Richard L Br…, Real Estate Pro in Cypress, TX
Richard L Bradshaw, Jr answered:
Should I be concerened about buying a Centex home, in Youpon Ranch, Cypress Tx?
There are many considerations to purchasing a home in any community. The builder is just one consideration. Centex Homes is primarily a production style homebuilder with products rang ... more
0 votes Share Flag Tue Jul 22, 2014 Home Buying in 77433
Debby Brown, Real Estate Pro in 77070
Debby Brown answered:
Looking for a 4/2 home built no later than 2005. I will be coming back to the Cypress area and am moving back from Germany? Can anyone help me? Thx
I am a full time professional in the Cypress Area, I have lived overseas and was an expat myself. So I know how difficult the transition is. Please give me a call or email me and I will ... more
0 votes Share Flag Tue May 13, 2014 Home Buying in Cypress
Judy Bodnar, Real Estate Pro in Cypress, TX
Judy Bodnar answered:
looking to move in the area from NJ. out would you recommend Cypress over any other communities
I find that my clients are most comfortable in an area that fits their goals and lifestyle. The starting point in any home search is taking a look at your wants and needs and comparing ... more
0 votes Share Flag Wed Apr 30, 2014 Home Buying in Cypress
Brady Britta…, Real Estate Pro in College Station, TX
Brady Brittain answered:
I have a GFC & A fee Worksheet with 2 different amounts on it for closing. Which one is more accurate for me (the buyer) to bring to closing?
I would speak with both your title rep and your loan officer to be sure. Your REALTOR may also be able to shed some light on the subject. Your GFE is not allowed to vary more than a c ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in Cypress
Javier Zambr…, Real Estate Pro in Katy, TX
Javier Zambrano answered:
I have a score of 577..604...676...what do I need to get a fha loan in cypress\ houston tx.or a loan with a small down payment. I definately dont
Frank,

Although some Lenders may be able to get you a loan with a score under 640, it is not easy, you may have to pay a higher downpayment amount or higher interest rate. Since your ... more
1 vote Share Flag Mon Jan 27, 2014 Home Buying in Cypress
Don Groff, Real Estate Pro in Cedar Park, TX
Don Groff answered:
I have a question. Im wanting to rent a home, but my credit is not so good. I have a eviction on my record but, the judge dismissed it. I just need
Find an agent to help you through the process and take your time and write a detailed letter of explanation on what happened in the past and most importantly what corrective actions you ... more
0 votes Share Flag Fri Jan 24, 2014 Home Buying in 77433
Jennifer Fiv…, Real Estate Pro in Red Hook, NY
Jennifer Fivelsdal answered:
Would buying a new car affect our chances of getting a mortgage if we intend to buy a house within the next 3-6 months?
I think the wise thing to do would be to have this discussion with a lender who would have a better view of your entire financial picture. Based on his evaluation you could move forwor ... more
0 votes Share Flag Sat Nov 16, 2013 Home Buying in 77433
Randall Yates, Real Estate Pro in Los Angeles, CA
Randall Yates answered:
Are there any solid mortgage brokers in Houston that handle 80/10/10 jumbo loans? Solid credit history.
Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan for you, that's what we specialize in..
0 votes Share Flag Sat Nov 16, 2013 Home Buying in 77433
Randall Yates, Real Estate Pro in Los Angeles, CA
Randall Yates answered:
Ok I was wondering if there is a mortgage company that does not go based on credit history? My husband has good credit but history is what we lack..
We help people with difficult situations most lenders cannot help.Check out our site we will review your situation and refer you to a reputable lender that has the right type of loan fo ... more
0 votes Share Flag Sat Nov 16, 2013 Home Buying in 77433
Randall Yates, Real Estate Pro in Los Angeles, CA
Randall Yates answered:
If my credit score is in the middle 600s and I put down 50% on a 180,000 home can I get qualified? Will I have a lower rate?
I know several lenders that require just a 580 credit score. If you would like an assessment of your situation and a referral to a reputable lender that has the right type of loan for y ... more
0 votes Share Flag Sat Nov 16, 2013 Home Buying in Cypress
Tracy Strick…, Real Estate Pro in Cypress, TX
Tracy Strickland answered:
how good is the public school?
I live in Cypress and my wife is a teacher here. Cy-Fair school district is the largest in the state and one of the largest in the country (100,000+ students). It covers such a large ar ... more
1 vote Share Flag Fri Nov 15, 2013 Home Buying in Cypress
keithcrear, Home Buyer in Cypress, TX
keithcrear answered:
What are the qualifications for a USDA Loan besides the area?
Thanks for the input. I truly appreciate it. Another question. What are the credit requirements for the USDA? I have a 750 and the wife is pushing a 630. Thanks
0 votes Share Flag Fri Nov 1, 2013 Home Buying in Cypress
HelpUBuy Ame…, Real Estate Pro in 75019
HelpUBuy America answered:
looking to move to the Cypress area. I want to move to a neighborhood for young upper middle class professionals with children. $300-$400
Best place to start is to hire an Exclusive Buyer Agent to represent you. EBAs represent home buyers only, and work to get you the best price and most favorable terms. You can go to N ... more
0 votes Share Flag Sun Oct 6, 2013 Home Buying in Cypress
Deborah Kazm…, Real Estate Pro in 77433
Deborah Kazmir answered:
Good location for out of state move into Cypress? Is there a recommended area with good schools were there is a high rate of out of state movers?
sweenyjan:
You have some great information here and behind some of the post. But I would like to add a couple of more links that will help bridge some of this information together. ... more
0 votes Share Flag Sat Oct 5, 2013 Home Buying in Cypress
Deborah Kazm…, Real Estate Pro in 77433
Deborah Kazmir answered:
How long should I wait to get pre-approved for a mortgage if my husband and I just started new jobs here in Houston?
The first step, since you know the plan is to buy a home, is go ahead and get some lender recommendations and choose the one you want to go with. Depending on your credit report, how l ... more
0 votes Share Flag Sat Oct 5, 2013 Home Buying in Cypress
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