Home Buying in Clearwater : Questions & Answers

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Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
Does everyone rely on your credit score in order to rent to you? Have proof of good steady income and income tax filed last year making over 60k.
Owners of real estate for rent need some indicator of the likelihood of you paying your rent on time.
If the historical record suggests they will need to hunt you down to collect rent, ... more
0 votes Share Flag Tue Jul 14, 2015 Home Buying in Clearwater
Tim Moore, Real Estate Pro in Nags Head, NC
Tim Moore answered:
Bad credit mortgage, clearwater fl
You need to speak to some lenders who can actually give you an answer based on many more factors than just the credit score. Credit score often adjusts the rate you get, good score = be ... more
0 votes Share Flag Sat Jul 4, 2015 Home Buying in Clearwater
VA Mortgage…, Real Estate Pro in Jacksonville, FL
VA Mortgage Hub answered:
Can a lender use my credit score since its higher than my husbands , but use my husbands income? To help us obtain a loan
Your credit score can only be used if you are on the loan application with him. VA is a great program, learn more by contacting us below.
VA Mortgage Hub
Florida VA Loans - 7 days ... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 33755
Budd Morris, Real Estate Pro in saint petersburg, FL
Budd Morris answered:
My Credit score is around 690 Im applying for a mortgage... what sort of interest rate will I get in this economy? Should I go with BOA or WF?
contact me and I will give you a name and phone number of a person to call.
It is not only credit score but debt to income and amount of down payment and whether it is a jumbo or not
... more
0 votes Share Flag Tue Jun 23, 2015 Home Buying in 33760
Mlt365, Home Buyer in Clearwater, FL
Mlt365 answered:
what is the coast for flood insurance being close to the gulfs?
That's for the Enterprise Rd townhouse.($2367/yr).....sorry I forgot to post that specific property
0 votes Share Flag Tue Jun 23, 2015 Home Buying in Clearwater
Mike Blue, Real Estate Pro in 34677
Mike Blue answered:
Are Trulia estimates usually pretty close to professional appraisals?
I have noticed that between all the online sites they all seem to have a very big swing in value. I would do a CMA to truly find out the values of property. This is just one more reason ... more
0 votes Share Flag Mon Jun 1, 2015 Home Buying in 33763
Diliber, Home Buyer in New York, NY
Diliber answered:
is imperial cove a 55 community?
I want to purchase in Clearwater in a 55 community I am 52 will that be acceptable also if I have my children stay 1 or 2 weeks with me would that be ok?
0 votes Share Flag Sun May 31, 2015 Home Buying in Imperial Cove
Budd Morris, Real Estate Pro in saint petersburg, FL
Budd Morris answered:
condo homeowner for 2yrs bought it through fha loan can I sell my condo now and buy a single family home
Yes you can. First you need to have a Real Estate agent value your current condo and check to see approx. how long it would take to sell. Then meet with a mortgage lender to start the p ... more
0 votes Share Flag Wed May 27, 2015 Home Buying in 33761
Amanda Baldw…, Real Estate Pro in Madirea, FL
Amanda Baldwin answered:
Cost of home inspection?
Roughly $300 depending on square footage and property style. Let me know if you have any other questions. Thanks!
0 votes Share Flag Thu May 14, 2015 Home Buying in 33767
Joel Johnson, Real Estate Pro in Bloomington, MN
Joel Johnson answered:
Do I qualify as 1st time homebuyer?
I don't believe you meet the "3 year rule". However, check with a couple of local lenders in Clearwater. The lenders could be any number of banks or credit unions. Ask if the state o ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
Donna Pearce, Real Estate Pro in Indian Rocks Beach, FL
Donna Pearce answered:
I'm rebuilding my credit, is it hard to get financing when I have a good job and have been there for approx 17yrs. I am not looking to anything
While you are rebuilding your credit, there are other options available. We recently partnered with a company that will buy the home for you, rent it to you, and then sell it back to y ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
Annette Lawr…, Real Estate Pro in Palm Harbor, FL
Annette Lawrence answered:
My husband and I will be looking at Clearwater,Florida single family house to purchase as a rental. Pros and cons of each?And best county to purchase?
If you are looking to make a investment purchase in Clearwater Fl, the county will be Pinellas County.
Northern Clearwater has the newest housing and Clearwater Beach has the highest p ... more
0 votes Share Flag Wed May 13, 2015 Home Buying in Clearwater
laurieretired, Home Owner in Clearwater, FL
laurieretired answered:
How many parking spaces come with each condo?
Generally just one, but maybe the more expensive units west of Belcher have two?
Usually lots of visitor spaces for friends and family visits.
0 votes Share Flag Fri May 1, 2015 Home Buying in On Top Of The World
laurieretired, Home Owner in Clearwater, FL
laurieretired answered:
New owners must attend an interview with TOTW. Is that to set you up with the rules and regs of the community? What does it involve?
You are correct in your assumptions.
Very informal, formal meeting with the company lawyer, a family member, very knowledgeable and friendly.
Rules and terms explained and documents ... more
0 votes Share Flag Fri May 1, 2015 Home Buying in On Top Of The World
laurieretired, Home Owner in Clearwater, FL
laurieretired answered:
below are for On Top of the World locational questions - Regards 1. fee simple and 2. adult children questions
1. Fee simple? monthly maintenance fee dependant on size of unit; runs from $250 to $350 / month.

2. 55 plus, adult only complex, no children, any age, only family members (which can ... more
0 votes Share Flag Fri May 1, 2015 Home Buying in On Top Of The World
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
Need Advise! We are looking to purchase a vacation home on the Gulf Coast of Florida.
Every transaction is different as every Seller's reasons to sell are different. Discuss all this info with your agent, they will be able to help out.
0 votes Share Flag Mon Apr 20, 2015 Home Buying in Clearwater
Diane Christ…, Real Estate Pro in Sarasota, FL
Diane Christner answered:
Mobile home lot rent
You heard incorrectly. This is taken directly from the state of FL site regarding mobile homes:

The park owner may increase the lot rental amount for those factors disclosed in the ... more
0 votes Share Flag Sun Apr 12, 2015 Home Buying in Clearwater
Joshua A. Le…, Real Estate Pro in Saint Petersburg, FL
Joshua A. Lerette answered:
When can I get FHA loan?
Jim's answer below is spot on! Please let me know if I can assist you with figuring out certain dates as everything in Pinellas County is easily searchable via public records.

Reason ... more
0 votes Share Flag Fri Apr 10, 2015 Home Buying in Clearwater
jennymyers82, Renter in Clearwater, FL
jennymyers82 answered:
How many buildings in "On Top Of The World"?
There are 60 + plus buildings at OTOW. There are 1 storey, 2 storey and 3 storey. There are 1 bed/1bath, 2 bed/1bath, 2 bed/2 bath and I think there are some with 3 bedrooms. I ha ... more
0 votes Share Flag Sun Apr 5, 2015 Home Buying in On Top Of The World
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