Essentially, if it is your property, you can inquire with your mortgage company. If it is a foreclosure or a short sale you are interested, you may be able to acquire information from the county clerk’s office. Ultimately, it may be in your best interest to utilize a local, experienced Realtor to assist with your search.
Realty One Group... more
Once a property is listed, anyone can buy it with cash or financing if all the terms are agreed to. I'm not sure I understand the question, if you have cash to purchase the home of course you can purchase it as soon as it's on the market. You'll need your own agent, as the listing agent represents FannieMae in most situations. Find a great one with lot's of useful experience to get the best outcome.... more
Citizens is not the only insurance company that underwrites in FL. A pool and hurricane shutters will result in a savings on your policy but it will not be massive. Any property built prior to 2002 benefits from a wind mitigation inspection and report. There is no pass/fail for a wind mit although you will get a certain amount of wind credits on your policy depending on the age and condition of the roof.
Call Mark Nellans at Insurance Center 239.489.2838 x105 or Gene Provost at Insurance Megastore 239.292.4741. They have numerous companies that can underwrite a policy for you.
Good luck!... more
I would recommend you use the agent directory on Trulia for Coral Springs, FL. I don't know the area or the market, so I cant comment how many have HOA, or what the fees are. A local Realtor would know, call a couple and start a relationship with one. They should review your search criteria, send you a list of properties that match, and then you can go out and view them first hand, and review the properties, including information like what the HOA is, how much it is, and etc.
Best of luck.
There are federal, state, and sometimes, local laws that protect fair housing for all. Those laws, at a federal level, apply to every one of us. There might be some variations on local laws where additional protected classes are named.
We are not allowed to steer buyers. HUD and the Fair Housing Alliance report that there are frequent violations. Many times, a licensee did not believe they were steering, or discriminating against any protected class, or any person...BUT......the consumer or a tester.....might interpret something said to be a violation. Most agents extend substantial efforts to support fair housing laws, because the vast majority of agents fully believe and support that there should be fair housing for all. Because statements can be easily misconstrued, agents will take a position of high sensitivity to risk.
Example #1: A seller lives on same street as a beautiful church well known in the community because it is beautiful, and near a main intersection. Seller lives 2 blocks down on the same street. When this seller gives directions to his house, he tells....an acquaintance, friend, or contractor to......”Come down “x” street to the corner of “x” and “y”. “ABC Church is right there....Turn left....go 2 blocks past ABC Church and I’m right there.”
The seller lists his house w/ our company, and wants us to list the above directions in our listing. We cannot do that. While the seller is not promoting that church, not even a member of that church, nor does he...or we.... care what religion a buyer might be.....the mere mention of that church raises doubt in the mind of some buyers. Certain buyers might interpret those directions to imply people of a certain faith are encouraged to buy in the neighborhood, or people of a faith different than ABC church might not be welcome, etc. In fact, the seller isn’t a member and his ONLY intent was to reference the landmark. It could have been a grocery store or petting zoo. But, for reasons of fair housing law compliance, we must not risk having any consumer being led to think or feel they are being steered toward or away from any neighborhood because of religion. The mere mention of a church can be problematic for a real estate licensee if a consumer or tester THINKS something was meant by it.
Example #2: I visit relatives in a suburb of a large city in another state. My relatives never go to that city, and stay in the suburbs. When I visit, my relatives become immensely concerned when I make plans to go to the city, warning me that it is not safe. Their view of what is safe and mine are entirely different.
What is safe? No one has the same answer. And, steering is against law. It’s a good law. Fair Housing is important. The reason real estate licensees have become more and more restricted in what they say is because there have been so many instances where a consumer or tester questioned what the underlying communication or motive were of the content of info provided. Even when licensees are cleared of any violation, the prudent licensee avoids the possibility of misinterpretation.
There has been substantial testing and investigation of comments about schools and whether those comments violate fair housing laws. HUD and the Fair Housing Alliance document several cases being investigated where an agent said, “This is a good school.” Or “That is not a very good school.” and such was deemed a violation of the fair housing laws. It was deemed by the investigators through their “testers” that good and bad schools were utilized to foster segregation and racial discrimination. For years, real estate agents talked about schools, but you see many agents now very cautious about providing opinions on schools, because they do not want anything they say to be misconstrued as an attempt to steer.
As a consumer, I understand your post. As a person and real estate licensee, I am 100% completely committed to fair housing and equal opportunity for all. As a Realtor, I provide data sources, and not to answer subjective questions, such as “Is it safe?” or “Which area is safe?” because their isn’t a right answer to those questions. The answer is subjective and requires the buyer’s due diligence.
I do tell buyers to pick up the phone and call the local police dept. Ask them where the police blotter reports are published. Retrieve several back papers for those blotters, and review them. And, yes, I also direct buyers to visit websites and review data there. I wish I had a better solution for you. I hope that my explanation is helpful in understanding why real estate licensees respond in the manner they do.
As a start Trulia has a page with some information: http://www.trulia.com/real_estate/Coral_Springs-Florida/community-info/
Henry Leon - Realtor
Attractive Realty Group LLC - Coral Springs, FL... more
Good morning Rhona'
I have looked in Coral springs for you and find a few properties. Please take a look on this link below
Annett T. Block
The first step is to get pre-approved for a mortgage which will tell you what you can buy before you go shopping. I recommend Michael Bander at Guaranteed Rate 954-684-9227. Over the phone Michael can go through your income, assets and debts and tell you what you qualify for.... more
The Coral Springs Lakes area does not have an HOA. If you are not currently working with a Realtor I can show you this foreclosure listing you are interested in buying and guide you in your home search. You can reach me by phone or the email below.
Certified Distressed Property Expert
No there are no homes currently available that match your criteria. Please call me so we can discuss how if a home becomes available that fits this criteria, you can be notified.
This home is currently under contract but the owners are accepting back up offers. If you are interested in seeing it, I can set up an appointment for you. I can also show you other homes in that price range, I live in the same neighborhood.
Please give me a call at 954-629-1590 and we can speak about your real estate needs. I've been a Coral Springs resident for many years and will be delighted to help you purchase your ideal home.
Have a good night and I look forward to speaking to you.
Coral Springs/Parkland Office
English - Portuguese - Spanish... more
According to the National Association of Realtors, there has been about a 10% price increase. It would appear that this trend will continue since there are less homes for sale, thereby putting pressure to continue to increase home prices.
Waiting for prices to get lower is not realistic.
Ron Cika, Broker
Coral Shores Realty... more