Mario, as a long time member and contributor of Trulia I too really appreciate your question and concern. As for my personal experience with this forum I can't complain. As a "Factory Built Housing" specialist it has gained me Nationwide recognition for our Nationwide engineered certification and foundation retrofitting biz.
As for my RE brokerage, manufactured home dealership, development and construction biz on the North San Diego County Coast it has garnered me several leads many of which have been converted to some form of business be it a manufactured home sale, rental, remodel or installation. Overall I find Trulia a Truly great platform for my niche. Hope this helps.
Back in 2008 there was no written law that said you must live in a property for x-amount of time. There are currently rules, but that has noting to do you with you. You are not required to notify anyone. If you are looking to buy another home, there is a strategy to follow that will allow you maximize your purchasing power. There are a couple of options for you if you want to put the minimum amount down (3.5% or $0 if you are a VET) on your next purchase. I would speak to a lender before you move out and make any moves. An ounce of prevention is worth a pound of cure. You feel me?
Is it possible that the number you saw on the bank's website is whaty they foreclosed upon?
List price is a strategy ----- some agents price a listing artificially low to attract attention and to stimulate demand and/or multiple offers. Others price it high in anticipation of buyers submitting low ball offers, or buyers who automatically form an opinion that they should always submit an offer a certain % less than list price.
Your agent should pull up market comps. Although short sales and REOS typically sell for less than market, they oftentimes very near the market values in the area. Use those comps as a guide on how much to offer. And if you have information on how much the bank foreclose on, that may help as well.
Remember: just because it's bank-owned doesn't mean the bank is going to give it away.