Cincinnati : Questions & Answers

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Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
what if my husband been on his job for 13 years no gap but just cleared bankruptcy how can he get a loan.?
Thasalove,
Great job time, but BK is a roadblock that will need to be addressed. Depending on the type of BK and your any credit re-establishment, it can be soon to 5 years.
Meet ... more
0 votes Share Flag Mon Sep 8, 2014 Home Buying in Cincinnati
Gaylord Lanh…, Renter in 45244
Gaylord Lanham asked:
is Newlun Court in Clermont Co.?
0 votes Share Flag Wed Sep 3, 2014 Home Buying in Cincinnati
Larry Kunz, Other/Just Looking in Tampa, FL
Larry Kunz answered:
I am wanting to purchase my first my home my credit isnt all that great and I am trying to figure out if getting a loan is even possible
Hello Rebecca,

Contact us for a free consultation. We may be able to help you restore your good credit. It's a great starting place before applying for a loan.

Margaret Ganey ... more
0 votes Share Flag Tue Sep 2, 2014 Home Buying in Cincinnati
Jenny Sarver, Real Estate Pro in Cincinnati, OH
Jenny Sarver answered:
Looking for a 3 bedroom , 2 bathroom, house around I75 or 275, in a good neighborhood. Budget cap is $125, any help appreciated.
Please call me directly with any questions you have about the Cincinnati area.

Jenny Sarver
Comey & Shepherd
jsarver@comey.com
0 votes Share Flag Mon Aug 25, 2014 Home Buying in Cincinnati
Tom Webb, Real Estate Pro in Cincinnati, OH
Tom Webb answered:
Finding a bank to do a HARP loan on investment property
Hi Haley,

I can assist you with you financing needs.We have a wide range of loan products including HARP.

Sincerely,

Tom Webb
Mortgage Loan Officer
WesBanco Bank
NMLS ID # ... more
0 votes Share Flag Sat Aug 23, 2014 Financing in Cincinnati
mariakebe, Home Buyer in Cincinnati, OH
mariakebe asked:
what is the dress code? This question was asked from http://www.trulia.com/rental-community/9000003604/Forest-Park-Apartments-580-Dewdrop-Cir-Cincinnati-OH-45240/
0 votes Share Flag Fri Aug 22, 2014 Market Conditions in Cincinnati
Bruce Miller, Real Estate Pro in Cincinnati, OH
Bruce Miller answered:
What happens if seller goes M.I.A
I would suggest that you speak to your agent first, and if you do not get the answers you need to your questions then speak to your agent's managing broker. Finally if you can not obta ... more
0 votes Share Flag Sat Aug 9, 2014 Home Buying in Cincinnati
Dan Tabit, Real Estate Pro in Sammamish, WA
Dan Tabit answered:
Mortgage Discharged in BK Over 10 Years Ago and Bank of America Still Won't Allow Short Sale or Foreclose
Disgruntled,
Thanks for the additional information. It sounds like you really need an attorney involved. With all the mishaps and damage that's been done as well as the delays, you m ... more
0 votes Share Flag Wed Aug 6, 2014 Home Selling in Cincinnati
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
how safe of a neighborhood is Byrneside Dr?
When it comes to any safety/crime related issues, it's always best to contact the local authorities with all your questions, hear all there is to hear firsthand. If unfamiliar with the ... more
1 vote Share Flag Fri Jul 18, 2014 Crime & Safety in Cincinnati
John D., Home Buyer in Fairfield, OH
John D. answered:
im moving from florida to hamilton county ohio (cincinnati ohio) and im looking for a house under 600 that accepts section 8 in a good neighborhood...
Most any decent area with section 8 housing in southwest Ohio has a large waiting list.

Good luck!
0 votes Share Flag Tue Jul 15, 2014 Rentals in Cincinnati
mariakebe, Home Buyer in Cincinnati, OH
mariakebe asked:
THESE SCHOOLS, their bully free zones??? This question was asked from http://www.trulia.com/rental/3158598404-Anderson-Twp-3173-Williams-Creek-Dr-Cincinnati-OH-45244
0 votes Share Flag Tue Jul 15, 2014 Market Conditions in Cincinnati
Tom Webb, Real Estate Pro in Cincinnati, OH
Tom Webb answered:
Mortgage preapproval and commitment letter from co in Cali, can I take it to any bank locally?
Give me a call and we can work on getting you pre-qualified. We have loans that dont require any mortgage insurance and need just 3% down. If you prefer we can schedule an appointment a ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in Cincinnati, OH
Tom Webb answered:
my house got foreclosed on 3 years ago. Im trying to buy a house now can I get a conventional loan?
There are other options than FHA availble. We have a program that only requires 3% down without mortgage insurance. Contact me and we can discuss the details.

Tom Webb
WesBanco Bank ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in Cincinnati, OH
Tom Webb answered:
Are there financing options out there still to avoid PMI altogether given that we have an 820 credit score and will be putting 5% down??
Yes there are options available. We have two loan products that dont require mortgage insurance and go as low as 3% down. Feel free to contact me for the details. We have branches all o ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in Cincinnati, OH
Tom Webb answered:
who knows a loan officer with a good underwriter that will get you approved in cincinnati, oh who specializes in fha loans?
Give me a call and we can discuss your options. We have a wide choice of loan products and I am very creative. If your not ready now we can go over the steps to get there. We have some ... more
0 votes Share Flag Wed Jul 9, 2014 Financing in Cincinnati
Tom Webb, Real Estate Pro in Cincinnati, OH
Tom Webb answered:
What is a good place to get a home loan/pre-approval from?
WesBanco is a great lender to work with. We have programs that allow as little as 3 percent down and dont require PMI. This can can translate to hundreds of dollers in savings monthly. ... more
0 votes Share Flag Thu Jul 3, 2014 Home Buying in Cincinnati
Brittany Mye…, Real Estate Pro in Cincinnati, OH
Brittany Myerholtz answered:
My husband which from a 1099 to W2 job doing the same work , no employment gaps. Our lender is saying he has to be at this job 2 yrs before approval.
That is not necessarily true. I have closed several loans where the borrower went from 1099 to W2 work just showing the new employer's contract and paystubs. I have even gotten that app ... more
0 votes Share Flag Thu Jul 3, 2014 Home Buying in 45230
Shadel Barber, Home Buyer in Cincinnati, OH
Shadel Barber asked:
What school district is it in.? This question was asked from http://www.trulia.com/rental/3113334127-2851-Fairhill-Dr-Cincinnati-OH-45239
0 votes Share Flag Sun Jun 29, 2014 Market Conditions in Monfort Heights East
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