100% USDA, no down payment. Also has options to get your closing costs paid - you can move into a home with very little money out of pocket. Please learn more at the link below, give us a call if we can help.
USDA Mortgage Source
Georgia USDA loans, 7 days a week
To answer your question, no it is not illegal for the Buyer to contact the seller. I would suggest you go through your agent to communicate with the seller. However, you could write an email to the seller and have your agent forward it to the listing agent, in turn the listing agent forward it to their client the seller.... more
What may be good would be to have a dog. Oh, you have a dog now but it is inconvenient for the move so you are giving it to the pound. Terrible humans. How do you and your wife live with each other? How do you sleep?... more
Pre-qualified is essentially a worthless piece of paper. The lender speaks to you on the phone, runs you through the automated approval system, may check one credit score and your done. They do not verify income or assets, nor do they verify employment.
In a pre-approval all of the above are done as a full tri-merged credit report is pulled. This requires you to submit a minimum of two years of tax returns, 2-3 months of bank statements, and to fill out a the lenders initial questionnaire. The best Realtors want this done in advance and it's to the buyer's advantage to be fully pre-approved as it pts them both in a fast track position in terms of when they make an offer as well as the strongest possible position they can be in (short of being cash buyers) when they tender an offer.... more
We have our home for sale! We have a wonderful loan officer as well who can finance anyone...here is my email send me what exactly your looking for in a home i can send you our link as well as my loan officers information. firstname.lastname@example.org... more
Ren to own is a risky idea. But if you are dead set on Doing it you can try www.gotourhome.com They are reasonable and have really nice homes. I actually purchased my rent to own home form there about a year ago. the terms are usually 3 years which is more than enough time to fix your issues.... more