Champaign County : Questions & Answers

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Kipp Bates, Real Estate Pro in Champaign, IL
Kipp Bates answered:
Trulia is asking for a PIN before accepting my listing.
The PIN is your Property Identification Number. Every home has it. As well, this is public information and available on the county's website. Here is that site. http://www.co.champaign. ... more
0 votes Share Flag Tue May 12, 2015 Home Buying in Urbana
Sandy Thomps…, Real Estate Pro in 60061
Sandy Thompson Girolami answered:
can I get a loan for no money down with 580 credit score?
Some lenders, mine included, will consider a 580 credit score but only with 10% down. Don't know to many that will touch it otherwise. You will pay a much higher interest rate though ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Sandy Thomps…, Real Estate Pro in 60061
Sandy Thompson Girolami answered:
I have EXCELLENT credit (around low to mid 700's) but no money for a down payment. What can I do?????? I'm SOOO tired of waisting money on my apt.
I would be happy to take a look at your situation. What price range are you looking to purchase in? You do need to show some money in the bank in order to purchase a home.

I would ... more
0 votes Share Flag Tue Jan 20, 2015 Financing in 61820
Josh Barnett, Real Estate Pro in Oklahoma City, OK
Josh Barnett answered:
How do I buy a (Nice) home with NO money down?
Save up for the down payment.
0 votes Share Flag Wed Dec 24, 2014 Financing in 61820
stoneridgesq…, Real Estate Pro in Urbana, IL
stoneridgesquare answered:
I'm looking for general information on neighborhood safety in certain neighborhoods in Urbana, IL.
The area to the west of Urbana High School is a lovely historical neighborhood that is very safe. There are some college students that live in that area, as well as families. I agre ... more
0 votes Share Flag Thu Dec 11, 2014 Crime & Safety in 61801
Beth Young, Real Estate Pro in Champaign, IL
Beth Young answered:
This question is for Illinois realtors. Why as a seller do I need an attorney?
You are not required to have one by the state of Illinois. You will want to make sure that you select an attorney who specializes in real estate. In most cases, you are selling one of ... more
0 votes Share Flag Tue Oct 28, 2014 Home Selling in 61822
Tammy Hayes, Real Estate Pro in Port Charlotte, FL
Tammy Hayes answered:
Is this a safe neighborhood?
Many counties or cities will have a police department or sheriffs department web site that has crime statistics. Look for one in your area of interest. That is your best resource. Cr ... more
1 vote Share Flag Mon Oct 20, 2014 Crime & Safety in Champaign
Mark Waldhoff, Real Estate Pro in Champaign County, IL
Mark Waldhoff answered:
How far are schools?
Champaign schools have a unique setup so the question of which school will my children attend can't be answered by simply looking at a map.
Here's a link to the Family Information Cent ... more
1 vote Share Flag Mon Oct 20, 2014 Market Conditions in Champaign
Bryson Smith, Real Estate Pro in 61614
Bryson Smith answered:
What is the average monthly charges for utilitys for the past 24 months?
Depends on the area - does the home have an electric furnace, does it have a propane tank, etc. It also depends who lived there last - if you are looking at previous utility records.
3 votes Share Flag Tue Sep 23, 2014 Market Conditions in Mahomet
Patty Harris…, Real Estate Pro in Naperville, IL
Patty Harrison 630-854-3459 answered:
What is 5/1 ARM?
Hi Mom:

FHA, VA and conventional loans all have 5/1 programs. They are loans amortized over 30 years; but are only fixed for the first 5 years and then will adjust every year therea ... more
0 votes Share Flag Wed Sep 10, 2014 Financing in 61821
Bob Brandt R…, Real Estate Pro in Schaumburg, IL
Bob Brandt Re/Max 847-274-3193 answered:
What should I consider when flipping a condo that is offered to me at $20K less than appraisal?
You may want to consider also that the appraisal may not be an accurate or current guesstimate of what you would actually end up selling it for. Just because you do construction work do ... more
0 votes Share Flag Sun Aug 10, 2014 How To... in 61820
delldell, Home Buyer in Champaign, IL
delldell answered:
what school district would this fall under?
If you rent each side of this duplex, how much could you ask for monthly rental?
0 votes Share Flag Sat Aug 9, 2014 Market Conditions in Champaign
sjapartments, Real Estate Pro in Urbana, IL
sjapartments asked:
Where do I get a Trulia PIN ?
0 votes Share Flag Tue Jul 29, 2014 Home Buying in Urbana
Bluepoppies, Home Buyer in Appleton, WI
Bluepoppies asked:
are there more of these homes for sale,3 bedrooms? This question was asked from http://www.trulia.com/property/3125585776-1704-S-Cottage-Grove-Ave-Urbana-IL-61801
0 votes Share Flag Sun Apr 6, 2014 Market Conditions in Urbana
Bluepoppies, Home Buyer in Appleton, WI
Bluepoppies asked:
what is the lot size? This question was asked from http://www.trulia.com/property/3125585776-1704-S-Cottage-Grove-Ave-Urbana-IL-61801
0 votes Share Flag Sun Apr 6, 2014 Market Conditions in Urbana
Tony Grech, Real Estate Pro in Michigan
Tony Grech answered:
Need advice on seeking a non-FHA loan for a condo.
In order to get by with a smaller down payment, the condo does not necessarily need to be FHA approved, however, it would need to be Fannie Mae or Freddie Mac approved. If it has this ... more
0 votes Share Flag Fri Mar 21, 2014 Home Buying in Champaign
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