Home Buying in Contra Costa County : Questions & Answers

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Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
Philadelphia 1st time home buyer credit score 644 needs pre approved mortgage
Hello Desperately needs a home, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment a ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in 94583
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
With a bad credit, will I be able to buy a house?
Hello seafoodfriedrice, your qualifications will be determined by your credit profile, debt to income ratios, fico scores and how much you want to invest into the down payment and closi ... more
0 votes Share Flag Wed Mar 25, 2015 Home Buying in 94583
Cecily Tippe…, Real Estate Pro in Brentwood, CA
Cecily Tippery answered:
Brentwood vs. Discovery Bay....feedback appreciated!
New to Trulia but just saw your question....I live in Discovery Bay, older community with a mix of all types of homes from deep water to golf course, originally a resort community. Base ... more
0 votes Share Flag Tue Mar 24, 2015 Home Buying in Brentwood
Roger Grubb, Real Estate Pro in El Cerrito, CA
Roger Grubb answered:
is carriage hills north in E.S. or Richmond ?
If you plan to purchase a home in Carriage Hills, be sure to check the tax records. My first deal in C.H. the listing Agent incorrectly wrote down "El Sobrante" instead of "Richmond" in ... more
0 votes Share Flag Tue Mar 24, 2015 Home Buying in Carriage Hills North
Julie Bencos…, Real Estate Pro in 91024
Julie Bencosme answered:
i am buyer and accepted sellers multiple counter offer(2buyers) in time.Used CAR form.Seller instead accepts offer not from original 2 buyers.Allowed?
Yes, your agent should have explained that in a multiple counter offer situation from seller they still have the right to pick the best offer and it is not completed until the seller ha ... more
0 votes Share Flag Mon Mar 23, 2015 Home Buying in Danville
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
We bought a home in the FRENZY of2005.Were underwater by2008 and sought help through many sources...HELP was either too little,too late or
Hello Dean, yes you may qualify by now and you may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half p ... more
0 votes Share Flag Fri Mar 20, 2015 Home Buying in Pinole
Claudia Mull…, Real Estate Pro in Fremont, CA
Claudia Muller Gravelle answered:
Can anyone explain why lenders paid MI loans are better than some FHA Loans?What are the benefits?
With an FHA loan, the borrower pays (finances) 1.75% upfront MIP.

With lender paid MI, there is no upfront mortgage insurance premium.

With an FHA loan, the MI premium is paid mon ... more
0 votes Share Flag Fri Mar 20, 2015 Home Buying in Pinole
Jackson Will…, Home Buyer in Provo, UT
Jackson Willis answered:
Should i be concerned about a sump pump used to correct a standing water issue?
I think this could be something to be concerned about, but there's no way of knowing for sure by yourself. I would suggest talking to a professional to see if you can get any help from ... more
0 votes Share Flag Wed Mar 18, 2015 Home Buying in 94583
Melannie Hay, Real Estate Pro in 49090
Melannie Hay answered:
How do I know if Im buying a true modular home and not a doublwide home? What is the difference between an off frame and on frame modular?
The easiest way to see difference between modular and a double wide is to get in the basement / crawl space. Large steel beams denote a double wide. They both go together in pieces bu ... more
0 votes Share Flag Fri Mar 13, 2015 Home Buying in Concord
Arpad Racz, Real Estate Pro in 95124
Arpad Racz answered:
Whats the most important fact when shopping for a house or choosing that home?
Hi Tim,

Location, and that a house is a good fit for your needs are important.

Kind regards,

Arpad
0 votes Share Flag Thu Mar 12, 2015 Home Buying in 94523
Neil Case, Real Estate Pro in Contra Costa County,...
Neil Case answered:
My home has been on the market for 5 months and we have not had one single offer. My home is a 3 bedroom 2
In my humble opinion there is a buyer for every house and there are really only two factors that make up the bulk of the success or failure of it selling. It does not matter what the ma ... more
0 votes Share Flag Thu Mar 12, 2015 Foreclosure in Martinez
Neil Case, Real Estate Pro in Contra Costa County,...
Neil Case answered:
Hello, we are trying to get a VA mortgage. My husband is a veteran. I am a 584 fico hubs 560 is there anyone that can help us get a mortgage?
VA has a very different and in my opinion BETTER underwriting system than other loans. In most instances VA is one of the best loans you can obtain. VA does not have a minimum credit sc ... more
0 votes Share Flag Thu Mar 12, 2015 Home Buying in 94523
Kim Carnagey, Real Estate Pro in Austin, TX
Kim Carnagey answered:
If a listing agent receives multiple offers can he or she disclose the offers to the selling agent?
They would need the sellers permission BUT it would not necessarily be in the sellers best interest to reveal any details other than there are multiple offers.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in Pinole
Ricardo Vela…, Real Estate Pro in Pinole, CA
Ricardo Velazco answered:
I am planning to buy a property in Crystyl Ranch, Concord vicinity - what does the next 5 years forcast look like for houses in this area 94521
Great community first to go up last to come down in value in Concord. The only draw back its the traffic getting to and from.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in 94521
Ricardo Vela…, Real Estate Pro in Pinole, CA
Ricardo Velazco answered:
First time buyer, I'm thinking of buying a condo in Pinole or maybe a cheap house.
Pinole would be a great start if you can find a "cheap house". We are starting to see multiple offers. There are condo's in Pinole however most of them feel like apartments.
0 votes Share Flag Wed Mar 4, 2015 Home Buying in Pinole
Aryl & Pati…, Real Estate Pro in 33024
Aryl & Pati Robison answered:
Why do West Unified Schools suck so bad ?
To View a personalized guide to all schools in the area, please click on the following link: http://www.robisongroupflorida.com/71708/dsp_agent_page.php/270753/School_Information/Schoo ... more
0 votes Share Flag Wed Mar 4, 2015 Home Buying in Carriage Hills North
Jedidiah Mas…, Home Buyer in Pittsburg, CA
Jedidiah Maschke answered:
Is the Bay point area safe? Planning on buying a house in one of the newly built homes near the Pittsburg/Bay point Bart station.
I've lived in the Oak Hills neighborhood, about half a mile up the hill from the Pittsburg/Bay Point BART station for almost seven years. The simple answer is yes, it's safe. Our kids p ... more
1 vote Share Flag Sat Feb 28, 2015 Home Buying in Pittsburg
Anthony Piga…, Real Estate Pro in 94513
Anthony Pigati answered:
Is buying a small condo a good investment?
Buying a small condo could absolutely be a good investment. There are some good and bad Home Owners Associations (HOA) and some with rental restrictions that could limit your marketabi ... more
0 votes Share Flag Thu Feb 26, 2015 Home Buying in Concord
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