Financing in Charleston : Questions & Answers

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Mike Limina, Real Estate Pro in 29407
Mike Limina answered:
I have a home in Austin, Tx Need a lender who will go 80 percent LTV on investment property
Hi Calvin,

I'd be happy to put you in contact with the lender I use here in Charleston. Feel free to contact me directly.
0 votes Share Flag Tue Feb 17, 2015 Financing in Charleston
Pastorbenand…, Other/Just Looking in Washington, DC
Pastorbenandrewsloans answered:
Can any SC lenders help me get a USDA loan? I had a short sale 14,months ago. Usda site has no stipulations on this but lenders have overlays.
To as many seeking any financial assistance,Business loan or

loan to finance a project or pay up bills,write to us and

we can help you with that amount you need. We are a

re ... more
0 votes Share Flag Mon Jul 15, 2013 Financing in Charleston
Daniel Klein, Real Estate Pro in Los Angeles, CA
Daniel Klein answered:
We are planning to buy a second property, should we get prequalified for a loan? I read on one of
Printing your credit report from a myfico.com or consumer websites is NOT the same as the credit report a mortgage banker pulls. The Fair Isaac Company has over 80 different "credit pro ... more
0 votes Share Flag Tue Nov 13, 2012 Financing in Charleston
Daniel Klein, Real Estate Pro in Los Angeles, CA
Daniel Klein answered:
Multiple equity loans
What is your home currently worth, vis a vis your mortgage? You said you have "value issues". Traditional lenders will lend up to 97% of the homes value on Cash out (FHA) and 90% Conven ... more
0 votes Share Flag Tue Nov 13, 2012 Financing in Charleston
Daniel Klein, Real Estate Pro in Los Angeles, CA
Daniel Klein answered:
I am going to refinance my FHA mortgage with a streamline fha - should I get a second loan so I can avoid paying PMI? < 1K equity and it's
IF you can afford a 15 year payment on an FHA, there is no mortgage insurance on a refinance streamline or otherwise.

Daniel Klein
800-640-8798
0 votes Share Flag Tue Nov 13, 2012 Financing in Charleston
David Benton, Real Estate Pro in Charleston, SC
David Benton answered:
I am a qualifed buyer that wants to rent with option to buy while waiting on short sale approval. Is this a good idea?
I don't know why they call them short sales when they usually take 3 to 5 months to close. lol

Some circumstances warrant extra time such as an IRS Tax lien that will take time to ge ... more
0 votes Share Flag Tue Oct 9, 2012 Financing in 29406
Brian Walsh…, Real Estate Pro in South of Broad, Char...
Brian Walsh Buyer's Agent answered:
Equity Loan questions
I believe buyers should use the internet to research information on mortgages for example:

rates
closing costs
what type of service
who to use locally

The thing is it is more b ... more
8 votes Share Flag Wed Jun 27, 2012 Financing in Charleston
Keith Rockma…, Real Estate Pro in San Francisco, CA
Keith Rockmael answered:
Who will finance a short refinance. My lender (HSBC) has agreed to work with me, but said I need to be approved by another bank for a loan.
Hi Kelly,

If had a large 2nd lien then I would suggest that you kill your 2nd. Depending on your bank, hardship, etc it may be a way to keep your home, save a bunch of $ and not do a ... more
0 votes Share Flag Fri Nov 11, 2011 Financing in Charleston
Torri Jacobs…, Real Estate Pro in Charleston, SC
Torri Jacobsen answered:
I am a SC Real Estate Investor. Have 37 single-family homes. Looking to refinance some or all. Any options?
Hi Randy

We recommend Donna Williamson. Here is her contact information:
Mortgage Expert
PH: (843)216-8997
www.donnawilliamson.benchmark.us

Good luck!

Thanks,
Torri Jac ... more
0 votes Share Flag Wed Aug 31, 2011 Financing in 29405
Michelle Mel…, Real Estate Pro in Charleston, SC
Michelle Melton 843.367.3379 answered:
I am interested in purchasing a 4plex non owner occupied, what can I expect for a down payment?
I would encourage you to contact a local lender to get the best advice and find the loan that will work best for you. I have seen as little as 10% down, but would say that 20% down and ... more
0 votes Share Flag Tue Dec 7, 2010 Financing in Charleston
Sharon Bruner, Real Estate Pro in Charleston, SC
Sharon Bruner answered:
hi are mortgages available that would allow me to finance repairs with purchase price for investment property
Hi Carol:
SunTrust Mortgage has a HomeFix Program that will roll the cost of repairs into your mortgage financing. Please let me know if you would like more details. Thank you, Sharo ... more
0 votes Share Flag Thu Jun 24, 2010 Financing in 29405
Hunter Reyno…, Real Estate Pro in Charleston, SC
Hunter Reynolds answered:
I live in charleston sc and wanting to by a house but my credit score is 570. Is there anyway I can get financed?
Hi -

I work with a lender that has helped a number of clients improve their credit score in a fairly short period of time. You can email him directly at todd.sevier@goodfaithusa.co ... more
0 votes Share Flag Thu May 27, 2010 Financing in Charleston
Lee Keadle, Real Estate Pro in Charleston, SC
Lee Keadle answered:
Looking to refinance 90% LTV on an investment property...
You should be able to get a loan in the near future, but for now, credit is very difficult to get. I would recommend talking with these mortgage brokers below and know that the loan mi ... more
0 votes Share Flag Wed Nov 12, 2008 Financing in Charleston
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