Home Buying in Cook County : Questions & Answers

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Debra (Debbi…, Real Estate Pro in Livingston, NJ
Debra (Debbie) Rose answered:
why dont the BOARDS work ?
unfortunately, there are a number of "things" that aren't working on trulia...way too many glitches........the Q&A section is one of them...no one will be notified of your question....o ... more
0 votes Share Flag Yesterday at 6:41pm Home Buying in 60706
Terri Buseman, Real Estate Pro in 60610
Terri Buseman answered:
How do I go about finding a local agent?
Are you moving from California to Chicago? If you don't have friends or family who can recommend a Chicago agent you could ask an agent you trust in California for a recommendation. Man ... more
0 votes Share Flag Yesterday at 11:57am Home Buying in Hegewisch
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
AS THE NEW OWNER OF A FORMERLY FORECLOSED PROPERTY, AM I LIABLE FOR PAST UNPAID HOA FEES?
It depends, if you purchased at auction, probabily yes. If you purchased a home traditionally listed by a broker that was a REO, than that should have been paid at closing by the seller ... more
0 votes Share Flag Wed Mar 4, 2015 Home Buying in Matteson
IzmCreditSer…, Real Estate Pro in 89128
IzmCreditServices answered:
Any lender recommdations that will work with a 620 credit score?
If you need help raising your credit scores to qualify for Loans, Credit Cards or Mortgages.
We can raise credit scores dramatically in only 3-4 weeks so that you can qualify

For Ov ... more
0 votes Share Flag Tue Mar 3, 2015 Home Buying in Chicago
IzmCreditSer…, Real Estate Pro in 89128
IzmCreditServices answered:
How do I find mortgage lenders that are willing to work with those with poor credit?
If you need help raising your credit scores to qualify for Loans, Credit Cards or Mortgages.
We can raise credit scores dramatically in only 3-4 weeks so that you can qualify and more. ... more
0 votes Share Flag Tue Mar 3, 2015 Home Buying in Hegewisch
Dan Taylor, Real Estate Pro in Dunmore, PA
Dan Taylor answered:
203k loan confusion...HELP, am I on the right track?
It may actually not even be possible for EITHER of those scenarios. The first (80+40) would be above your pre-approved lending amount. The second (50+30) theoretically may work. However ... more
0 votes Share Flag Tue Mar 3, 2015 Home Buying in Chicago
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
How to buy a Fanny Mae homepath condo?
Have you found a property you are interested in yet? Have you spoken with a lender or viewed the Homepath website? There are many programs available and you may be able to repair your F ... more
0 votes Share Flag Mon Mar 2, 2015 Home Buying in Chicago
Michael Pitt…, Real Estate Pro in Arlington Heights, IL
Michael Pittman answered:
Looking to buy a short sale home for a rental investment and looking for a short sale specialist
I would not put blinders on and limit yourself to short sales. Go with an open mind and look for value.
0 votes Share Flag Mon Mar 2, 2015 Home Buying in 60067
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Do you have properties that rent with an option to buy?
Rent to own is really not a good idea, therefore consider fixing whatever is preventing you from purchasing outright. Rent to own can be risky and one could stand to lose a bit of money ... more
1 vote Share Flag Sun Mar 1, 2015 Home Buying in 60467
Crisann Conr…, Real Estate Pro in 89128
Crisann Conroy answered:
How do I take a look at properties? I am interested in a few locations that are listed.
Have you considered looking at the Las Vegas market? We have amazing weather and I have found properties for many buyers from Chicago who have retired or relocated here.

Please click ... more
0 votes Share Flag Sat Feb 28, 2015 Home Buying in 60645
Crisann Conr…, Real Estate Pro in 89128
Crisann Conroy asked:
If you are considering a move to Las Vegas, please check out my new listing & click on the link... http://tours.virtuance.com/302013 This house has amazing mountain views and is located just north of Summerlin. 3 bedroom with a spacious study/den on the first floor which could be made into a 4th bedroom. Loft upstairs…
0 votes Share Flag Sat Feb 28, 2015 Home Buying in Chicago
Greg Zajdel, Real Estate Pro in 60004
Greg Zajdel answered:
safe areas in chicago
Use app Homefacts... Llok for different crimes!! It's a good app.
0 votes Share Flag Sat Feb 28, 2015 Home Buying in Lincoln Park
Bill Cook, Real Estate Pro in Lake Forest, CA
Bill Cook answered:
How long after a short sale?
Typically it is 2-3 years with most lenders and a 700+ FICO score.
Havign said that , we have a portfolio loan that lets you purchase a home only one day after a short sale or foreclo ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Chicago
Matt Laricy, Real Estate Pro in Near North Side, Chi...
Matt Laricy answered:
capital gains taxation
I would always discuss directly with an accountant on these issues. I think it is very personal and can lead to the best advice.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in 60617
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
How many years of taxes do i have to show for income?
2 years usually. But you may be able to use 1 depending on what your job is. Speak to a lender and see what they say.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in 60804
Mike Opyd, Real Estate Pro in Near North Side, Chi...
Mike Opyd answered:
How soon can you purchase a new home after filing chapter 7 bankruptcy?
Everyone below pretty much answered this. I would also speak to a lender if a few years have passed already.
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Lincoln Square
Noah Seidenb…, Real Estate Pro in 60202
Noah Seidenberg answered:
I am interesting in purchasing a home within a year. Is there someone that can guide me in the right path so my finances and credit will be in good?
A good lender can guide you in credit repair or raising your FICA score. There are many lenders and mortgage brokers interested in helping their clients.
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 60804
Mark Zatz, Real Estate Pro in 60102
Mark Zatz answered:
I will be a 1st time home buyer, but I will like to get my finances in order . Can pass credit problems be bad even though I paid it off?
That all depends on what your credit report has in it....
Best to contact a good mortgage loan officer. I can refer one to you if you would like.


Mark Zatz
630-669-9532
0 votes Share Flag Wed Feb 25, 2015 Home Buying in 60804
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