Home Ownership in Cook County : Questions & Answers

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Larry Bernst…, Real Estate Pro in Chicago, IL
Larry Bernstein answered:
Are porches, laundry rooms, pantries, dens, sun rooms and storage rooms (above grade) considered rooms?
FNMA & FHA appraisal reports count the number of total rooms and the number of bedrooms. I am not an appraiser but believe that a room is counted based on its size and location. For exa ... more
0 votes Share Flag Yesterday at 9:38am Home Ownership in 60657
TERRY MCCARL…, Real Estate Pro in Cape Coral, FL
TERRY MCCARLEY answered:
I'm looking to purchase a home that is 150 years old. Some bedrooms have closets some do not. I know back then they didn't always have a closet.
Laws vary state to state - here in Florida a bedroom has to have a closet.
0 votes Share Flag Fri Sep 5, 2014 Home Ownership in 60657
Shaunta Gray…, Real Estate Pro in Schererville, IN
Shaunta Gray (773-766-2841) answered:
I'm trying to rent to own a house using my section 8.
Hi Caitlin,

Give me a call I'll help you to find a home you can rent to own.

Shaunta Gray
Coldwell Banker Residential
773-766-2841
0 votes Share Flag Thu Aug 21, 2014 Home Ownership in Chicago
James Shin, Real Estate Pro in Mount Prospect, IL
James Shin answered:
Looking for first owners of 4442 n kilbourn and layout of property
Public tax records will get you the owners names. Check with your city building department for layout.
0 votes Share Flag Tue Jul 15, 2014 Home Ownership in Jefferson Park
Rob Weber, Real Estate Pro in Chicago, IL
Rob Weber answered:
I am doing an FHA for 3 family owner occupied property but Seller is unwilling to vacate any of the apartments. Can I move to the basement?
*Confused look*

Seller is not vacating any of the units but is selling the property, they must have a big family... How do they figure someone can occupy the property? I can't see ... more
0 votes Share Flag Wed Apr 23, 2014 Home Ownership in 60640
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
What do you spend your money on for a new home after purchase?
Personal touches, improvements that fit your lifestyle and preferences, cosmetic changes, fences, lawn or landscaping equipment.
1 vote Share Flag Fri Mar 14, 2014 Home Ownership in 60654
Bill J Delig…, Real Estate Pro in Chicago, IL
Bill J Deligiannis answered:
I closed on my home in June 2013. A couple of days ago I received a letter in the mail from my bank that my Escrow was negative. How is that possible?
Talk to your current bank and talk to your Loan Officer. They will be able to explain as to why there is a shortage in your escrow account. Your taxes may have increased, but your contr ... more
0 votes Share Flag Tue Feb 11, 2014 Home Ownership in Chicago
John Walin, Real Estate Pro in Libertyville, IL
John Walin answered:
how would you compare 1201 s Prairie Ave with 600 N lake shore Dr I m planning to buy 1-2 BD for renting now and use few yrs from now to live?
Sam is right, if you go 50% down and 50% loan could work. Does it make sense to go all in in cash? maybe...
If you have the money and assume that the unit will appreciate 4-6% per yea ... more
1 vote Share Flag Wed Feb 5, 2014 Home Ownership in Near North Side
Gerald Davis, Real Estate Pro in 60155
Gerald Davis answered:
I would like to have my property appraised and updated.
Dear Sbachi,

Broadview IL is a great Village. I especially like the way Trustee McGrier has handled the Village's response to all the issues regarding property valuations.
Our offic ... more
0 votes Share Flag Tue Sep 24, 2013 Home Ownership in Broadview
Alex Fenske, Real Estate Pro in Mokena, IL
Alex Fenske answered:
why do most contractors do not want to deal with 203(k) financing renovations?
- Contractors have to go through a decent amount of paperwork in order to get set up to do 203(k) loans.
- For each job they do there is a high burden of paperwork compared to the job ... more
0 votes Share Flag Wed Jun 26, 2013 Home Ownership in Glenwood
Manuel Brown…, Real Estate Pro in 60640
Manuel Brown (312) 600-5710 answered:
What is the best way to perform fundamental analysis sitting at home?
Dear Trulia Chicago,

Here is another one of those interesting questions posed by you and can be answered a variety of ways.

In any case her is what I think. A homeowner can fir ... more
1 vote Share Flag Thu May 16, 2013 Home Ownership in Chicago
James P. Mic…, Real Estate Pro in 60605
James P. Michaels answered:
How much is the discount for the homeowner exemption on property taxes in Cook County?
http://www.cookcountytreasurer.com/services.aspx?ntopicid=24

Exemptions
Cook County homeowners may take advantage of several valuable property-tax-saving exemptions. There are curre ... more
0 votes Share Flag Mon Apr 29, 2013 Home Ownership in Chicago
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