Crystal Lake : Questions & Answers

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scbmk58@gmai…, Renter in Kunkletown, PA
scbmk58@gmail.com answered:
I am a first time home buyer. I am unsure if I should buy something this summer or wait to see what the
Where can I find a home , I can take over payments ? I Need a Home for my family of 5 . A.S.A.P. Any suggestions ? Thank You !!! God Bless !!!
0 votes Share Flag Sun Apr 6, 2014 Home Buying in 60014
Sivya Weis, Real Estate Pro in Hoboken, NJ
Sivya Weis answered:
how do you find rentals .... having a hard time getting anyone to call me back
Rather than calling a lot of realtors and hoping for one to call you back, I recommend that you connect with one realtor, and work with them only. When you see apartments on the web, f ... more
1 vote Share Flag Sat Apr 5, 2014 Rental Basics in 60014
Laura Karamb…, Real Estate Pro in Downers Grove, IL
Laura Karambelas answered:
Can this house rent mounth to mounth?
According to the information the listing agent has in the MLS, they are looking for a 1 year lease. You should contact the agent directly for information.
0 votes Share Flag Tue Apr 1, 2014 Market Conditions in Crystal Lake
Jeff Nobleza, Real Estate Pro in 60640
Jeff Nobleza answered:
Is there a 55 community?
There are plenty 55+ communities in the Chicagoland area. Feel free to email me if you have more specific questions at Jeff.Nobleza@BairdWarner.com. Also, I would be happy to help you f ... more
0 votes Share Flag Sun Mar 23, 2014 For Rent in Crystal Lake
Robert Hanson, Real Estate Pro in Silver Spring, MD
Robert Hanson answered:
Who will finance a home for under 60k?
Hello,
I am sure you are having difficulty as many lenders are raising their minimum loan amount requirements this year. I can still do loans down to $40k so I should be able to help y ... more
0 votes Share Flag Fri Feb 28, 2014 Financing in Crystal Lake
Paul Hespen, Real Estate Pro in Crystal Lake, IL
Paul Hespen answered:
I just did a short sale and want to purchase where can I get a $100,000 loan in McHenry County area - not great credit score - great job and reference
K - If you were behind on payments you may be subject to a waiting period prior to qualifying for a new mortgage unless you have a significant down payment of 25% or more & can work wi ... more
0 votes Share Flag Mon Feb 24, 2014 Home Buying in Crystal Lake
Amy Frappier, Real Estate Pro in Crystal Lake, IL
Amy Frappier answered:
Who will finance a home for under 60k?
jlajka82,
If you are not currently working with a real estate professional, please feel free to contact me and I will see what we can do for you, I work with several lenders and can lo ... more
0 votes Share Flag Fri Feb 7, 2014 Home Buying in Crystal Lake
Lawrence T.…, Real Estate Pro in McHenry, IL
Lawrence T. Madigan answered:
I am looking for a lender for a rent to own home in Illinois can anyone help me please.
I do work with renters, what ever your situation is. However, I will be very honest thru out the process and let you know if the process will work for you. As Paul Hespen mentioned, Hyp ... more
0 votes Share Flag Mon Dec 16, 2013 Home Buying in 60014
Dee Toberman, Real Estate Pro in Crystal Lake, IL
Dee Toberman answered:
With a foreclosure I see a price listed is that the price you pay or is there something behind the scenes. I know there are closing costs .
Gary, it depends as each transaction is a little different and, if there are multiple offers on the property, you might have to bid higher than the list price in order to win the bid. I ... more
0 votes Share Flag Sun Aug 18, 2013 Foreclosure in Crystal Lake
Mark Tracy -…, Real Estate Pro in Barrington, IL
Mark Tracy - Keller Williams answered:
Offers on Foreclosures
George - I agree with Ida. It is best not to make blanket statements concerning foreclosures and/or short sales. Have your agent perform due diligence-research on each property, have a ... more
0 votes Share Flag Sun Aug 18, 2013 Foreclosure in Crystal Lake
Jackie Beard…, Real Estate Pro in Naperville, IL
Jackie Beardsley answered:
I am interested in cleaning/maintaining foreclosed homes (NW IL). Is there a market? How do I get started?
What a great idea, check with Fannie Mae (Homepath Homes). Find out how you can get a list of agents who are selling their properties in your area. These properties are indeed freshen ... more
0 votes Share Flag Fri Jun 28, 2013 Foreclosure in Crystal Lake
Alyssa Husfi…, Real Estate Pro in Crystal Lake, IL
Alyssa Husfield answered:
if I put a good down payment on a condo can I get a mortgage for the rest of the price of the properties ?
Any Mortgage you would have to obtain would of course be subjet to your lender approving you. If you are trying to obtain an FHA mortgage the complex has to be approved for that type o ... more
0 votes Share Flag Thu May 2, 2013 Foreclosure in Crystal Lake
Randy Schule…, Real Estate Pro in Saint Charles, IL
Randy Schulenburg answered:
We are trying to sell our condo and we owe $91000 on it. However, almost all the similar condos in our area is selling for about $70,000.
Micheffe,

