Home Buying in Contra Costa County : Questions & Answers

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Omar Khamisa, Real Estate Pro in Stockton, CA
Omar Khamisa answered:
Renting from Family - Preventing Jumbo Home Loan Approval?
Hi Emily

we have loan program , give us a call


Any question feel free to give us a call.

Omar Khamisa
NMLS # 369325
209-651-2000 office
510-648-5535 Cell
0 votes Share Flag A moment ago Home Buying in Walnut Creek
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
80-15-5 mortgage in California
Hello Bill, yes there are a few options. It only takes a few dozen questions to qualify and go over your options.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
REO & S ... more
0 votes Share Flag Mon Jan 26, 2015 Home Buying in Walnut Creek
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
What is the definition of a "bedroom" in Contra Costa County?
Hello lorrienr, yes there are rooms called a den sometimes with or without a door and with or without a closet but can be a bedroom with a door installed. A bedroom is a room with a clo ... more
0 votes Share Flag Sun Jan 25, 2015 Home Buying in Diablo Hills
Herbert   Fl…, Real Estate Pro in Winnetka, CA
Herbert Flores answered:
Difference between appraisal and loan contingencies
This is a great question about Appraisal contingency. Is when the appraisal meet the banks requirements the loan is approve and buyers rely to their opinion to proceed with the home ... more
0 votes Share Flag Sat Jan 24, 2015 Home Buying in San Ramon
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
Is the Bay point area safe? Planning on buying a house in one of the newly built homes near the Pittsburg/Bay point Bart station.
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the ... more
1 vote Share Flag Fri Jan 23, 2015 Home Buying in Pittsburg
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
is it possible to buy a second home with very little or no money down with excellent credit?
Hello dande987654, yes sure you may qualify to buy a second home from a minimum 620 and 10% down. It only takes a few dozen questions to qualify, go over your options and email you list ... more
0 votes Share Flag Thu Jan 22, 2015 Home Buying in Pittsburg
Runa Charlie, Home Buyer in New York, NY
Runa Charlie answered:
Considering buying a 3-4 bedroom house as a investment property and renting it out. Between, Brentwood, Mountain House & Antioch which would be best.
We have properties for sale in Chicago IL
Multi-Family Home for $40,000.00

THIS PROPERTY IS BEING OFFERED WITH DOWN-PAYMENT AND OWNER FINANCING!
(OR A CASH OFFER OF $17,000.00)

... more
0 votes Share Flag Thu Jan 15, 2015 Home Buying in Brentwood
Runa Charlie, Home Buyer in New York, NY
Runa Charlie answered:
Is the Applewood area in Brentwood, California (Nor Cal) a good area to invest?
Hi Shibani we have properties for sale in Chicago IL
Multi-Family Home for $40,000.00

THIS PROPERTY IS BEING OFFERED WITH DOWN-PAYMENT AND OWNER FINANCING!
(OR A CASH OFFER OF $17, ... more
0 votes Share Flag Thu Jan 15, 2015 Home Buying in Brentwood
Sarah Wikstr…, Real Estate Pro in 94521
Sarah Wikstrom answered:
Is buying a small condo a good investment?
Hi Elizabeth,

Home buying is one of the most, if not the most, important financial moves you will make in your lives. I completely understand where you're coming from. Get your foot ... more
0 votes Share Flag Thu Jan 15, 2015 Home Buying in Concord
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
I shortsold an investment home las vegas feb. 2013. been trying to refinance ($440,000) my primary home here in san ramon. can i refinance?
Hello yat cho, we have many loan programs available but the rates vary as well. You may qualify ONE DAY after a short sale, foreclosure or deed in lieu but it depends on what rate you h ... more
0 votes Share Flag Wed Jan 14, 2015 Credit Score in 94583
Randall Ortiz, Real Estate Pro in Sacramento, CA
Randall Ortiz answered:
I have a buyer looking for a single family home in Danville up to $1.1 with min of 3 beds and 2.5 baths. On or off market can do all cash if needed.
So what is your question? You should be able to search the mls to find something for them.
0 votes Share Flag Tue Jan 13, 2015 Home Buying in Danville
Susie Kay, Real Estate Pro in Frisco, TX
Susie Kay answered:
We put an offer for a house in San Ramon and during inspection we found out that the soil underneath are cracked... like surface of the moon. The
You may also want to ask this question to a foundation company or two, or hire an engineer.

Susie Kay
Realtor & Certified Stager
United Real Estate
469-371-2899
www.dfwdreamhome ... more
0 votes Share Flag Sat Jan 10, 2015 Home Buying in San Ramon
Jacob Medina, Real Estate Pro in Bakersfield, CA
Jacob Medina answered:
Can a Buyer cancel a purchase agreement and be entitled to their deposit after the 17 day contingency period has passed?
Yes, buyer should be able to get deposit back, it just depends if the buyer signed the release of contingencies form. The contingencies don't automatically remove after the 17 days ... more
0 votes Share Flag Fri Jan 9, 2015 Home Buying in San Ramon
Paige, Home Buyer in Alamo, CA
Paige answered:
What is the cost per square foot to build a custom, 2 story, 4,500 sq ft house in Danville, CA - 94506?
we are building currently in alamo and land costs aside, we are building for about $350 sf. we are also building just shy of 4700sf with a 320 sf outdoor living space. we are using br ... more
0 votes Share Flag Thu Jan 8, 2015 Home Buying in 94506
rons, Real Estate Pro in Concord, CA
rons answered:
WHAT ARE MY CHANCES OF RENTING A FORECLOSURE FROM THE BANK AND THEN BUYING THE PROPERTY WITHIN 6-MONTHS ARE LESS?
There is no such thing as renting a foreclosure. I assume you meant renting a REO? If so, chances are zero.
0 votes Share Flag Thu Jan 8, 2015 Home Buying in 94565
Tom E. Chance, Real Estate Pro in Livermore, CA
Tom E. Chance answered:
Why is it so difficult in the Bay Area to get an agent to work with you?
Good Afternoon Bright,

I understand that you might be having a difficult time with the agent you are currently working with, but let me say that not all agents are like this. No matt ... more
0 votes Share Flag Wed Jan 7, 2015 Home Buying in San Ramon
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
properties for auction in 94565
Hello, If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve and then you can be sent emails t ... more
0 votes Share Flag Sat Jan 3, 2015 Home Buying in 94565
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
can a first time home buyer by a short sale with a FHA loan?
Hello Sragler, sure as long as it passes FHA minimum property standards and you qualify for financing. If you figure out what cities/zip codes you are considering, minimum number of bed ... more
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 94565
Sheryl Arndt, Real Estate Pro in California
Sheryl Arndt answered:
No credit, first time home buyer, is credit needed if I have the money for a down payment and a co-signer on the loan? HELP!
Hello Julia, you may qualify FHA with NO FICO scores and alternative credit. You may qualify FHA with fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA ... more
0 votes Share Flag Fri Jan 2, 2015 Home Buying in 94565
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