Chemung County : Questions & Answers

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John Reynolds, Home Buyer in Halifax, PA
John Reynolds asked:
In need of personal loan for home repair we need to have our water well system repaired and poor credit can you help?
0 votes Share Flag Mon Sep 8, 2014 Remodel & Renovate in Big Flats
Jim Walker, Real Estate Pro in Carmichael, CA
Jim Walker answered:
Bank not issuing clear to close even after commitment and all closing conditions met
This is why libertarians don't like government regulation. Some companies like to screw the consumer if they can get away with it.

They are less likely to get away with it, if they ... more
0 votes Share Flag Fri Aug 1, 2014 Home Buying in Horseheads
Javier Menes…, Real Estate Pro in Farmingdale, NY
Javier Meneses answered:
We live in Elmira NY. My credit score is a 666 and my husbands is a 638. Where can we go for a mortgage?
I would be able to help. We have several options for that type of credit score. Most lenders will ONLY steer you to an FHA loan. I typically review all the necessary documentation, incl ... more
0 votes Share Flag Thu Jul 31, 2014 Home Buying in Elmira
Charlene_lan…, Home Buyer in Elmira, NY
Charlene_lancaster2000 asked:
does this property have utilities on it?
0 votes Share Flag Sat Feb 15, 2014 Home Buying in Elmira
Michelle Bur…, Real Estate Pro in Elmira, NY
Michelle Burns answered:
how fast could I move in to the property and what all do I need?
i agree with Cynthia. This is based on a case by case circumstance and be very careful about accepting keys with out viewing the property and meeting someone in person. Better to be s ... more
0 votes Share Flag Tue Jan 28, 2014 For Rent in 14904
apexfinance_…, Renter in Big Flats, NY
apexfinance_plc answered:
In Desperate need of a home improvement loan... with poor credit
Hello,



My name is Rita Beasley, i am from United States. I work for Apex financial Pl c, a private financial firm located in the united states and we offer loans ranging from

... more
0 votes Share Flag Sat Sep 28, 2013 Financing in Big Flats
Graydon Locey, Real Estate Pro in Horseheads, NY
Graydon Locey answered:
SONYMA loan approval for house with needed repairs
Your best bet is to ask your lender that you have been pre-approved with. They will be able to give you a better idea of what may or may not need to be fixed prior to closing much bette ... more
0 votes Share Flag Mon Jun 10, 2013 Home Buying in Elmira
Steve Parsons, Real Estate Pro in Salisbury, MD
Steve Parsons answered:
How long will earnest money keep a home?
Have you already put an offer down on the house yet? The offer (contract) is only good until the settlement date stated in the contract. This is why "TIME IS OF THE ESSENCE" is at the ... more
0 votes Share Flag Sun Jun 2, 2013 Home Buying in Elmira
Gail Gladsto…, Real Estate Pro in 11743
Gail Gladstone answered:
How long does the "investor approval" stage of a short sale take?
Amy, I really wish thete was pat answer for you but the only thing I can say is that anyone going into a short sale, should have no deadlines in mind.

The entire transaction is unp ... more
0 votes Share Flag Sun Jun 2, 2013 Home Buying in Horseheads
Graydon Locey, Real Estate Pro in Horseheads, NY
Graydon Locey answered:
Rent roll for 923 Lake st?
Average rent for 1-2 bed room units here would be apprx. $475-$600 a month.
0 votes Share Flag Thu May 9, 2013 Market Conditions in Elmira
milanahames, Home Buyer in Elmira, NY
milanahames answered:
135 Coleman est sale price
Thank you all. I am currently working with an agent she is very very good. I was actually looking for comps for this home.
0 votes Share Flag Sat Apr 20, 2013 Market Conditions in Elmira
Hgroveapts, Home Buyer in Elmira, NY
Hgroveapts answered:
I am relocating from Long Island to Elmira,N.Y. I am a professional healthcare worker and have a job procured with an Elmira psychiatrist. Rent.
Hi Chris,

I am the Resident Manager for Hickory Grove Apartments. We have 1, 2 and 3 bedroom apartments available. We are in the process of constructing new apartments as well as o ... more
0 votes Share Flag Wed Mar 27, 2013 For Rent in Elmira
Betsy Feyling, Real Estate Pro in 14845
Betsy Feyling answered:
How do I pick a real estate agent to help me sell my house?
Hi, Cathy,

I work in Horseheads., NY. You can contact a couple of companies to have an agent come do a presentation about their marketing and to talk to you about your house. You c ... more
0 votes Share Flag Tue Mar 19, 2013 Home Selling in Horseheads
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
Why is this home only being sold for 25,000?
Simply put it isn't. This is an auction and the strating bid is $25,000. The bank then has a "secret" reserve bid which is usually near market value that they will only accept offers. t ... more
0 votes Share Flag Sun Jan 6, 2013 Home Buying in Big Flats
Anna Brocco, Real Estate Pro in Nassau County, NY
Anna Brocco answered:
What do i need to know about buying a foreclosed home in NYS?
Consider working with an agent who can provide any necessary information, he/she will be your best guide...
0 votes Share Flag Sat Dec 29, 2012 Home Buying in 14901
Scott Godzyk, Real Estate Pro in 03109
Scott Godzyk answered:
What do I need to know about buying a foreclosed home in NYS?
When buying at auction, the buyer would be responsible for all liens, once the foreclsoure is final and teh bank takes ownership, back taxes, hoa fees and liens are taken care of. When ... more
0 votes Share Flag Sat Dec 29, 2012 Home Buying in 14901
Klimovalarisa, Real Estate Pro in Horseheads, NY
Klimovalarisa answered:
i am trying to relocate to elmira ny wit my children and im looking for a 3-4 bedroom .
Hi , I could help you with your relocation. First you have to move, find a job and rent for one year. during this time I will connect you with the most appropriate first time home buyer ... more
0 votes Share Flag Fri Nov 23, 2012 For Rent in Elmira
Cease42, Home Buyer in Elmira Heights, NY
Cease42 answered:
are surveys required in new york state prior to closing?
No, they are not required by law.

However, if the property is mortgaged, the lender will want title insurance. Almost all title insurers will ask for a survey to verify that the pro ... more
0 votes Share Flag Sun Nov 18, 2012 Home Buying in 14901
Trevor Curran, Real Estate Pro in Bronx, NY
Trevor Curran answered:
I pay 825.00 for rent right now but my credit is terrible, I am trying to get it re-established now, can I get a loan for a house?
Good morning Killer23,

Often I meet clients who think their credit is, as you say, "terrible." When I review their credit we find they actually qualify for a mortgage loan!

I rec ... more
0 votes Share Flag Mon Jul 30, 2012 Home Buying in 14904
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