The bank approved short sale could be a good idea. I'd be happy to provide you a consultation with a Crystal Lake attorney for FREE to discuss whether a bank approved shor ... more
0 votes Share Flag Sun Mar 24, 2013 Home Buying in 60014
Gary Geer, Real Estate Pro in Antioch, IL
Gary Geer answered:
How do I buy a new house when I still own and am renting my current one?
pattyroman30,

Usually if your income will support it and your current home has a lease that shows those expenses are covered you may qualifify for another loan. Contact a mortgage pr ... more
0 votes Share Flag Sun Mar 3, 2013 Home Buying in Crystal Lake
Silvia Oliva, Real Estate Pro in Ormond Beach, FL
Silvia Oliva answered:
if i sell my current property for less than i owe, will i be able to buy another property and roll the remaining amount into the new mortgage?
Jessica, mortgages are attached to the original property that it was created for. In other words, you cannot roll over to a different property. If you selling for less either you doing ... more
0 votes Share Flag Tue Feb 26, 2013 Home Selling in Crystal Lake
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-230-7303 answered:
can a short sale house go into foreclosure if there is an "offer on the table" and the homeowner accepted and the bank is reviwing it?
Yes, it happens a lot. The new HAFA Short Sale guidelines that were just implemented have addressed this and other negatives in Short Sales.
0 votes Share Flag Tue Feb 26, 2013 Home Buying in Crystal Lake
Diane Tanke, Real Estate Pro in Algonquin, IL
Diane Tanke answered:
what does anyone know, about Huntley school district? District 158? Thanks in advance.
Cheryl,
I would suggest you visit www.greatschools.org.
My contact information is below if you would like to chat.
Thank you,
Diane Tanke
Coldwell Banker Honig-Bell
847-609-9093
0 votes Share Flag Thu Feb 14, 2013 Rentals in Crystal Lake
Terry Farnsw…, Real Estate Pro in Crystal Lake, IL
Terry Farnsworth answered:
does anyone know of some good choices for daycare in the Crystal Lake area?
Hi Cheryl,

I live in Lake in the Hills also - off of Miller Rd. There are numerous options for daycare in the Crystal Lake area - having a 3 month old myself my wife researched them ... more
0 votes Share Flag Thu Feb 14, 2013 Rentals in Crystal Lake
Riccardo War…, Real Estate Pro in Downers Grove, IL
Riccardo Wardlow answered:
any illinois mortgage companies that willl give a mortgage with scores of 620?
We can go as low as 580 credit scores. Let me know if I can be of any assistance.


Sean Cochran
Quality Mortgage Lending
www.qmlending.com
630-470-6830 office
630-330-2229 cell
... more
0 votes Share Flag Tue Jan 29, 2013 Home Buying in 60014
Shane Milne, Real Estate Pro in Laguna Niguel, CA
Shane Milne answered:
Can I qualify for an FHA loan with this scenario?
Bankruptcy law doesn't trump underwriting guidelines. So unless the short sales/bankruptcy was due to extenuating circumstances, you would not be eligible for FHA financing until 3 yea ... more
0 votes Share Flag Sat Oct 20, 2012 Financing in Crystal Lake
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